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My 56 yo brother just told me he has zero retirement savings
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| hyperactive medicated casino | 09/22/25 |
| charismatic pisswyrm station | 09/22/25 |
| Ruby razzmatazz quadroon public bath | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| insecure disgusting ticket booth | 09/22/25 |
| Hateful whorehouse | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| Ocher Soggy Jew Rigpig | 09/28/25 |
| Tripping stock car | 09/28/25 |
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| Thriller hilarious corn cake | 09/22/25 |
| Red garrison | 09/22/25 |
| Obsidian incel spot | 09/22/25 |
| peach candlestick maker french chef | 09/22/25 |
| Ruby razzmatazz quadroon public bath | 09/22/25 |
| Honey-headed jap | 09/22/25 |
| Buck-toothed corner | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| Thriller hilarious corn cake | 09/22/25 |
| painfully honest canary shrine laser beams | 09/22/25 |
| purple personal credit line | 09/22/25 |
| Red garrison | 09/22/25 |
| Provocative hall fat ankles | 09/22/25 |
| Violet University Becky | 09/22/25 |
| Buck-toothed corner | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| peach candlestick maker french chef | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| peach candlestick maker french chef | 09/22/25 |
| Demanding Ebony Striped Hyena | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| rebellious bawdyhouse | 09/22/25 |
| insecure disgusting ticket booth | 09/22/25 |
| dun house-broken lay | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| peach candlestick maker french chef | 09/22/25 |
| Slate Talented Parlor Associate | 09/22/25 |
| Snowy Cerebral Theater Stage Bbw | 09/22/25 |
| Violent olive factory reset button | 09/22/25 |
| Hateful whorehouse | 09/22/25 |
| Glassy slimy wrinkle | 09/22/25 |
| Wild trump supporter house | 09/22/25 |
| Free-loading hairy legs | 09/22/25 |
| appetizing point affirmative action | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| Thriller hilarious corn cake | 09/22/25 |
| boyish up-to-no-good resort juggernaut | 09/22/25 |
| orange famous landscape painting death wish | 09/22/25 |
| bonkers depressive faggotry | 09/22/25 |
| rose flirting gas station | 09/22/25 |
| Tripping stock car | 09/22/25 |
| Zippy stage psychic | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| cowardly concupiscible space | 09/26/25 |
| fighting sexy toilet seat area | 09/27/25 |
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| Dr_Sigmund_Floyd | 09/29/25 |
| Maroon Jewess | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| Maroon Jewess | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| Maroon Jewess | 09/22/25 |
| sadistic greedy business firm | 09/28/25 |
| Zombie-like Degenerate Liquid Oxygen | 09/22/25 |
| White floppy temple | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| Buck-toothed corner | 09/22/25 |
| Violet University Becky | 09/22/25 |
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| Violet University Becky | 09/22/25 |
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| Buck-toothed corner | 09/22/25 |
| Maroon Jewess | 09/22/25 |
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| sadistic greedy business firm | 09/28/25 |
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| Buck-toothed corner | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| Hateful whorehouse | 09/22/25 |
| Thriller hilarious corn cake | 09/22/25 |
| Zippy stage psychic | 09/22/25 |
| orange famous landscape painting death wish | 09/22/25 |
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| Glassy slimy wrinkle | 09/22/25 |
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| appetizing point affirmative action | 09/22/25 |
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| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| appetizing point affirmative action | 09/22/25 |
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| orange famous landscape painting death wish | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| fighting sexy toilet seat area | 09/27/25 |
| cowardly concupiscible space | 09/26/25 |
| sadistic greedy business firm | 09/28/25 |
| cowardly concupiscible space | 09/28/25 |
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| rose flirting gas station | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/27/25 |
| electric nibblets coffee pot | 09/28/25 |
| translucent meetinghouse | 09/23/25 |
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| lime old irish cottage | 09/28/25 |
| rose flirting gas station | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| rose flirting gas station | 09/22/25 |
| Glassy slimy wrinkle | 09/22/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/22/25 |
| White floppy temple | 09/22/25 |
| orange famous landscape painting death wish | 09/22/25 |
| Glassy slimy wrinkle | 09/26/25 |
| garnet embarrassed to the bone marketing idea parlour | 09/26/25 |
| thirsty metal dilemma | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: garnet embarrassed to the bone marketing idea parlour He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time. |
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Date: September 22nd, 2025 7:07 PM Author: hyperactive medicated casino that is sad. gave me anxiety just reading it. lord almighty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292437) |
Date: September 22nd, 2025 9:28 AM Author: charismatic pisswyrm station Weird (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290854) |
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Date: September 22nd, 2025 9:30 AM Author: Ruby razzmatazz quadroon public bath What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290858) |
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Date: September 22nd, 2025 9:35 AM Author: garnet embarrassed to the bone marketing idea parlour He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.
