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My 56 yo brother just told me he has zero retirement savings
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| passionate windowlicker | 09/22/25 |
| Kink-friendly racy corn cake forum | 09/22/25 |
| crystalline roommate | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| excitant coral brethren | 09/22/25 |
| Wild startling degenerate | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| Bat-shit-crazy stock car public bath | 09/28/25 |
| Sable address | 09/28/25 |
| Bat-shit-crazy stock car public bath | 09/29/25 |
| bateful magenta library | 09/22/25 |
| Curious Trailer Park Multi-billionaire | 09/22/25 |
| Frisky queen of the night | 09/22/25 |
| Vivacious cruise ship | 09/22/25 |
| crystalline roommate | 09/22/25 |
| bisexual business firm hominid | 09/22/25 |
| umber selfie | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| bateful magenta library | 09/22/25 |
| Chestnut son of senegal chapel | 09/22/25 |
| appetizing mental disorder | 09/22/25 |
| Curious Trailer Park Multi-billionaire | 09/22/25 |
| Duck-like alcoholic center | 09/22/25 |
| Comical cordovan half-breed | 09/22/25 |
| umber selfie | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| Vivacious cruise ship | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| Vivacious cruise ship | 09/22/25 |
| galvanic dilemma codepig | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| big slate place of business | 09/22/25 |
| excitant coral brethren | 09/22/25 |
| bright church building turdskin | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| Vivacious cruise ship | 09/22/25 |
| fear-inspiring contagious dopamine | 09/22/25 |
| pearl overrated office sandwich | 09/22/25 |
| charismatic base ladyboy | 09/22/25 |
| Wild startling degenerate | 09/22/25 |
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| Buff aromatic toaster | 09/22/25 |
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| bearded cruel-hearted gas station blood rage | 09/22/25 |
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| Trip den mood | 09/29/25 |
| chartreuse exhilarant wagecucks stead | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| chartreuse exhilarant wagecucks stead | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| chartreuse exhilarant wagecucks stead | 09/22/25 |
| Primrose Multi-colored Voyeur | 09/28/25 |
| adventurous boistinker | 09/22/25 |
| painfully honest station giraffe | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| umber selfie | 09/22/25 |
| Comical cordovan half-breed | 09/22/25 |
| umber selfie | 09/22/25 |
| Comical cordovan half-breed | 09/22/25 |
| umber selfie | 09/22/25 |
| umber selfie | 09/22/25 |
| chartreuse exhilarant wagecucks stead | 09/22/25 |
| Aphrodisiac cerise famous landscape painting | 09/22/25 |
| chartreuse exhilarant wagecucks stead | 09/22/25 |
| appetizing mental disorder | 09/28/25 |
| umber selfie | 09/22/25 |
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| painfully honest station giraffe | 09/22/25 |
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| umber selfie | 09/22/25 |
| fishy swashbuckling indirect expression | 09/23/25 |
| Irradiated associate location | 09/26/25 |
| Primrose Multi-colored Voyeur | 09/28/25 |
| vibrant cream tank mexican | 09/22/25 |
| umber selfie | 09/22/25 |
| vibrant cream tank mexican | 09/22/25 |
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| Frisky queen of the night | 09/22/25 |
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| sickened keepsake machete | 09/22/25 |
| Vivacious cruise ship | 09/22/25 |
| umber selfie | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| Wild startling degenerate | 09/22/25 |
| bateful magenta library | 09/22/25 |
| Mind-boggling theatre | 09/22/25 |
| Naked trump supporter stage | 09/22/25 |
| Spectacular brindle tanning salon round eye | 09/28/25 |
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| Vivacious cruise ship | 09/22/25 |
| gold halford point | 09/22/25 |
| Vivacious cruise ship | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| gold halford point | 09/22/25 |
| Drunken Area Sound Barrier | 09/22/25 |
| Naked trump supporter stage | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| Dun house-broken rehab | 09/27/25 |
| Irradiated associate location | 09/26/25 |
| Primrose Multi-colored Voyeur | 09/28/25 |
| Irradiated associate location | 09/28/25 |
| topaz bearded laser beams | 09/22/25 |
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| white french chef | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/27/25 |
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| white french chef | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| white french chef | 09/22/25 |
| sickened keepsake machete | 09/22/25 |
| bearded cruel-hearted gas station blood rage | 09/22/25 |
| painfully honest station giraffe | 09/22/25 |
| Naked trump supporter stage | 09/22/25 |
| sickened keepsake machete | 09/26/25 |
| bearded cruel-hearted gas station blood rage | 09/26/25 |
| razzle whorehouse | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: bearded cruel-hearted gas station blood rage He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time. |
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Date: September 22nd, 2025 7:07 PM Author: passionate windowlicker that is sad. gave me anxiety just reading it. lord almighty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292437) |
Date: September 22nd, 2025 9:28 AM Author: Kink-friendly racy corn cake forum Weird (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290854) |
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Date: September 22nd, 2025 9:30 AM Author: crystalline roommate What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290858) |
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Date: September 22nd, 2025 9:35 AM Author: bearded cruel-hearted gas station blood rage He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.
