\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Car payments now average $750/month; can get 100-month financing

https://www.wsj.com/business/autos/car-payments-now-average-...
Grizzly razzle garrison
  12/25/25
happy hannukah!
Primrose Fanboi Temple
  12/25/25
Who does this though? I usually put down 40-50% usually and ...
irradiated background story
  12/25/25
1. Buy cash. 2. Take advantage of dealer financing. 3. Lea...
Grizzly razzle garrison
  12/26/25
Lease lmao
irradiated background story
  12/26/25
are u too poor to pay cash for a car?
transparent roast beef
  12/26/25
...
black chad
  12/26/25
If you get something under $20K maybe, otherwise at least in...
Out-of-control cyan coldplay fan gaming laptop
  12/26/25
csb
transparent roast beef
  12/26/25
dealer financing is often a good deal
Grizzly razzle garrison
  12/26/25
Isn't it a little disgraceful to not have higher return alte...
Mint Curious Toilet Seat
  12/27/25
Most people don’t have a spare $20-30k lying around wh...
azure piazza
  12/26/25
this is the most prestigious law boart in the world. who car...
transparent roast beef
  12/26/25
It you haven't spent 5-8 years saving up 20-30k to buy a car...
silver parlour
  12/26/25
Xo does though. This isn’t “the most prestigious...
unhinged flushed stead dopamine
  12/26/25
The thread is about the average car payment. Not the car buy...
azure piazza
  12/26/25
Depends on what rates are and what else you might need cash ...
Out-of-control cyan coldplay fan gaming laptop
  12/26/25
lol @ xo poors that cant stomach both a car purchase and an ...
transparent roast beef
  12/26/25
This. My HVAC went a month ago and I just wrote a check for ...
irradiated background story
  12/26/25
personal cars will go down as the stupidest most counter pro...
insane faggotry
  12/26/25
It's fun to drive and even more fun with a decent car. At so...
Out-of-control cyan coldplay fan gaming laptop
  12/26/25
the amount govts msut spedn to build infra for this is absur...
insane faggotry
  12/26/25
You’re a retard. 99% of our country isn’t set up...
rose dead quadroon
  12/26/25
US had street cars and shit before niggas got "rights&q...
insane faggotry
  12/26/25
This. If I tried to bus to work it would take two hours...
Out-of-control cyan coldplay fan gaming laptop
  12/29/25
I think you’re understating how much niggers ruin the ...
Slippery lodge
  12/26/25
i commented to my NOWAGamerikkkan breh in saigon other night...
insane faggotry
  12/26/25
...
arrogant passionate marketing idea
  12/27/25
Every car costs at least $40k now.
azure piazza
  12/26/25
lol no.
chestnut self-absorbed institution regret
  12/26/25
Show me a new car that’s suitable for a family of 5 an...
azure piazza
  12/26/25
Kia Carnival
Grizzly razzle garrison
  12/26/25
Good goyim! My first car cost about $200 and ran for 2 ye...
Out-of-control cyan coldplay fan gaming laptop
  12/26/25
My car payment is $678.57. 3 more payments left!
translucent liquid oxygen casino
  12/26/25
DF in April 2026: these car title loan outfits are a total r...
narrow-minded ebony locus
  12/26/25
I just buy used and pay cash. Fuck these usurious loans. You...
canary striped hyena national security agency
  12/26/25
None of these idiots know you can get a decent slightly used...
chestnut self-absorbed institution regret
  12/26/25
Walmart.com has a surprisingly decent selection
Carnelian appetizing point patrolman
  12/26/25
Cr. lol at having a payment when a GX 460 is 35k
learning disabled idea he suggested
  12/26/25
Just paid off both my cars this morning! Titles are on the ...
chestnut self-absorbed institution regret
  12/26/25
Congrats, bro. I get my one outstanding title in April.
translucent liquid oxygen casino
  12/26/25
Congrats! We are now elite. Actual title holders on decen...
chestnut self-absorbed institution regret
  12/26/25
I’ve never had a car payment in my life. On my 21st ca...
tan soul-stirring library
  12/26/25
Yeah but your dad’s money bought them for you, RSF.
chestnut self-absorbed institution regret
  12/26/25
COME ON DOWN TO MARCO RUBIO TOYOTA
Indecent sandwich
  12/26/25
Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???
diverse telephone
  12/26/25
?
diverse telephone
  12/29/25
you'll own it after 50 years of payments
Erotic Theatre Private Investor
  12/26/25
silver over $79/ounce. gold over $4500/ounce.
amber house-broken crackhouse
  12/26/25
"One problem is that automakers aren’t making mod...
Walnut Legal Warrant Tanning Salon
  12/27/25
Or make sedans taller?
crawly lay dog poop
  12/27/25
if you bought a tesla model 3 with their financing deal and ...
180 swollen travel guidebook
  12/27/25
No Consumer Financial Protection Bureau means incoming 40% A...
Abusive Trip State
  12/27/25
I am seriously considering selling my entire vehicle collect...
Balding unholy bawdyhouse stock car
  12/27/25
Coon
cerebral trailer park shitlib
  12/27/25


