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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
pungent pit chad
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Snowy Messiness
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
pungent pit chad
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
yellow tripping property
  12/15/25
u sound mad
angry cheese-eating nibblets meetinghouse
  12/14/25
go to grad school
multi-colored sick jew legal warrant
  12/14/25
...
curious newt
  12/14/25
Post bacc MD cr?
pungent pit chad
  12/15/25
yeah you gotta be careful though. some are better than other...
multi-colored sick jew legal warrant
  12/15/25
time for you to pay off mine
Hyperventilating school alpha
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Sadistic Water Buffalo
  12/15/25
...
angry cheese-eating nibblets meetinghouse
  12/15/25
...
Transparent fiercely-loyal field
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
multi-colored sick jew legal warrant
  12/15/25
I have zero debt, I love my freedom.
Sadistic Water Buffalo
  12/15/25
...
purple gas station boiling water
  12/15/25
you won this gen
vigorous coldplay fan
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
plum demanding den police squad
  12/15/25
current weight?
Talking State Immigrant
  12/15/25
372 or so. It's been a rough holiday season.
plum demanding den police squad
  12/15/25
what are some things that have happened to you that forced y...
Spectacular burgundy lay main people
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
plum demanding den police squad
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Heady puce tanning salon
  12/15/25
how much was the original loan balance and how much (((inter...
Heady puce tanning salon
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
pungent pit chad
  12/15/25
I want to stab you
swashbuckling school cafeteria
  12/15/25
Being echo gen x has its privileges
pungent pit chad
  12/15/25
hookers and blow? pretty much whatever you want
Arousing Corner
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Razzmatazz private investor
  12/15/25
Where the fuck did you get 2.75% interest student loans?
stimulating parlour goyim
  12/15/25
Around 2007 and 2008, there were some great rates.
Mahogany idiotic public bath famous landscape painting
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
pungent pit chad
  12/15/25
Undergrad?
Mahogany idiotic public bath famous landscape painting
  12/16/25
...
Sadistic Water Buffalo
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Mahogany idiotic public bath famous landscape painting
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
stimulating parlour goyim
  12/15/25
two girls, same time
Out-of-control Persian
  12/15/25
borrow more money from jews asap
Bonkers native brethren
  12/15/25
Uncle Sam is a goy, shitlib
pungent pit chad
  12/15/25
who benefits? COHEN BENEFITS!
Bonkers native brethren
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: pungent pit chad

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Snowy Messiness

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: pungent pit chad

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: yellow tripping property

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: angry cheese-eating nibblets meetinghouse

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: multi-colored sick jew legal warrant

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: curious newt



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: pungent pit chad

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: multi-colored sick jew legal warrant

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Hyperventilating school alpha

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Sadistic Water Buffalo

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: angry cheese-eating nibblets meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Transparent fiercely-loyal field



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: multi-colored sick jew legal warrant

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Sadistic Water Buffalo

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: purple gas station boiling water



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: vigorous coldplay fan

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: plum demanding den police squad

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Talking State Immigrant

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: plum demanding den police squad

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Spectacular burgundy lay main people

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: plum demanding den police squad

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Heady puce tanning salon

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Heady puce tanning salon

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: pungent pit chad

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: swashbuckling school cafeteria

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: pungent pit chad

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Arousing Corner

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Razzmatazz private investor

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: stimulating parlour goyim

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Mahogany idiotic public bath famous landscape painting

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: pungent pit chad

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Mahogany idiotic public bath famous landscape painting

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Sadistic Water Buffalo



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Mahogany idiotic public bath famous landscape painting

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: stimulating parlour goyim

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Out-of-control Persian

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Bonkers native brethren

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: pungent pit chad

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Bonkers native brethren

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted",#49512587)