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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
contagious mood gas station
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Greedy Buff Stage Turdskin
  09/22/25
Weird
fragrant tanning salon
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Diverse Home Kitty
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
contagious mood gas station
  09/22/25
Guessing they are big Israel supporters
copper abode travel guidebook
  09/22/25
...
irate cracking library halford
  09/22/25
I’m not sure either could even tell you who the curren...
contagious mood gas station
  09/22/25
President Biden is as sharp as a tack
federal vivacious heaven elastic band
  09/28/25
agree. the side of the tack you push on.
sealclubber
  09/28/25
...
AI_concubine
  09/29/25
...
Passionate point
  09/22/25
...
chestnut multi-colored set haunted graveyard
  09/22/25
its a story as old as recent times
Costumed Boistinker
  09/22/25
...
exciting jade place of business toaster
  09/22/25
...
Diverse Home Kitty
  09/22/25
...
bull headed legend stage
  09/22/25
...
Dead Pervert
  09/22/25
...
contagious mood gas station
  09/22/25
...
Passionate point
  09/22/25
...
confused cruise ship
  09/22/25
...
Electric sepia station windowlicker
  09/22/25
...
chestnut multi-colored set haunted graveyard
  09/22/25
...
pungent spectacular locus party of the first part
  09/22/25
Sounds very Gen X
Gold adventurous police squad
  09/22/25
...
Dead Pervert
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
contagious mood gas station
  09/22/25
Double Big Fed?
exciting jade place of business toaster
  09/22/25
Not saying, but yep
contagious mood gas station
  09/22/25
Good for you
exciting jade place of business toaster
  09/22/25
Any kids?
Abnormal Doctorate Kitty Cat
  09/22/25
He’s already graduated from college and doing well on ...
contagious mood gas station
  09/22/25
It probably will work out for him though.
swashbuckling submissive electric furnace
  09/22/25
Sadly yeah
copper abode travel guidebook
  09/22/25
Tell us more about the wife's fake business
Bright parlour
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
contagious mood gas station
  09/22/25
How can that lose 3k/month?
exciting jade place of business toaster
  09/22/25
She's putting way too much scent in them
carmine zippy institution dopamine
  09/22/25
...
low-t startled people who are hurt
  09/22/25
...
Stimulating lake spot
  09/22/25
...
irate cracking library halford
  09/22/25
...
indigo haunting telephone
  09/22/25
...
ruby location
  09/22/25
...
comical bbw digit ratio
  09/22/25
...
ivory casino
  09/22/25
...
contagious mood gas station
  09/22/25
...
Passionate point
  09/22/25
...
shimmering magical piazza puppy
  09/22/25
...
Razzle-dazzle state
  09/22/25
...
vermilion stain
  09/22/25
...
milky athletic conference
  09/22/25
...
Histrionic nursing home potus
  09/22/25
I think you misspelled "cents."
Splenetic stag film tank
  09/22/25
...
contagious mood gas station
  09/22/25
...
Onyx Brunch
  09/26/25
...
irradiated fluffy associate
  09/27/25
...
Judas Jones
  09/28/25
...
Dr_Sigmund_Floyd
  09/29/25
All he has to do to maek it is pay off his house over the ne...
coiffed impertinent goal in life international law enforcement agency
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
contagious mood gas station
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
coiffed impertinent goal in life international law enforcement agency
  09/22/25
He hates his job and wants to killself daily.
contagious mood gas station
  09/22/25
He should work harder, save more, get that house paid off or...
coiffed impertinent goal in life international law enforcement agency
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
180 filthy center
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Thirsty resort
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Bat shit crazy spruce temple shitlib
  09/22/25
Simmer down Shapiro
contagious mood gas station
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Dead Pervert
  09/22/25
You seem to struggle with the idea that someone could build ...
Gold adventurous police squad
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Dead Pervert
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Gold adventurous police squad
  09/22/25
are you saying I should Sell High?
Dead Pervert