Do you know them? |
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Date: September 22nd, 2025 9:43 AM Author: insecure disgusting ticket booth Guessing they are big Israel supporters (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290896) |
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Date: September 22nd, 2025 10:42 AM Author: Hateful whorehouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290995) |
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Date: September 22nd, 2025 11:27 AM Author: garnet embarrassed to the bone marketing idea parlour I’m not sure either could even tell you who the current president is (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291076) |
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Date: September 28th, 2025 1:39 AM Author: Ocher Soggy Jew Rigpig President Biden is as sharp as a tack (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308560) |
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Date: September 28th, 2025 1:11 PM Author: Tripping stock car agree. the side of the tack you push on. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309326) |
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Date: September 29th, 2025 12:27 PM Author: AI_concubine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49311440) |
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Date: September 22nd, 2025 12:52 PM Author: Thriller hilarious corn cake (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291367) |
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Date: September 22nd, 2025 5:11 PM Author: Red garrison (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292142) |
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Date: September 22nd, 2025 9:58 AM Author: Obsidian incel spot its a story as old as recent times (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290926) |
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Date: September 22nd, 2025 10:18 AM Author: peach candlestick maker french chef (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290951) |
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Date: September 22nd, 2025 10:20 AM Author: Ruby razzmatazz quadroon public bath (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290957) |
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Date: September 22nd, 2025 10:37 AM Author: Honey-headed jap (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290984) |
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Date: September 22nd, 2025 10:49 AM Author: Buck-toothed corner (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291013) |
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Date: September 22nd, 2025 11:28 AM Author: garnet embarrassed to the bone marketing idea parlour (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291077) |
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Date: September 22nd, 2025 12:52 PM Author: Thriller hilarious corn cake (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291368) |
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Date: September 22nd, 2025 3:39 PM Author: painfully honest canary shrine laser beams (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291842) |
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Date: September 22nd, 2025 5:02 PM Author: purple personal credit line (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292110) |
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Date: September 22nd, 2025 5:11 PM Author: Red garrison (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292143) |
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Date: September 22nd, 2025 7:07 PM Author: Provocative hall fat ankles (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292436) |
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Date: September 22nd, 2025 9:30 AM Author: Violet University Becky Sounds very Gen X (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290859) |
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Date: September 22nd, 2025 9:41 AM Author: Buck-toothed corner (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290889) |
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Date: September 22nd, 2025 9:46 AM Author: garnet embarrassed to the bone marketing idea parlour Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290911) |
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Date: September 22nd, 2025 10:19 AM Author: peach candlestick maker french chef Double Big Fed? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290954) |
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Date: September 22nd, 2025 11:28 AM Author: garnet embarrassed to the bone marketing idea parlour Not saying, but yep (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291080) |
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Date: September 22nd, 2025 11:33 AM Author: peach candlestick maker french chef Good for you (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291097) |
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Date: September 22nd, 2025 1:22 PM Author: Demanding Ebony Striped Hyena Any kids? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291483) |
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Date: September 22nd, 2025 4:24 PM Author: garnet embarrassed to the bone marketing idea parlour He’s already graduated from college and doing well on his own. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291988) |
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Date: September 22nd, 2025 9:30 AM Author: rebellious bawdyhouse It probably will work out for him though. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290860) |
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Date: September 22nd, 2025 9:46 AM Author: insecure disgusting ticket booth Sadly yeah (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290909) |
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Date: September 22nd, 2025 9:32 AM Author: dun house-broken lay Tell us more about the wife's fake business (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290862) |
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Date: September 22nd, 2025 9:37 AM Author: garnet embarrassed to the bone marketing idea parlour She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290877) |
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Date: September 22nd, 2025 10:20 AM Author: peach candlestick maker french chef How can that lose 3k/month? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290956) |
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Date: September 22nd, 2025 10:27 AM Author: Slate Talented Parlor Associate She's putting way too much scent in them (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290970) |
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Date: September 22nd, 2025 10:31 AM Author: Snowy Cerebral Theater Stage Bbw (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290975) |
