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About 20% of Americans are millionaires

https://dqydj.com/net-worth-percentile-calculator/ I reme...
ultramarine national
  11/20/25
20% inflation since then friend
slimy concupiscible place of business
  11/20/25
12.5% if you exclude primary home
Deranged fantasy-prone marketing idea striped hyena
  11/20/25
That many? Then again being a millionaire today is like bei...
pink french chef
  11/20/25
200k actually
Soul-stirring carnelian house
  11/20/25
...
pink french chef
  11/20/25
...
naked godawful nursing home
  11/20/25
...
arousing crystalline pocket flask stain
  11/20/25
...
Dashing amber office
  11/20/25
...
Curious Lettuce
  11/23/25
This must exclude crypto and stock holdings, XO assures me t...
Heady balding voyeur range
  11/20/25
20% is virtually every white person born in America to a fam...
ultramarine national
  11/20/25
...
provocative amethyst area karate
  11/20/25
...
Curious Lettuce
  11/23/25
nobody "needs" a million dollars lmao
racy casino telephone
  11/20/25
? Nobody "needs" electricity but it's nice to have...
Heady balding voyeur range
  11/20/25
future price affect by what expectations is
slimy concupiscible place of business
  11/20/25
That's what the bilateral, over-the-counter, physically sett...
Heady balding voyeur range
  11/20/25
that what big bohy do for small guy its not worth trabble
slimy concupiscible place of business
  11/20/25
...
racy casino telephone
  11/20/25
This chick on YouTube has a channel that constantly pops up ...
greedy maroon plaza
  11/20/25
Financial planners treat $1m as the generic desired portfoli...
Thriller translucent stead legend
  11/20/25
It’s smart marketing to her audience. And 47k per annu...
Soul-stirring carnelian house
  11/20/25
You’re missing the part where the retiree doesn’...
Thriller translucent stead legend
  11/20/25
That’s your future, not mine
Soul-stirring carnelian house
  11/20/25
Same. Gonna live fast and die young (and in any case before ...
big mewling address philosopher-king
  11/20/25
now sort by generation this is all boomers
ungodly cracking station psychic
  11/20/25
Now look around the room and realize that your network exclu...
wonderful awkward tattoo people who are hurt
  11/20/25
I look around my neighborhood and I am convinced that everyo...
Thriller translucent stead legend
  11/20/25
You should be barbecued alive
flushed vigorous tanning salon
  11/20/25
Gonna need a custom-built Weber kettle for that
Deranged fantasy-prone marketing idea striped hyena
  11/20/25
They make those whole hog smokers out of giant propane tanks...
Soul-stirring carnelian house
  11/20/25
now consider their mortgages and other liabilities
provocative amethyst area karate
  11/20/25
I have about $2.5m in assets, dragged down by $395,000 in li...
Thriller translucent stead legend
  11/20/25
You weren't built at all. You just kind of congealed in your...
big mewling address philosopher-king
  11/20/25
The only race I ever won in my life was when I slithered out...
Thriller translucent stead legend
  11/20/25
Now we're talkin'! *high fives*
big mewling address philosopher-king
  11/20/25
I mean consider your neighbors' liabilities, they may be dec...
provocative amethyst area karate
  11/20/25
same
ultramarine national
  11/20/25
With the collapse of crypto, I am thoroughly disgusted to kn...
big mewling address philosopher-king
  11/20/25
Roughly 12-18% of US *households* have $1M in assets, but it...
Silver useless brakes
  11/20/25
Oh, wow, it's like XO is a bunch of recluse incels who never...
Heady balding voyeur range
  11/21/25
what do you think millionaire means? it always means assets ...
opaque metal dingle berry fanboi
  11/23/25
? Did this reply beam in from mars
Heady balding voyeur range
  11/23/25
Does it mean that a family of four with $1M in assets is fou...
Silver useless brakes
  11/23/25
Crazy that ~3M people/1.3M households have a NW of $15M or m...
Appetizing hairy legs
  11/20/25
I have almost 7M of net worth and I do not feel wealthy. May...
arousing crystalline pocket flask stain
  11/20/25
I've posted about it before but its really going to fuck up ...
carmine sound barrier friendly grandma
  11/20/25
Between boomers booming it away and nursing homes, there mig...
Heady balding voyeur range
  11/20/25
The nursing home piece is such a wild roulette wheel on the ...
Appetizing hairy legs
  11/21/25
Meanwhile we are doing the opposite and continue doing the o...
opaque metal dingle berry fanboi
  11/23/25
Having ten million today is like having 200k fifteen years a...
Curious Lettuce
  11/23/25
Can confirm. I had $200k 10 years ago, now I feel 5x more im...
Thriller translucent stead legend
  11/23/25


Poast new message in this thread



Reply Favorite

Date: November 20th, 2025 6:26 AM
Author: ultramarine national

https://dqydj.com/net-worth-percentile-calculator/

I remember in the 90s when "millionaire" was preftigious.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445613)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: slimy concupiscible place of business

20% inflation since then friend

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445614)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: Deranged fantasy-prone marketing idea striped hyena

12.5% if you exclude primary home

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445615)



Reply Favorite

Date: November 20th, 2025 6:34 AM
Author: pink french chef

That many?