Poast new message in this thread



Reply Favorite

Date: December 25th, 2025 8:10 PM
Author: Grizzly razzle garrison

https://www.wsj.com/business/autos/car-payments-now-average-more-than-750-a-month-enter-the-100-month-car-loan-fcd7d284?st=s2hbkk&reflink=desktopwebshare_permalink

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49539753)



Reply Favorite

Date: December 25th, 2025 8:15 PM
Author: Primrose Fanboi Temple

happy hannukah!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49539765)



Reply Favorite

Date: December 25th, 2025 8:19 PM
Author: irradiated background story

Who does this though? I usually put down 40-50% usually and aggressively pay it off.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49539777)



Reply Favorite

Date: December 26th, 2025 6:32 AM
Author: Grizzly razzle garrison

1. Buy cash.

2. Take advantage of dealer financing.

3. Lease.

4. Fall for four quadrant and sign 100-month lease.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540293)



Reply Favorite

Date: December 26th, 2025 9:07 AM
Author: irradiated background story

Lease lmao

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540437)



Reply Favorite

Date: December 26th, 2025 7:17 AM
Author: transparent roast beef

are u too poor to pay cash for a car?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540328)



Reply Favorite

Date: December 26th, 2025 9:08 AM
Author: black chad



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540439)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: Out-of-control cyan coldplay fan gaming laptop

If you get something under $20K maybe, otherwise at least in my situation the $40-50,000 is better off being saved elsewhere.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540458)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: transparent roast beef

csb

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540465)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: Grizzly razzle garrison

dealer financing is often a good deal

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541464)



Reply Favorite

Date: December 27th, 2025 3:42 AM
Author: Mint Curious Toilet Seat

Isn't it a little disgraceful to not have higher return alternatives for parking your cash?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49542246)



Reply Favorite

Date: December 26th, 2025 9:17 AM
Author: azure piazza

Most people don’t have a spare $20-30k lying around when they need to buy a car.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540446)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: transparent roast beef

this is the most prestigious law boart in the world. who cares about most people

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540459)



Reply Favorite

Date: December 26th, 2025 11:11 AM
Author: silver parlour

It you haven't spent 5-8 years saving up 20-30k to buy a car you have other fucking problems

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540678)



Reply Favorite

Date: December 26th, 2025 12:12 PM
Author: unhinged flushed stead dopamine

Xo does though. This isn’t “the most prestigious most people board in the world”

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540756)



Reply Favorite

Date: December 26th, 2025 12:50 PM
Author: azure piazza

The thread is about the average car payment. Not the car buying habits of UMC lawyers.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540848)



Reply Favorite

Date: December 26th, 2025 9:23 AM
Author: Out-of-control cyan coldplay fan gaming laptop