Do you know them? |
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Date: September 22nd, 2025 9:43 AM Author: excitant coral brethren Guessing they are big Israel supporters (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290896) |
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Date: September 22nd, 2025 10:42 AM Author: Wild startling degenerate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290995) |
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Date: September 22nd, 2025 11:27 AM Author: bearded cruel-hearted gas station blood rage I’m not sure either could even tell you who the current president is (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291076) |
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Date: September 28th, 2025 1:39 AM Author: Bat-shit-crazy stock car public bath President Biden is as sharp as a tack (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308560) |
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Date: September 28th, 2025 1:11 PM Author: Sable address agree. the side of the tack you push on. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309326) |
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Date: September 29th, 2025 12:27 PM Author: Bat-shit-crazy stock car public bath (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49311440) |
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Date: September 22nd, 2025 12:52 PM Author: bateful magenta library (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291367) |
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Date: September 22nd, 2025 5:11 PM Author: Curious Trailer Park Multi-billionaire (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292142) |
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Date: September 22nd, 2025 9:58 AM Author: Frisky queen of the night its a story as old as recent times (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290926) |
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Date: September 22nd, 2025 10:18 AM Author: Vivacious cruise ship (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290951) |
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Date: September 22nd, 2025 10:20 AM Author: crystalline roommate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290957) |
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Date: September 22nd, 2025 10:37 AM Author: bisexual business firm hominid (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290984) |
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Date: September 22nd, 2025 10:49 AM Author: umber selfie (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291013) |
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Date: September 22nd, 2025 11:28 AM Author: bearded cruel-hearted gas station blood rage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291077) |
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Date: September 22nd, 2025 12:52 PM Author: bateful magenta library (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291368) |
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Date: September 22nd, 2025 3:39 PM Author: Chestnut son of senegal chapel (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291842) |
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Date: September 22nd, 2025 5:02 PM Author: appetizing mental disorder (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292110) |
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Date: September 22nd, 2025 5:11 PM Author: Curious Trailer Park Multi-billionaire (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292143) |
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Date: September 22nd, 2025 7:07 PM Author: Duck-like alcoholic center (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292436) |
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Date: September 22nd, 2025 9:30 AM Author: Comical cordovan half-breed Sounds very Gen X (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290859) |
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Date: September 22nd, 2025 9:41 AM Author: umber selfie (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290889) |
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Date: September 22nd, 2025 9:46 AM Author: bearded cruel-hearted gas station blood rage Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290911) |
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Date: September 22nd, 2025 10:19 AM Author: Vivacious cruise ship Double Big Fed? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290954) |
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Date: September 22nd, 2025 11:28 AM Author: bearded cruel-hearted gas station blood rage Not saying, but yep (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291080) |
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Date: September 22nd, 2025 11:33 AM Author: Vivacious cruise ship Good for you (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291097) |
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Date: September 22nd, 2025 1:22 PM Author: galvanic dilemma codepig Any kids? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291483) |
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Date: September 22nd, 2025 4:24 PM Author: bearded cruel-hearted gas station blood rage He’s already graduated from college and doing well on his own. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291988) |
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Date: September 22nd, 2025 9:30 AM Author: big slate place of business It probably will work out for him though. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290860) |
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Date: September 22nd, 2025 9:46 AM Author: excitant coral brethren Sadly yeah (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290909) |
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Date: September 22nd, 2025 9:32 AM Author: bright church building turdskin Tell us more about the wife's fake business (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290862) |
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Date: September 22nd, 2025 9:37 AM Author: bearded cruel-hearted gas station blood rage She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290877) |
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Date: September 22nd, 2025 10:20 AM Author: Vivacious cruise ship How can that lose 3k/month? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290956) |
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Date: September 22nd, 2025 10:27 AM Author: fear-inspiring contagious dopamine She's putting way too much scent in them (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290970) |
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Date: September 22nd, 2025 10:31 AM Author: pearl overrated office sandwich (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290975) |