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Date: September 22nd, 2025 10:35 AM Author: Violent olive factory reset button (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290980) |
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Date: September 22nd, 2025 10:42 AM Author: Hateful whorehouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290998) |
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Date: September 22nd, 2025 10:49 AM Author: Glassy slimy wrinkle (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291011) |
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Date: September 22nd, 2025 10:51 AM Author: Wild trump supporter house (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291016) |
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Date: September 22nd, 2025 10:53 AM Author: Free-loading hairy legs (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291023) |
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Date: September 22nd, 2025 11:13 AM Author: appetizing point affirmative action (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291054) |
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Date: September 22nd, 2025 11:27 AM Author: garnet embarrassed to the bone marketing idea parlour (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291074) |
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Date: September 22nd, 2025 12:52 PM Author: Thriller hilarious corn cake (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291372) |
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Date: September 22nd, 2025 12:56 PM Author: boyish up-to-no-good resort juggernaut (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291399) |
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Date: September 22nd, 2025 1:25 PM Author: orange famous landscape painting death wish (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291495) |
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Date: September 22nd, 2025 4:20 PM Author: bonkers depressive faggotry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291968) |
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Date: September 22nd, 2025 4:22 PM Author: rose flirting gas station (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291973) |
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Date: September 22nd, 2025 4:41 PM Author: Tripping stock car (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292032) |
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Date: September 22nd, 2025 7:03 PM Author: Zippy stage psychic I think you misspelled "cents." (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292431) |
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Date: September 22nd, 2025 11:37 PM Author: garnet embarrassed to the bone marketing idea parlour (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293056) |
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Date: September 26th, 2025 1:39 PM Author: cowardly concupiscible space (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305213) |
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Date: September 27th, 2025 6:43 PM Author: fighting sexy toilet seat area (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308038) |
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Date: September 28th, 2025 1:58 PM Author: jet balding place of business stag film (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309440) |
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Date: September 29th, 2025 12:42 PM Author: Dr_Sigmund_Floyd (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49311477) |
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Date: September 22nd, 2025 9:36 AM Author: Maroon Jewess All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money. Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful. |
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Date: September 22nd, 2025 9:38 AM Author: garnet embarrassed to the bone marketing idea parlour He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290880) |
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Date: September 22nd, 2025 9:38 AM Author: Maroon Jewess Nothing wrong with that, brother. Or working until 76. Who cares? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290882) |
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Date: September 22nd, 2025 9:39 AM Author: garnet embarrassed to the bone marketing idea parlour He hates his job and wants to killself daily. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290886) |
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Date: September 22nd, 2025 9:42 AM Author: Maroon Jewess He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290894) |
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Date: September 28th, 2025 8:29 AM Author: sadistic greedy business firm Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308717) |
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Date: September 22nd, 2025 11:39 AM Author: Zombie-like Degenerate Liquid Oxygen nah, before he turns 65 that shit's gonna be means tested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291118) |
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Date: September 22nd, 2025 7:38 PM Author: White floppy temple Everyone should work to 70+. I have a 76 year old partner and he loves litigating. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292529) |
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Date: September 22nd, 2025 11:37 PM Author: garnet embarrassed to the bone marketing idea parlour Simmer down Shapiro (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293057) |
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Date: September 22nd, 2025 9:39 AM Author: Buck-toothed corner how is he going to pay off 400k in 14 years when he can't even save for retirement. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290887) |
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Date: September 22nd, 2025 9:41 AM Author: Violet University Becky You seem to struggle with the idea that someone could build net worth rather than Descending. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290890) |
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Date: September 22nd, 2025 9:43 AM Author: Buck-toothed corner My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290898) |
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Date: September 22nd, 2025 12:55 PM Author: Violet University Becky You should sell your Xbox for Profit. The price is ever increasing fo No Reason (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291391) |
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Date: September 22nd, 2025 12:58 PM Author: Buck-toothed corner are you saying I should Sell High? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291407) |