Depends on what rates are and what else you might need cash for. Put the minimum down, and pay off aggressively. you never know when you'll need cash for something else like a furnace that dies in February in Minnesota.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540457)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: transparent roast beef

lol @ xo poors that cant stomach both a car purchase and an appliance repair

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540462)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: irradiated background story

This. My HVAC went a month ago and I just wrote a check for $20k only because they couldn’t accept cash. This is XO. I spent $100k on a watch.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541465)



Reply Favorite

Date: December 26th, 2025 6:46 AM
Author: insane faggotry

personal cars will go down as the stupidest most counter productive invention of all time, it maeks zero sense, all this money wasted on cars and gas cld build literally free public transport all over world, but of course places with niggas wldnt like that but in asia it maeks perfect sense



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540310)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: Out-of-control cyan coldplay fan gaming laptop

It's fun to drive and even more fun with a decent car. At some point personal enjoyment should count into your decisions.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540463)



Reply Favorite

Date: December 26th, 2025 2:21 PM
Author: insane faggotry

the amount govts msut spedn to build infra for this is absurd u faggot and then most countries dont have oil so they have to import it and also import cars which they usually pay in USD, this is an insane thing

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541094)



Reply Favorite

Date: December 26th, 2025 9:50 AM
Author: rose dead quadroon

You’re a retard. 99% of our country isn’t set up like NYC or London or even Prague or Munich. People need to carry large amounts of shit to their houses and travel large distances across rural areas. What kind of public transportation do you envision for Bentonville Arkansas? How would you have a bus bring you from some random sub-development to your suburban style office building 25 miles away? You can buy your own cheap used car and insurance and gas and probably spend $500 per month on this, which is way less than what it would cost to fund public transportation capable of providing the same service.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540485)



Reply Favorite

Date: December 26th, 2025 2:22 PM
Author: insane faggotry

US had street cars and shit before niggas got "rights" in 60s

most ppl wldnt even live in suburbs if not for niggas

that said, now that u have sefl driving furk private car ownership it shld be banned or made hideously expensive

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541096)



Reply Favorite

Date: December 29th, 2025 12:31 PM
Author: Out-of-control cyan coldplay fan gaming laptop

This.

If I tried to bus to work it would take two hours each way with unbathed niggers for half the trip. I'd consider it if I had a few too many DUIs or if the roads were really bad and I had to get to the office. so far, I've never had to try it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49547166)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: Slippery lodge

I think you’re understating how much niggers ruin the whole concept. People would still have cars, but being on a train several hours with nothing but white people while you take a trip to some other state would actually be a pleasant experience. Literally impossible with blacks. Even a single black on a train car can ruin it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540494)



Reply Favorite

Date: December 26th, 2025 2:23 PM
Author: insane faggotry

i commented to my NOWAGamerikkkan breh in saigon other night that we were drinking beer outside 7-11 and there were hoards of trannie bar girls next door and across the street hoards of viets in a street cafe and next to us a birdshit family was also outside drinking some coconut shit and this was purely impossible to laughable proportions in the US totally cause of NIGGAS

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541101)



Reply Favorite

Date: December 27th, 2025 3:32 AM
Author: arrogant passionate marketing idea



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49542240)



Reply Favorite

Date: December 26th, 2025 9:16 AM
Author: azure piazza

Every car costs at least $40k now.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540444)



Reply Favorite

Date: December 26th, 2025 10:00 AM
Author: chestnut self-absorbed institution regret

lol no.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540497)



Reply Favorite

Date: December 26th, 2025 12:22 PM
Author: azure piazza

Show me a new car that’s suitable for a family of 5 and costs less than $40k after taxes and fees.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540787)



Reply Favorite

Date: December 26th, 2025 5:28 PM
Author: Grizzly razzle garrison

Kia Carnival

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541459)



Reply Favorite

Date: December 26th, 2025 9:20 AM
Author: Out-of-control cyan coldplay fan gaming laptop

Good goyim!

My first car cost about $200 and ran for 2 years or so and would have gone longer if I hadn't totaled it. Gen X here though.