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Dead Pervert
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
coiffed impertinent goal in life international law enforcement agency
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Deranged Marvelous Lay
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
coiffed impertinent goal in life international law enforcement agency
  09/22/25
...
Electric sepia station windowlicker
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Dead Pervert
  09/22/25
Cr. It would be much better if he paid in installments, like...
mentally impaired site
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Bat shit crazy spruce temple shitlib
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
adulterous love of her life
  09/22/25
Why would you have several thousand per month in health care...
Dead Pervert
  09/22/25
(dude who has never tried to buy insurance on the individual...
adulterous love of her life
  09/23/25
...
Onyx Brunch
  09/26/25
Leave America
180 filthy center
  09/28/25
He has social security and a good paying job and will have a...
mentally impaired site
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Dead Pervert
  09/22/25
Once his kids are out of the house he can just downsize and ...
mentally impaired site
  09/22/25
The $3000 a month that the "business" is losing ma...
Topaz Circlehead
  09/28/25
...
CriminalConversation
  09/28/25
He's going to be fine
Costumed Boistinker
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
cowardly pocket flask address
  09/22/25
For the financially retarded putting extra into your house i...
indigo haunting telephone
  09/22/25
This guy gets it
exciting jade place of business toaster
  09/22/25
Raymondnomics
Dead Pervert
  09/22/25
...
contagious mood gas station
  09/22/25
...
irate cracking library halford
  09/22/25
...
Passionate point
  09/22/25
...
Splenetic stag film tank
  09/22/25
...
Razzle-dazzle state
  09/22/25
...
;;......,.,.,.;.,.,.,.,.,
  09/28/25
...
maize mother box office
  09/22/25
Many such cases
indigo haunting telephone
  09/22/25
This seems to be about the median life outcome ITE
exciting jade place of business toaster
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
ivory casino
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
exciting jade place of business toaster
  09/22/25
Is your friend still in high school? My brother, in all h...
contagious mood gas station
  09/22/25
He is early 30s lol
ivory casino
  09/22/25
alpha af
Umber toilet seat
  09/22/25
I feel like there are more good stories about your brother, ...
Razzle-dazzle state
  09/22/25
He’s got a “system” for playing slots in V...
contagious mood gas station
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
irradiated fluffy associate
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Onyx Brunch
  09/26/25
who says you can't buy class
180 filthy center
  09/28/25
...
Kenneth Play
  09/28/25
He's going to need at least two new trucks before he retires...
jet stubborn roommate theater stage
  09/22/25
...
exciting jade place of business toaster
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
sienna organic girlfriend space
  09/22/25
There's nothing else a man can reasonably drive
jet stubborn roommate theater stage
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
massive charismatic filthpig
  09/22/25
...
Passionate point
  09/22/25
...
milky athletic conference
  09/22/25
...
contagious mood gas station
  09/27/25
...
vigorous ocher parlor rigor
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
adulterous love of her life
  09/23/25
Lol
iridescent dashing market
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
;;......,.,.,.;.,.,.,.,.,
  09/28/25
what are your heights?
milky athletic conference
  09/22/25
He’s 6’3 and I’m 6’1
contagious mood gas station
  09/22/25
he has you pwned 4lyfe
milky athletic conference
  09/22/25
...
indigo haunting telephone
  09/22/25
Harsh, but fair
contagious mood gas station
  09/22/25
What's the big deal as long as they get inheritances.
Bat shit crazy spruce temple shitlib
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Razzle-dazzle state
  09/22/25
...
indigo haunting telephone
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
contagious mood gas station
  09/26/25
...
orchid tripping lettuce cumskin
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: contagious mood gas station

