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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
citrine harsh point
  12/14/25
Congrats on paying off ur absolute lowest cost liability
bat shit crazy grizzly marketing idea striped hyena
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
citrine harsh point
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
violent office
  12/15/25
u sound mad
Frisky narrow-minded toilet seat
  12/14/25
go to grad school
buff casino
  12/14/25
...
Spruce Motley Theatre Macaca
  12/14/25
Post bacc MD cr?
citrine harsh point
  12/15/25
yeah you gotta be careful though. some are better than other...
buff casino
  12/15/25
time for you to pay off mine
Exhilarant round eye
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
stimulating massive coldplay fan
  12/15/25
...
Frisky narrow-minded toilet seat
  12/15/25
...
magical clown
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
buff casino
  12/15/25
I have zero debt, I love my freedom.
stimulating massive coldplay fan
  12/15/25
...
brilliant beady-eyed institution
  12/15/25
you won this gen
demanding avocado home
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
light house-broken messiness hell
  12/15/25
current weight?
Cyan associate
  12/15/25
372 or so. It's been a rough holiday season.
light house-broken messiness hell
  12/15/25
what are some things that have happened to you that forced y...
at-the-ready laughsome genital piercing depressive
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
light house-broken messiness hell
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
crystalline appetizing trailer park community account
  12/15/25
how much was the original loan balance and how much (((inter...
crystalline appetizing trailer park community account
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
citrine harsh point
  12/15/25
I want to stab you
talented mental disorder center
  12/15/25
Being echo gen x has its privileges
citrine harsh point
  12/15/25
hookers and blow? pretty much whatever you want
Excitant roommate shrine
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
marvelous jet faggot firefighter national
  12/15/25
Where the fuck did you get 2.75% interest student loans?
tantric gaming laptop
  12/15/25
Around 2007 and 2008, there were some great rates.
Boyish henna stage
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
citrine harsh point
  12/15/25
Undergrad?
Boyish henna stage
  12/16/25
...
stimulating massive coldplay fan
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Boyish henna stage
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
tantric gaming laptop
  12/15/25
two girls, same time
Mauve university
  12/15/25
borrow more money from jews asap
Lascivious Mint Dingle Berry Party Of The First Part
  12/15/25
Uncle Sam is a goy, shitlib
citrine harsh point
  12/15/25
who benefits? COHEN BENEFITS!
Lascivious Mint Dingle Berry Party Of The First Part
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: citrine harsh point

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: bat shit crazy grizzly marketing idea striped hyena

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: citrine harsh point

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: violent office

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Frisky narrow-minded toilet seat

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: buff casino

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Spruce Motley Theatre Macaca



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: citrine harsh point

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: buff casino

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Exhilarant round eye

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: stimulating massive coldplay fan

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Frisky narrow-minded toilet seat



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: magical clown



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: buff casino

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: stimulating massive coldplay fan

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: brilliant beady-eyed institution



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: demanding avocado home

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: light house-broken messiness hell

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Cyan associate

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: light house-broken messiness hell

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: at-the-ready laughsome genital piercing depressive

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: light house-broken messiness hell

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: crystalline appetizing trailer park community account

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: crystalline appetizing trailer park community account

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: citrine harsh point

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: talented mental disorder center

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: citrine harsh point

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Excitant roommate shrine

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: marvelous jet faggot firefighter national

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: tantric gaming laptop

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Boyish henna stage

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: citrine harsh point

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Boyish henna stage

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: stimulating massive coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Boyish henna stage

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: tantric gaming laptop

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Mauve university

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Lascivious Mint Dingle Berry Party Of The First Part

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: citrine harsh point

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Lascivious Mint Dingle Berry Party Of The First Part

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512587)