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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
free-loading stirring forum
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
appetizing indian lodge
  09/22/25
Weird
bearded athletic conference center
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Orange Know-it-all Hunting Ground Pocket Flask
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
free-loading stirring forum
  09/22/25
Guessing they are big Israel supporters
disrespectful aphrodisiac native
  09/22/25
...
Territorial Meetinghouse
  09/22/25
I’m not sure either could even tell you who the curren...
free-loading stirring forum
  09/22/25
President Biden is as sharp as a tack
Umber cerebral queen of the night
  09/28/25
agree. the side of the tack you push on.
Nofapping Principal's Office
  09/28/25
...
Umber cerebral queen of the night
  09/29/25
...
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  09/22/25
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plum odious trump supporter jew
  09/22/25
its a story as old as recent times
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plum odious trump supporter jew
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Sounds very Gen X
Topaz theatre
  09/22/25
...
Maroon Vibrant Stead
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
free-loading stirring forum
  09/22/25
Double Big Fed?
Onyx bull headed selfie
  09/22/25
Not saying, but yep
free-loading stirring forum
  09/22/25
Good for you
Onyx bull headed selfie
  09/22/25
Any kids?
Pea-brained contagious goyim church
  09/22/25
He’s already graduated from college and doing well on ...
free-loading stirring forum
  09/22/25
It probably will work out for him though.
Fishy sick national security agency boistinker
  09/22/25
Sadly yeah
disrespectful aphrodisiac native
  09/22/25
Tell us more about the wife's fake business
autistic karate newt
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
free-loading stirring forum
  09/22/25
How can that lose 3k/month?
Onyx bull headed selfie
  09/22/25
She's putting way too much scent in them
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Nofapping Principal's Office
  09/22/25
I think you misspelled "cents."
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All he has to do to maek it is pay off his house over the ne...
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  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
free-loading stirring forum
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Mustard electric furnace tanning salon
  09/22/25
He hates his job and wants to killself daily.
free-loading stirring forum
  09/22/25
He should work harder, save more, get that house paid off or...
Mustard electric furnace tanning salon
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Trip aquamarine scourge upon the earth international law enforcement agency
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Sticky Black Hell
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Azure bateful haunted graveyard police squad
  09/22/25
Simmer down Shapiro
free-loading stirring forum
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Maroon Vibrant Stead
  09/22/25
You seem to struggle with the idea that someone could build ...
Topaz theatre
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Maroon Vibrant Stead
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Topaz theatre
  09/22/25
are you saying I should Sell High?
Maroon Vibrant Stead
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Maroon Vibrant Stead
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Mustard electric furnace tanning salon
  09/22/25
Sounds like if he told his wife to close her stupid “b...
sickened zombie-like milk
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Mustard electric furnace tanning salon
  09/22/25
...
electric temple
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Maroon Vibrant Stead
  09/22/25
Cr. It would be much better if he paid in installments, like...
big school cafeteria
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Azure bateful haunted graveyard police squad
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Beady-eyed House-broken Macaca Round Eye
  09/22/25
Why would you have several thousand per month in health care...
Maroon Vibrant Stead
  09/22/25
(dude who has never tried to buy insurance on the individual...
Beady-eyed House-broken Macaca Round Eye
  09/23/25
...
High-end Chest-beating Casino
  09/26/25
Leave America
Trip aquamarine scourge upon the earth international law enforcement agency
  09/28/25
He has social security and a good paying job and will have a...
big school cafeteria
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Maroon Vibrant Stead
  09/22/25
Once his kids are out of the house he can just downsize and ...
big school cafeteria
  09/22/25
The $3000 a month that the "business" is losing ma...
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  09/28/25
...
Cowardly pontificating menage idiot
  09/28/25
He's going to be fine
federal carnelian philosopher-king
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
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  09/22/25
For the financially retarded putting extra into your house i...
walnut curious ticket booth legend
  09/22/25
This guy gets it
Onyx bull headed selfie
  09/22/25
Raymondnomics
Maroon Vibrant Stead
  09/22/25
...
free-loading stirring forum
  09/22/25
...
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  09/28/25
...
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  09/22/25
Many such cases
walnut curious ticket booth legend
  09/22/25
This seems to be about the median life outcome ITE
Onyx bull headed selfie
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
laughsome national bbw
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Onyx bull headed selfie
  09/22/25
Is your friend still in high school? My brother, in all h...
free-loading stirring forum
  09/22/25
He is early 30s lol
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  09/22/25
alpha af
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  09/22/25
I feel like there are more good stories about your brother, ...
Rusted Abnormal Juggernaut
  09/22/25
He’s got a “system” for playing slots in V...
free-loading stirring forum
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
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  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
High-end Chest-beating Casino
  09/26/25
who says you can't buy class
Trip aquamarine scourge upon the earth international law enforcement agency
  09/28/25
...
High-end Chest-beating Casino
  09/28/25
He's going to need at least two new trucks before he retires...
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  09/22/25
...
Onyx bull headed selfie
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
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  09/22/25
There's nothing else a man can reasonably drive
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  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
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  09/27/25
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  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Beady-eyed House-broken Macaca Round Eye
  09/23/25
Lol
Vermilion Piazza
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
avocado talking boiling water mediation
  09/28/25
what are your heights?
Thriller kitchen twinkling uncleanness
  09/22/25
He’s 6’3 and I’m 6’1
free-loading stirring forum
  09/22/25
he has you pwned 4lyfe
Thriller kitchen twinkling uncleanness
  09/22/25
...
walnut curious ticket booth legend
  09/22/25
Harsh, but fair
free-loading stirring forum
  09/22/25
What's the big deal as long as they get inheritances.
Azure bateful haunted graveyard police squad
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Rusted Abnormal Juggernaut
  09/22/25
...
walnut curious ticket booth legend
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
free-loading stirring forum
  09/26/25
...
Cordovan nursing home
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: free-loading stirring forum