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Greedy Buff Stage Turdskin

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: fragrant tanning salon

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Diverse Home Kitty

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: contagious mood gas station

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: copper abode travel guidebook

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: irate cracking library halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: contagious mood gas station

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: federal vivacious heaven elastic band

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sealclubber

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: AI_concubine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Passionate point



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: chestnut multi-colored set haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Costumed Boistinker

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: exciting jade place of business toaster



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Diverse Home Kitty



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: bull headed legend stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Dead Pervert



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: contagious mood gas station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Passionate point



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: confused cruise ship



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Electric sepia station windowlicker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: chestnut multi-colored set haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: pungent spectacular locus party of the first part



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Gold adventurous police squad

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Dead Pervert



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: contagious mood gas station

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: exciting jade place of business toaster

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: contagious mood gas station

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: exciting jade place of business toaster

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Abnormal Doctorate Kitty Cat

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: contagious mood gas station

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: swashbuckling submissive electric furnace

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: copper abode travel guidebook

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Bright parlour

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: contagious mood gas station

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: exciting jade place of business toaster

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: carmine zippy institution dopamine

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: low-t startled people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Stimulating lake spot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: irate cracking library halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: indigo haunting telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: ruby location



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: comical bbw digit ratio



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: ivory casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: contagious mood gas station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Passionate point



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: shimmering magical piazza puppy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Razzle-dazzle state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: vermilion stain



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: milky athletic conference



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Histrionic nursing home potus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Splenetic stag film tank

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: contagious mood gas station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Onyx Brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: irradiated fluffy associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308038)



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Date: September 28th, 2025 1:58 PM
Author: Judas Jones



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309440)



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Date: September 29th, 2025 12:42 PM
Author: Dr_Sigmund_Floyd



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: coiffed impertinent goal in life international law enforcement agency

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290872)



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Date: September 22nd, 2025 9:38 AM
Author: contagious mood gas station

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: coiffed impertinent goal in life international law enforcement agency

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: contagious mood gas station

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290886)



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Date: September 22nd, 2025 9:42 AM
Author: coiffed impertinent goal in life international law enforcement agency

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290894)



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Date: September 28th, 2025 8:29 AM
Author: 180 filthy center

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: Thirsty resort

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: Bat shit crazy spruce temple shitlib

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: contagious mood gas station

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: Dead Pervert

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: Gold adventurous police squad

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: Dead Pervert

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: Gold adventurous police squad

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: Dead Pervert

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: Dead Pervert

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: coiffed impertinent goal in life international law enforcement agency

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: Deranged Marvelous Lay

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: coiffed impertinent goal in life international law enforcement agency

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290919)



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Date: September 28th, 2025 12:09 AM
Author: Electric sepia station windowlicker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: Dead Pervert

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: mentally impaired site

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: Bat shit crazy spruce temple shitlib

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: adulterous love of her life

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: Dead Pervert

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: adulterous love of her life

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293167)



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Date: September 26th, 2025 1:40 PM
Author: Onyx Brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305216)



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Date: September 28th, 2025 8:33 AM
Author: 180 filthy center

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: mentally impaired site

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: Dead Pervert

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290901)



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Date: September 22nd, 2025 9:45 AM
Author: mentally impaired site

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290906)



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Date: September 28th, 2025 12:32 AM
Author: Topaz Circlehead

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308521)



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Date: September 28th, 2025 1:58 PM
Author: CriminalConversation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: Costumed Boistinker

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: cowardly pocket flask address

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: indigo haunting telephone

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: exciting jade place of business toaster

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: Dead Pervert

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: contagious mood gas station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291083)



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Date: September 22nd, 2025 11:46 AM
Author: irate cracking library halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: Passionate point



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: Splenetic stag film tank



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: Razzle-dazzle state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291500)



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Date: September 28th, 2025 2:24 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )




(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309504)



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Date: September 22nd, 2025 10:43 AM
Author: maize mother box office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: indigo haunting telephone

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: exciting jade place of business toaster

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: ivory casino

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: exciting jade place of business toaster

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: contagious mood gas station

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: ivory casino

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: Umber toilet seat

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: Razzle-dazzle state

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: contagious mood gas station

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291952)



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Date: September 27th, 2025 6:47 PM
Author: irradiated fluffy associate

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308045)



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Date: September 26th, 2025 1:41 PM
Author: Onyx Brunch

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305221)



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Date: September 28th, 2025 8:35 AM
Author: 180 filthy center

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Kenneth Play



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: jet stubborn roommate theater stage

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: exciting jade place of business toaster



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291502)



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Date: September 22nd, 2025 1:57 PM
Author: sienna organic girlfriend space

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: jet stubborn roommate theater stage

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: massive charismatic filthpig

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: Passionate point



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: milky athletic conference



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291975)



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Date: September 27th, 2025 6:31 PM
Author: contagious mood gas station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308023)



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Date: September 28th, 2025 8:34 AM
Author: vigorous ocher parlor rigor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308727)



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Date: September 23rd, 2025 12:34 AM
Author: adulterous love of her life

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: iridescent dashing market

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293201)



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Date: September 28th, 2025 2:25 PM
Author: ;;......,.,.,.;.,.,.,.,., ( )


My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: milky athletic conference

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: contagious mood gas station

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: milky athletic conference

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: indigo haunting telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: contagious mood gas station

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Bat shit crazy spruce temple shitlib

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Razzle-dazzle state

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: indigo haunting telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: contagious mood gas station

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: orchid tripping lettuce cumskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308752)