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Date: September 22nd, 2025 10:35 AM Author: charismatic base ladyboy (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290980) |
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Date: September 22nd, 2025 10:42 AM Author: Wild startling degenerate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290998) |
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Date: September 22nd, 2025 10:49 AM Author: sickened keepsake machete (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291011) |
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Date: September 22nd, 2025 10:51 AM Author: Buff aromatic toaster (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291016) |
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Date: September 22nd, 2025 10:53 AM Author: boyish cobalt prole (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291023) |
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Date: September 22nd, 2025 11:13 AM Author: gold halford point (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291054) |
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Date: September 22nd, 2025 11:27 AM Author: bearded cruel-hearted gas station blood rage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291074) |
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Date: September 22nd, 2025 12:52 PM Author: bateful magenta library (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291372) |
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Date: September 22nd, 2025 12:56 PM Author: thriller persian lettuce (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291399) |
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Date: September 22nd, 2025 1:25 PM Author: Naked trump supporter stage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291495) |
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Date: September 22nd, 2025 4:20 PM Author: amber newt mother (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291968) |
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Date: September 22nd, 2025 4:22 PM Author: white french chef (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291973) |
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Date: September 22nd, 2025 4:41 PM Author: Sable address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292032) |
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Date: September 22nd, 2025 7:03 PM Author: Mind-boggling theatre I think you misspelled "cents." (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292431) |
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Date: September 22nd, 2025 11:37 PM Author: bearded cruel-hearted gas station blood rage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293056) |
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Date: September 26th, 2025 1:39 PM Author: Irradiated associate location (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305213) |
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Date: September 27th, 2025 6:43 PM Author: Dun house-broken rehab (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308038) |
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Date: September 28th, 2025 1:58 PM Author: arousing lilac alpha (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309440) |
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Date: September 29th, 2025 12:42 PM Author: Trip den mood (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49311477) |
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Date: September 22nd, 2025 9:36 AM Author: chartreuse exhilarant wagecucks stead All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money. Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful. |
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Date: September 22nd, 2025 9:38 AM Author: bearded cruel-hearted gas station blood rage He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290880) |
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Date: September 22nd, 2025 9:38 AM Author: chartreuse exhilarant wagecucks stead Nothing wrong with that, brother. Or working until 76. Who cares? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290882) |
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Date: September 22nd, 2025 9:39 AM Author: bearded cruel-hearted gas station blood rage He hates his job and wants to killself daily. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290886) |
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Date: September 22nd, 2025 9:42 AM Author: chartreuse exhilarant wagecucks stead He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290894) |
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Date: September 28th, 2025 8:29 AM Author: Primrose Multi-colored Voyeur Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308717) |
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Date: September 22nd, 2025 11:39 AM Author: adventurous boistinker nah, before he turns 65 that shit's gonna be means tested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291118) |
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Date: September 22nd, 2025 7:38 PM Author: painfully honest station giraffe Everyone should work to 70+. I have a 76 year old partner and he loves litigating. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292529) |
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Date: September 22nd, 2025 11:37 PM Author: bearded cruel-hearted gas station blood rage Simmer down Shapiro (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293057) |
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Date: September 22nd, 2025 9:39 AM Author: umber selfie how is he going to pay off 400k in 14 years when he can't even save for retirement. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290887) |
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Date: September 22nd, 2025 9:41 AM Author: Comical cordovan half-breed You seem to struggle with the idea that someone could build net worth rather than Descending. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290890) |
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Date: September 22nd, 2025 9:43 AM Author: umber selfie My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290898) |
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Date: September 22nd, 2025 12:55 PM Author: Comical cordovan half-breed You should sell your Xbox for Profit. The price is ever increasing fo No Reason (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291391) |
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Date: September 22nd, 2025 12:58 PM Author: umber selfie are you saying I should Sell High? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291407) |
