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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
ocher pervert
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Multi-colored cobalt hissy fit meetinghouse
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
ocher pervert
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Magenta field
  12/15/25
u sound mad
swashbuckling mentally impaired menage giraffe
  12/14/25
go to grad school
Bateful depressive
  12/14/25
...
Crawly church
  12/14/25
Post bacc MD cr?
ocher pervert
  12/15/25
yeah you gotta be careful though. some are better than other...
Bateful depressive
  12/15/25
time for you to pay off mine
doobsian thriller death wish station
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Beady-eyed preventive strike
  12/15/25
...
swashbuckling mentally impaired menage giraffe
  12/15/25
...
Misunderstood Parlour Kitty
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Bateful depressive
  12/15/25
I have zero debt, I love my freedom.
Beady-eyed preventive strike
  12/15/25
...
Canary histrionic indirect expression useless brakes
  12/15/25
you won this gen
Hateful Submissive Institution Juggernaut
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
disturbing amber genital piercing
  12/15/25
current weight?
painfully honest gas station
  12/15/25
372 or so. It's been a rough holiday season.
disturbing amber genital piercing
  12/15/25
what are some things that have happened to you that forced y...
Hyperactive generalized bond office
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
disturbing amber genital piercing
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Bisexual sapphire pistol azn
  12/15/25
how much was the original loan balance and how much (((inter...
Bisexual sapphire pistol azn
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
ocher pervert
  12/15/25
I want to stab you
Soul-stirring Clear Telephone Regret
  12/15/25
Being echo gen x has its privileges
ocher pervert
  12/15/25
hookers and blow? pretty much whatever you want
nofapping lake roommate
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Apoplectic arrogant jap heaven
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Irradiated Ratface Bawdyhouse
  12/15/25
Around 2007 and 2008, there were some great rates.
impertinent codepig abode
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
ocher pervert
  12/15/25
Undergrad?
impertinent codepig abode
  12/16/25
...
Beady-eyed preventive strike
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
impertinent codepig abode
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Irradiated Ratface Bawdyhouse
  12/15/25
two girls, same time
Mind-boggling piazza
  12/15/25
borrow more money from jews asap
scarlet marvelous wrinkle native
  12/15/25
Uncle Sam is a goy, shitlib
ocher pervert
  12/15/25
who benefits? COHEN BENEFITS!
scarlet marvelous wrinkle native
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: ocher pervert

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Multi-colored cobalt hissy fit meetinghouse

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: ocher pervert

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Magenta field

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: swashbuckling mentally impaired menage giraffe

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Bateful depressive

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Crawly church



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: ocher pervert

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Bateful depressive

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: doobsian thriller death wish station

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Beady-eyed preventive strike

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: swashbuckling mentally impaired menage giraffe



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Misunderstood Parlour Kitty



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Bateful depressive

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Beady-eyed preventive strike

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Canary histrionic indirect expression useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Hateful Submissive Institution Juggernaut

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: disturbing amber genital piercing

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: painfully honest gas station

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: disturbing amber genital piercing

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Hyperactive generalized bond office

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: disturbing amber genital piercing

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Bisexual sapphire pistol azn

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Bisexual sapphire pistol azn

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: ocher pervert

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Soul-stirring Clear Telephone Regret

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: ocher pervert

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: nofapping lake roommate

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Apoplectic arrogant jap heaven

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Irradiated Ratface Bawdyhouse

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: impertinent codepig abode

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: ocher pervert

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: impertinent codepig abode

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Beady-eyed preventive strike



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: impertinent codepig abode

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Irradiated Ratface Bawdyhouse

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Mind-boggling piazza

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: scarlet marvelous wrinkle native

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: ocher pervert

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: scarlet marvelous wrinkle native

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=posted#49512587)