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540449)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: translucent liquid oxygen casino

My car payment is $678.57. 3 more payments left!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540461)



Reply Favorite

Date: December 26th, 2025 2:46 PM
Author: narrow-minded ebony locus

DF in April 2026: these car title loan outfits are a total ripoff!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541154)



Reply Favorite

Date: December 26th, 2025 9:54 AM
Author: canary striped hyena national security agency

I just buy used and pay cash. Fuck these usurious loans. You can get something fairly nice and presentable under 40k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540490)



Reply Favorite

Date: December 26th, 2025 10:08 AM
Author: chestnut self-absorbed institution regret

None of these idiots know you can get a decent slightly used car for $20k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540518)



Reply Favorite

Date: December 26th, 2025 11:14 AM
Author: Carnelian appetizing point patrolman

Walmart.com has a surprisingly decent selection

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540683)



Reply Favorite

Date: December 26th, 2025 10:47 AM
Author: learning disabled idea he suggested

Cr. lol at having a payment when a GX 460 is 35k

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540631)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: chestnut self-absorbed institution regret

Just paid off both my cars this morning! Titles are on the way!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540495)



Reply Favorite

Date: December 26th, 2025 10:49 AM
Author: translucent liquid oxygen casino

Congrats, bro. I get my one outstanding title in April.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540635)



Reply Favorite

Date: December 26th, 2025 9:15 PM
Author: chestnut self-absorbed institution regret

Congrats! We are now elite. Actual title holders on decent cars.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541793)



Reply Favorite

Date: December 26th, 2025 12:16 PM
Author: tan soul-stirring library

I’ve never had a car payment in my life. On my 21st car. Always cash

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540766)



Reply Favorite

Date: December 26th, 2025 9:24 PM
Author: chestnut self-absorbed institution regret

Yeah but your dad’s money bought them for you, RSF.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541804)



Reply Favorite

Date: December 26th, 2025 1:02 PM
Author: Indecent sandwich

COME ON DOWN TO MARCO RUBIO TOYOTA

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49540867)



Reply Favorite

Date: December 26th, 2025 5:18 PM
Author: diverse telephone

Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541448)



Reply Favorite

Date: December 29th, 2025 12:35 PM
Author: diverse telephone

?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49547176)



Reply Favorite

Date: December 26th, 2025 5:30 PM
Author: Erotic Theatre Private Investor

you'll own it after 50 years of payments

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541469)



Reply Favorite

Date: December 26th, 2025 5:37 PM
Author: amber house-broken crackhouse

silver over $79/ounce.

gold over $4500/ounce.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49541483)



Reply Favorite

Date: December 27th, 2025 12:42 AM
Author: Walnut Legal Warrant Tanning Salon

"One problem is that automakers aren’t making models with a sticker price under $30,000"

Anything that cheap will be sedan, which a GoyTruck will easily swallow. These giant trucks are a scourge and causing everyone to upgrade to bigger (and thus more expensive) vehicles to keep their families safe.

The solution is to heavily tax these trucks but ofcourse birdshits will be opposed to that.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49542169)



Reply Favorite

Date: December 27th, 2025 12:44 AM
Author: crawly lay dog poop

Or make sedans taller?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49542171)



Reply Favorite

Date: December 27th, 2025 1:45 AM
Author: 180 swollen travel guidebook

if you bought a tesla model 3 with their financing deal and tax credit, it's like $500/mo payement

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49542199)



Reply Favorite

Date: December 27th, 2025 3:17 AM
Author: Abusive Trip State

No Consumer Financial Protection Bureau means incoming 40% APR loans, thanks and happy new year!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49542231)



Reply Favorite

Date: December 27th, 2025 3:45 AM
Author: Balding unholy bawdyhouse stock car

I am seriously considering selling my entire vehicle collection and taking uber everywhere. Probably I will keep my old pick up.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49542249)



Reply Favorite

Date: December 27th, 2025 3:47 AM
Author: cerebral trailer park shitlib

Coon

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310917#49542250)