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Date: September 22nd, 2025 1:00 PM Author: umber selfie btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291419) |
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Date: September 22nd, 2025 9:42 AM Author: chartreuse exhilarant wagecucks stead He needs to pay $2,000 in principal each month, which he can do on $180k. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290893) |
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Date: September 22nd, 2025 9:46 AM Author: Aphrodisiac cerise famous landscape painting Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290908) |
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Date: September 22nd, 2025 9:49 AM Author: chartreuse exhilarant wagecucks stead Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290919) |
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Date: September 28th, 2025 12:09 AM Author: appetizing mental disorder (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308508) |
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Date: September 22nd, 2025 9:50 AM Author: umber selfie this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290921) |
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Date: September 22nd, 2025 9:44 AM Author: vibrant cream tank mexican Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290903) |
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Date: September 22nd, 2025 7:40 PM Author: painfully honest station giraffe At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292535) |
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Date: September 22nd, 2025 11:34 AM Author: fishy swashbuckling indirect expression Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.
But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that. |
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Date: September 22nd, 2025 11:36 AM Author: umber selfie Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291106) |
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Date: September 23rd, 2025 12:31 AM Author: fishy swashbuckling indirect expression (dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare. |
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Date: September 26th, 2025 1:40 PM Author: Irradiated associate location (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305216) |
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Date: September 28th, 2025 8:33 AM Author: Primrose Multi-colored Voyeur Leave America (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308723) |
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Date: September 22nd, 2025 9:42 AM Author: vibrant cream tank mexican He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290895) |
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Date: September 22nd, 2025 9:44 AM Author: umber selfie he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290901) |
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Date: September 22nd, 2025 9:45 AM Author: vibrant cream tank mexican Once his kids are out of the house he can just downsize and bam! its paid off. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290906) |
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Date: September 28th, 2025 12:32 AM Author: Hyperactive federal ticket booth puppy The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308521) |
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Date: September 28th, 2025 1:58 PM Author: Offensive metal rigpig hairy legs (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309435) |
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Date: September 22nd, 2025 9:58 AM Author: Frisky queen of the night He's going to be fine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290925) |
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Date: September 22nd, 2025 10:41 AM Author: stirring sex offender If he has a COVID-era mortgage rate, he'd be insane to pay it off (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49290992) |
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Date: September 22nd, 2025 10:50 AM Author: sickened keepsake machete For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291014) |
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Date: September 22nd, 2025 10:51 AM Author: Vivacious cruise ship This guy gets it (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291017) |
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Date: September 22nd, 2025 10:53 AM Author: umber selfie Raymondnomics (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291024) |
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Date: September 22nd, 2025 11:29 AM Author: bearded cruel-hearted gas station blood rage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291083) |
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Date: September 22nd, 2025 11:46 AM Author: Wild startling degenerate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291132) |
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Date: September 22nd, 2025 12:53 PM Author: bateful magenta library (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291374) |
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Date: September 22nd, 2025 12:53 PM Author: Mind-boggling theatre (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291380) |
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Date: September 22nd, 2025 1:26 PM Author: Naked trump supporter stage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291500) |
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Date: September 28th, 2025 2:24 PM Author: Spectacular brindle tanning salon round eye (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309504) |
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Date: September 22nd, 2025 10:43 AM Author: dashing hunting ground (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291001) |
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Date: September 22nd, 2025 10:48 AM Author: sickened keepsake machete Many such cases (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291009) |
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Date: September 22nd, 2025 10:50 AM Author: Vivacious cruise ship This seems to be about the median life outcome ITE (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291015) |
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Date: September 22nd, 2025 11:06 AM Author: gold halford point I have a friend who just put 2200 worth of car audio into a 2008 camry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291045) |
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Date: September 22nd, 2025 11:19 AM Author: Vivacious cruise ship Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291060) |
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Date: September 22nd, 2025 11:30 AM Author: bearded cruel-hearted gas station blood rage Is your friend still in high school?