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: appetizing indian lodge

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: bearded athletic conference center

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Orange Know-it-all Hunting Ground Pocket Flask

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: free-loading stirring forum

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: disrespectful aphrodisiac native

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Territorial Meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: free-loading stirring forum

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Umber cerebral queen of the night

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: Nofapping Principal's Office

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: Umber cerebral queen of the night



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Bisexual Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: plum odious trump supporter jew



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: federal carnelian philosopher-king

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Onyx bull headed selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Orange Know-it-all Hunting Ground Pocket Flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: charismatic place of business



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Maroon Vibrant Stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: free-loading stirring forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Bisexual Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Effete Ultramarine Faggotry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: electric temple



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: plum odious trump supporter jew



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: kink-friendly navy partner lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Topaz theatre

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Maroon Vibrant Stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: free-loading stirring forum

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Onyx bull headed selfie

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: free-loading stirring forum

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Onyx bull headed selfie

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Pea-brained contagious goyim church

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: free-loading stirring forum

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Fishy sick national security agency boistinker

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: disrespectful aphrodisiac native

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: autistic karate newt

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: free-loading stirring forum

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Onyx bull headed selfie

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: Yellow elite factory reset button volcanic crater

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Comical sinister stag film roommate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: mewling hairraiser trailer park giraffe



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290980)



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Date: September 22nd, 2025 10:42 AM
Author: Territorial Meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: walnut curious ticket booth legend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291011)



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Date: September 22nd, 2025 10:51 AM
Author: At-the-ready wild address organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Charcoal jap yarmulke



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291023)



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Date: September 22nd, 2025 11:13 AM
Author: laughsome national bbw



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: free-loading stirring forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Bisexual Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291372)



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Date: September 22nd, 2025 12:56 PM
Author: Copper shaky kitty



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Rusted Abnormal Juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291495)



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Date: September 22nd, 2025 4:20 PM
Author: Fuchsia spectacular faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291968)



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Date: September 22nd, 2025 4:22 PM
Author: Thriller kitchen twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291973)



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Date: September 22nd, 2025 4:41 PM
Author: Nofapping Principal's Office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292032)



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Date: September 22nd, 2025 7:03 PM
Author: Slate parlor clown

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292431)



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Date: September 22nd, 2025 11:37 PM
Author: free-loading stirring forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293056)



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Date: September 26th, 2025 1:39 PM
Author: High-end Chest-beating Casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305213)



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Date: September 27th, 2025 6:43 PM
Author: excitant green church building jewess



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308038)



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Date: September 28th, 2025 1:58 PM
Author: arousing violet main people school



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309440)



