The most prestigious law school admissions discussion board in the world.
|
 |
 
|
Is there any reason to put between 6% and 19% down on a house?
| Drunken Indigo Piazza Half-breed | 02/24/26 |
| Drunken Indigo Piazza Half-breed | 02/24/26 |
| Contagious Magical Base Faggotry | 02/24/26 |
| Drunken Indigo Piazza Half-breed | 02/24/26 |
| Contagious Magical Base Faggotry | 02/24/26 |
| Vermilion Bearded Death Wish Crotch | 02/24/26 |
| Drunken Indigo Piazza Half-breed | 02/24/26 |
| Vermilion Bearded Death Wish Crotch | 02/24/26 |
| Drunken Indigo Piazza Half-breed | 02/24/26 |
| nudist stead | 02/24/26 |
| crusty hyperventilating public bath | 02/24/26 |
| cerebral hunting ground | 02/24/26 |
Poast new message in this thread
Date: February 24th, 2026 1:25 PM Author: Drunken Indigo Piazza Half-breed Assume I'm a financially retarded manchild (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2\u0026show=month#49691728) |
Date: February 24th, 2026 2:03 PM Author: Drunken Indigo Piazza Half-breed Help friends (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2\u0026show=month#49691868) |
|
Date: February 24th, 2026 2:04 PM Author: Contagious Magical Base Faggotry forced savings a dislike of debt reduced vulnerability to interest rate hikes |
 |
Date: February 24th, 2026 2:09 PM Author: Drunken Indigo Piazza Half-breed tyft (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2\u0026show=month#49691895) |
|
Date: February 24th, 2026 2:21 PM Author: Contagious Magical Base Faggotry it's a risk averse move to put more money into your house than you have to instead of in the stock market, but there is nothing wrong with being risk averse if that is your position and you sleep better at night that way, you need to do what is right for you personally, while I have a relatively high-risk investment approach, I also really really hate having debt, so I never leave credit card balances unpaid and have often paid the maximum amount on mortgages - some people may call that internally inconsistent, but I don't care, it keeps me happy and so that's what I do |
|
Date: February 24th, 2026 2:04 PM Author: Vermilion Bearded Death Wish Crotch you gotta put (lex) in the thread title and you'll get like 60 replies (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2\u0026show=month#49691873) |
|
Date: February 24th, 2026 2:10 PM Author: Drunken Indigo Piazza Half-breed I'll just keep replying to every response until interest picks up (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2\u0026show=month#49691897) |
|
Date: February 24th, 2026 2:16 PM Author: Vermilion Bearded Death Wish Crotch "The gunnerattt strategy" (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2\u0026show=month#49691920) |
|
Date: February 24th, 2026 2:17 PM Author: Drunken Indigo Piazza Half-breed The system works (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2\u0026show=month#49691928) |
|
Date: February 24th, 2026 2:17 PM Author: nudist stead no. the people doing that are just lost. (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2\u0026show=month#49691927) |
|
Date: February 24th, 2026 2:18 PM Author: crusty hyperventilating public bath for one, various closing costs seem to be proportionate to the amount of the loan, for example county costs to record the mortgage. title insurance may also increase too.
thus, taking a bigger loan means you're paying unnecessarily costs. |
|
Date: February 24th, 2026 9:18 PM Author: cerebral hunting ground It could affect your PMI or your rate.
FWIW, financial "experts" really hate PMI - but i did the math when I bought a house and it was like an extra $70 a month to just put 5% down - so investing that extra $100,000 was a clear winner at a 3% rate.
Probably not the case now but goes to show how the conventional wisdom is usually not from people who've done any actual analysis. |