My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels. |
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Date: September 22nd, 2025 11:42 AM Author: gold halford point He is early 30s lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291125) |
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Date: September 22nd, 2025 11:59 AM Author: Drunken Area Sound Barrier alpha af (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291167) |
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Date: September 22nd, 2025 1:27 PM Author: Naked trump supporter stage I feel like there are more good stories about your brother, especially his financial decision making. Do share! (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291503) |
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Date: September 22nd, 2025 4:16 PM Author: bearded cruel-hearted gas station blood rage He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291952) |
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Date: September 27th, 2025 6:47 PM Author: Dun house-broken rehab So why does he want to killself daily? Sounds relatively chill otherwise (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308045) |
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Date: September 26th, 2025 1:41 PM Author: Irradiated associate location sounds 180, i can hear the bass 30 seconds before he shows up (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305221) |
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Date: September 28th, 2025 8:35 AM Author: Primrose Multi-colored Voyeur who says you can't buy class (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308733) |
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Date: September 28th, 2025 2:23 PM Author: Irradiated associate location (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309502) |
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Date: September 22nd, 2025 1:17 PM Author: topaz bearded laser beams He's going to need at least two new trucks before he retires, which will make saving more difficult (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291472) |
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Date: September 22nd, 2025 1:27 PM Author: Vivacious cruise ship (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291502) |
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Date: September 22nd, 2025 1:57 PM Author: internet-worthy state milk Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291599) |
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Date: September 22nd, 2025 1:59 PM Author: topaz bearded laser beams There's nothing else a man can reasonably drive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291606) |
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Date: September 22nd, 2025 2:08 PM Author: Cracking Really Tough Guy He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291630) |
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Date: September 22nd, 2025 3:52 PM Author: bateful magenta library (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291884) |
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Date: September 22nd, 2025 4:22 PM Author: white french chef (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291975) |
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Date: September 27th, 2025 6:31 PM Author: bearded cruel-hearted gas station blood rage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308023) |
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Date: September 28th, 2025 8:34 AM Author: wonderful slap-happy home rigor (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308727) |
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Date: September 23rd, 2025 12:34 AM Author: fishy swashbuckling indirect expression (blue city shitlib)
Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry. |
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Date: September 23rd, 2025 12:53 AM Author: sadistic titillating temple Lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293201) |
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Date: September 28th, 2025 2:25 PM Author: Spectacular brindle tanning salon round eye My cattle ranch is in Montana, do I have to return my truck (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49309505) |
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Date: September 22nd, 2025 4:23 PM Author: white french chef what are your heights? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49291980) |
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Date: September 22nd, 2025 4:31 PM Author: bearded cruel-hearted gas station blood rage He’s 6’3 and I’m 6’1 (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292009) |
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Date: September 22nd, 2025 4:40 PM Author: white french chef he has you pwned 4lyfe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292028) |
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Date: September 22nd, 2025 7:16 PM Author: sickened keepsake machete (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292464) |
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Date: September 22nd, 2025 11:38 PM Author: bearded cruel-hearted gas station blood rage Harsh, but fair (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49293059) |
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Date: September 22nd, 2025 7:37 PM Author: painfully honest station giraffe What's the big deal as long as they get inheritances. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292524) |
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Date: September 22nd, 2025 7:54 PM Author: Naked trump supporter stage If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49292566) |
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Date: September 26th, 2025 1:06 PM Author: sickened keepsake machete (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305085) |
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Date: September 26th, 2025 1:37 PM Author: bearded cruel-hearted gas station blood rage Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49305208) |
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Date: September 28th, 2025 8:50 AM Author: razzle whorehouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026show=posted#49308752) |