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Best Bank With High Transfer Limits

I have been keeping my funds for estimated taxes, SEP contri...
bronco
  10/14/25
Wouldn't Schwab work for you? Hold a short term Treasury ETF...
Louis Poasteur
  10/14/25
I like this option. Thank you.
bronco
  10/14/25
This is what I do. Keep short term cash in BIL.
OldHLSDude
  10/14/25
...
Louis Poasteur
  10/14/25


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Date: October 14th, 2025 12:39 PM
Author: bronco (i'm losing my edge)

I have been keeping my funds for estimated taxes, SEP contributions, etc., in a high-interest online account. The problem with this bank is the transfer limits are pretty low, all things considered (a daily external transfer limit of $10,000 and a monthly external transfer limit of $25,000). This runs into issues when I'm paying quarterly taxes, paying SEP, etc.

Can anyone recommend another bank with competitive APY (around 4.0%) that has much higher transfer limits, both daily and within 30-day periods, etc.?

(http://www.autoadmit.com/thread.php?thread_id=5786362&forum_id=2\u0026show=6hr#49348440)



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Date: October 14th, 2025 12:53 PM
Author: Louis Poasteur

Wouldn't Schwab work for you? Hold a short term Treasury ETF that currently yields 4.2%, like SGOV or VBIL

(http://www.autoadmit.com/thread.php?thread_id=5786362&forum_id=2\u0026show=6hr#49348470)



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Date: October 14th, 2025 12:54 PM
Author: bronco (i'm losing my edge)

I like this option. Thank you.

(http://www.autoadmit.com/thread.php?thread_id=5786362&forum_id=2\u0026show=6hr#49348473)



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Date: October 14th, 2025 12:58 PM
Author: OldHLSDude

This is what I do. Keep short term cash in BIL.

(http://www.autoadmit.com/thread.php?thread_id=5786362&forum_id=2\u0026show=6hr#49348485)



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Date: October 14th, 2025 1:23 PM
Author: Louis Poasteur



(http://www.autoadmit.com/thread.php?thread_id=5786362&forum_id=2\u0026show=6hr#49348521)