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Date: September 22nd, 2025 1:00 PM Author: Buck-toothed corner btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291419) |
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Date: September 22nd, 2025 9:42 AM Author: Maroon Jewess He needs to pay $2,000 in principal each month, which he can do on $180k. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290893) |
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Date: September 22nd, 2025 9:46 AM Author: Buff crusty queen of the night crackhouse Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290908) |
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Date: September 22nd, 2025 9:49 AM Author: Maroon Jewess Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290919) |
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Date: September 28th, 2025 12:09 AM Author: purple personal credit line (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308508) |
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Date: September 22nd, 2025 9:50 AM Author: Buck-toothed corner this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290921) |
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Date: September 22nd, 2025 9:44 AM Author: chestnut site Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290903) |
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Date: September 22nd, 2025 7:40 PM Author: White floppy temple At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292535) |
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Date: September 22nd, 2025 11:34 AM Author: translucent meetinghouse Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.
But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that. |
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Date: September 22nd, 2025 11:36 AM Author: Buck-toothed corner Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291106) |
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Date: September 23rd, 2025 12:31 AM Author: translucent meetinghouse (dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare. |
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Date: September 26th, 2025 1:40 PM Author: cowardly concupiscible space (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305216) |
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Date: September 28th, 2025 8:33 AM Author: sadistic greedy business firm Leave America (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308723) |
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Date: September 22nd, 2025 9:42 AM Author: chestnut site He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290895) |
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Date: September 22nd, 2025 9:44 AM Author: Buck-toothed corner he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290901) |
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Date: September 22nd, 2025 9:45 AM Author: chestnut site Once his kids are out of the house he can just downsize and bam! its paid off. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290906) |
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Date: September 28th, 2025 12:32 AM Author: unhinged doctorate library The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308521) |
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Date: September 28th, 2025 1:58 PM Author: Coiffed Twinkling Generalized Bond (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309435) |
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Date: September 22nd, 2025 9:58 AM Author: Obsidian incel spot He's going to be fine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290925) |
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Date: September 22nd, 2025 10:41 AM Author: effete sound barrier If he has a COVID-era mortgage rate, he'd be insane to pay it off (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290992) |
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Date: September 22nd, 2025 10:50 AM Author: Glassy slimy wrinkle For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291014) |
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Date: September 22nd, 2025 10:51 AM Author: peach candlestick maker french chef This guy gets it (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291017) |
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Date: September 22nd, 2025 10:53 AM Author: Buck-toothed corner Raymondnomics (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291024) |
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Date: September 22nd, 2025 11:29 AM Author: garnet embarrassed to the bone marketing idea parlour (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291083) |
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Date: September 22nd, 2025 11:46 AM Author: Hateful whorehouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291132) |
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Date: September 22nd, 2025 12:53 PM Author: Thriller hilarious corn cake (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291374) |
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Date: September 22nd, 2025 12:53 PM Author: Zippy stage psychic (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291380) |
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Date: September 22nd, 2025 1:26 PM Author: orange famous landscape painting death wish (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291500) |
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Date: September 28th, 2025 2:24 PM Author: lime old irish cottage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309504) |
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Date: September 22nd, 2025 10:43 AM Author: Adulterous Sable Haunted Graveyard Double Fault (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291001) |
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Date: September 22nd, 2025 10:48 AM Author: Glassy slimy wrinkle Many such cases (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291009) |
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Date: September 22nd, 2025 10:50 AM Author: peach candlestick maker french chef This seems to be about the median life outcome ITE (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291015) |
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Date: September 22nd, 2025 11:06 AM Author: appetizing point affirmative action I have a friend who just put 2200 worth of car audio into a 2008 camry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291045) |
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Date: September 22nd, 2025 11:19 AM Author: peach candlestick maker french chef Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291060) |
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Date: September 22nd, 2025 11:30 AM Author: garnet embarrassed to the bone marketing idea parlour Is your friend still in high school?