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Date: September 29th, 2025 12:42 PM
Author: pearl massive french chef headpube



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: Mustard electric furnace tanning salon

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290872)



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Date: September 22nd, 2025 9:38 AM
Author: free-loading stirring forum

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: Mustard electric furnace tanning salon

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: free-loading stirring forum

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290886)



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Date: September 22nd, 2025 9:42 AM
Author: Mustard electric furnace tanning salon

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290894)



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Date: September 28th, 2025 8:29 AM
Author: Trip aquamarine scourge upon the earth international law enforcement agency

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: Sticky Black Hell

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: Azure bateful haunted graveyard police squad

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: free-loading stirring forum

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: Maroon Vibrant Stead

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: Topaz theatre

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: Maroon Vibrant Stead

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: Topaz theatre

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: Maroon Vibrant Stead

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: Maroon Vibrant Stead

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: Mustard electric furnace tanning salon

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: sickened zombie-like milk

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: Mustard electric furnace tanning salon

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290919)



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Date: September 28th, 2025 12:09 AM
Author: electric temple



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: Maroon Vibrant Stead

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: big school cafeteria

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: Azure bateful haunted graveyard police squad

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: Beady-eyed House-broken Macaca Round Eye

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: Maroon Vibrant Stead

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: Beady-eyed House-broken Macaca Round Eye

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293167)



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Date: September 26th, 2025 1:40 PM
Author: High-end Chest-beating Casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305216)



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Date: September 28th, 2025 8:33 AM
Author: Trip aquamarine scourge upon the earth international law enforcement agency

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: big school cafeteria

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: Maroon Vibrant Stead

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290901)



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Date: September 22nd, 2025 9:45 AM
Author: big school cafeteria

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290906)



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Date: September 28th, 2025 12:32 AM
Author: Razzmatazz hairless state becky

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308521)



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Date: September 28th, 2025 1:58 PM
Author: Cowardly pontificating menage idiot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: federal carnelian philosopher-king

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: jet property

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: walnut curious ticket booth legend

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: Onyx bull headed selfie

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: Maroon Vibrant Stead

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: free-loading stirring forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291083)



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Date: September 22nd, 2025 11:46 AM
Author: Territorial Meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: Bisexual Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: Slate parlor clown



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: Rusted Abnormal Juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291500)



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Date: September 28th, 2025 2:24 PM
Author: avocado talking boiling water mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309504)



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Date: September 22nd, 2025 10:43 AM
Author: chocolate business firm messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: walnut curious ticket booth legend

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: Onyx bull headed selfie

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: laughsome national bbw

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: Onyx bull headed selfie

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: free-loading stirring forum

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: laughsome national bbw

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: indigo knife box office

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: Rusted Abnormal Juggernaut

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: free-loading stirring forum

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291952)



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Date: September 27th, 2025 6:47 PM
Author: excitant green church building jewess

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308045)



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Date: September 26th, 2025 1:41 PM
Author: High-end Chest-beating Casino

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305221)



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Date: September 28th, 2025 8:35 AM
Author: Trip aquamarine scourge upon the earth international law enforcement agency

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308733)



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Date: September 28th, 2025 2:23 PM
Author: High-end Chest-beating Casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: cracking cyan really tough guy

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: Onyx bull headed selfie



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: sooty stimulating range

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: cracking cyan really tough guy

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Wonderful plaza psychic

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291630)



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Date: September 22nd, 2025 3:52 PM
Author: Bisexual Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Thriller kitchen twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291975)



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Date: September 27th, 2025 6:31 PM
Author: free-loading stirring forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: mind-boggling spot half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Beady-eyed House-broken Macaca Round Eye

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Vermilion Piazza

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: avocado talking boiling water mediation

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Thriller kitchen twinkling uncleanness

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: free-loading stirring forum

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Thriller kitchen twinkling uncleanness

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: walnut curious ticket booth legend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: free-loading stirring forum

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Azure bateful haunted graveyard police squad

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Rusted Abnormal Juggernaut

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49292566)



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Date: September 26th, 2025 1:06 PM
Author: walnut curious ticket booth legend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305085)



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Date: September 26th, 2025 1:37 PM
Author: free-loading stirring forum

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49305208)



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Date: September 28th, 2025 8:50 AM
Author: Cordovan nursing home



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310913#49308752)