My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels. |
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Date: September 22nd, 2025 11:42 AM Author: appetizing point affirmative action He is early 30s lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291125) |
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Date: September 22nd, 2025 11:59 AM Author: cordovan church building knife alpha af (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291167) |
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Date: September 22nd, 2025 1:27 PM Author: orange famous landscape painting death wish I feel like there are more good stories about your brother, especially his financial decision making. Do share! (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291503) |
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Date: September 22nd, 2025 4:16 PM Author: garnet embarrassed to the bone marketing idea parlour He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291952) |
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Date: September 27th, 2025 6:47 PM Author: fighting sexy toilet seat area So why does he want to killself daily? Sounds relatively chill otherwise (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308045) |
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Date: September 26th, 2025 1:41 PM Author: cowardly concupiscible space sounds 180, i can hear the bass 30 seconds before he shows up (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305221) |
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Date: September 28th, 2025 8:35 AM Author: sadistic greedy business firm who says you can't buy class (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308733) |
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Date: September 28th, 2025 2:23 PM Author: cowardly concupiscible space (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309502) |
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Date: September 22nd, 2025 1:17 PM Author: misunderstood hominid box office He's going to need at least two new trucks before he retires, which will make saving more difficult (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291472) |
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Date: September 22nd, 2025 1:27 PM Author: peach candlestick maker french chef (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291502) |
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Date: September 22nd, 2025 1:57 PM Author: 180 abnormal community account prole Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291599) |
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Date: September 22nd, 2025 1:59 PM Author: misunderstood hominid box office There's nothing else a man can reasonably drive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291606) |
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Date: September 22nd, 2025 2:08 PM Author: bateful goal in life indirect expression He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291630) |
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Date: September 22nd, 2025 3:52 PM Author: Thriller hilarious corn cake (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291884) |
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Date: September 22nd, 2025 4:22 PM Author: rose flirting gas station (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291975) |
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Date: September 27th, 2025 6:31 PM Author: garnet embarrassed to the bone marketing idea parlour (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308023) |
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Date: September 28th, 2025 8:34 AM Author: electric nibblets coffee pot (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308727) |
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Date: September 23rd, 2025 12:34 AM Author: translucent meetinghouse (blue city shitlib)
Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry. |
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Date: September 23rd, 2025 12:53 AM Author: Bistre irradiated base water buffalo Lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293201) |
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Date: September 28th, 2025 2:25 PM Author: lime old irish cottage My cattle ranch is in Montana, do I have to return my truck (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309505) |
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Date: September 22nd, 2025 4:23 PM Author: rose flirting gas station what are your heights? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291980) |
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Date: September 22nd, 2025 4:31 PM Author: garnet embarrassed to the bone marketing idea parlour He’s 6’3 and I’m 6’1 (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292009) |
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Date: September 22nd, 2025 4:40 PM Author: rose flirting gas station he has you pwned 4lyfe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292028) |
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Date: September 22nd, 2025 7:16 PM Author: Glassy slimy wrinkle (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292464) |
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Date: September 22nd, 2025 11:38 PM Author: garnet embarrassed to the bone marketing idea parlour Harsh, but fair (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293059) |
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Date: September 22nd, 2025 7:37 PM Author: White floppy temple What's the big deal as long as they get inheritances. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292524) |
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Date: September 22nd, 2025 7:54 PM Author: orange famous landscape painting death wish If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292566) |
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Date: September 26th, 2025 1:06 PM Author: Glassy slimy wrinkle (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305085) |
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Date: September 26th, 2025 1:37 PM Author: garnet embarrassed to the bone marketing idea parlour Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305208) |
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Date: September 28th, 2025 8:50 AM Author: thirsty metal dilemma (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308752) |