Then again being a millionaire today is like being worth $500k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445626)



Reply Favorite

Date: November 20th, 2025 8:03 AM
Author: Soul-stirring carnelian house

200k actually

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445772)



Reply Favorite

Date: November 20th, 2025 11:21 AM
Author: pink french chef



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446269)



Reply Favorite

Date: November 20th, 2025 11:40 AM
Author: naked godawful nursing home



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446312)



Reply Favorite

Date: November 20th, 2025 11:46 AM
Author: arousing crystalline pocket flask stain



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446324)



Reply Favorite

Date: November 20th, 2025 9:16 PM
Author: Dashing amber office



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49448348)



Reply Favorite

Date: November 23rd, 2025 11:07 AM
Author: Curious Lettuce



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49453704)



Reply Favorite

Date: November 20th, 2025 6:29 AM
Author: Heady balding voyeur range

This must exclude crypto and stock holdings, XO assures me that everybody is a millionaire.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445618)



Reply Favorite

Date: November 20th, 2025 6:53 AM
Author: ultramarine national

20% is virtually every white person born in America to a family that was middle class or above.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445676)



Reply Favorite

Date: November 20th, 2025 9:46 AM
Author: provocative amethyst area karate



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445993)



Reply Favorite

Date: November 23rd, 2025 11:22 AM
Author: Curious Lettuce



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49453741)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: racy casino telephone

nobody "needs" a million dollars lmao

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445619)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: Heady balding voyeur range

? Nobody "needs" electricity but it's nice to have

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445621)



Reply Favorite

Date: November 20th, 2025 6:31 AM
Author: slimy concupiscible place of business

future price affect by what expectations is

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445622)



Reply Favorite

Date: November 20th, 2025 6:33 AM
Author: Heady balding voyeur range

That's what the bilateral, over-the-counter, physically settled energy derivative is for. You can lock in your $/kwh.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445624)



Reply Favorite

Date: November 20th, 2025 6:35 AM
Author: slimy concupiscible place of business

that what big bohy do for small guy its not worth trabble

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445632)



Reply Favorite

Date: November 20th, 2025 6:32 AM
Author: racy casino telephone



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445623)



Reply Favorite

Date: November 20th, 2025 7:47 AM
Author: greedy maroon plaza

This chick on YouTube has a channel that constantly pops up in my feed. Erin Talks Finance or something. Young, cute chick who talks about retirement planning for the middle class. When she talks about having one million dollars saved, she treats it like this incredible thing. She even says it like Doctor Evil in Austin Powers. One Milllllion Dollars. Which could produce a retirement income of 47 thoussssand dollars. It's like she's a time traveler.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445751)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: Thriller translucent stead legend

Financial planners treat $1m as the generic desired portfolio size for retirement for middle class people. Obviously, individuals present different circumstances, but $1m is clearly the one size fits all goal.

It’s strange because every retiree I know doesn’t even use their portfolio before RMDs. Everyone lives off of their income from pensions, annuities, social security.

Financial advisors are all scammy sales people just looking to rifle through your pockets. That goes for the friendly face at Edward Jones as much as it goes for your cute cunt Erin.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445762)



Reply Favorite

Date: November 20th, 2025 8:05 AM
Author: Soul-stirring carnelian house

It’s smart marketing to her audience. And 47k per annum plus the same amount from ss plus a paid for home is a decent retirement

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445774)



Reply Favorite

Date: November 20th, 2025 8:13 AM
Author: Thriller translucent stead legend

You’re missing the part where the retiree doesn’t do anything and doesn’t spend any part of their portfolio until RMDs kick in at 73 and even then, the retiree struggles to spend their money. Then they go to the retirement home and it’s all taken in 6 months.



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445807)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: Soul-stirring carnelian house

That’s your future, not mine

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445821)



Reply Favorite

Date: November 20th, 2025 11:51 AM
Author: big mewling address philosopher-king

Same. Gonna live fast and die young (and in any case before dementia sets in)

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446350)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: ungodly cracking station psychic

now sort by generation

this is all boomers

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445761)



Reply Favorite

Date: November 20th, 2025 8:11 AM
Author: wonderful awkward tattoo people who are hurt

Now look around the room and realize that your network excludes 50% of "invisible" Americans right off the bat. So what like 1 out of 3 suburban households is a millionaire in NW?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445804)



Reply Favorite

Date: November 20th, 2025 8:23 AM
Author: Thriller translucent stead legend

I look around my neighborhood and I am convinced that everyone is a decamillionaire and I am the only one left behind with a pink little $2.05m net worth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445819)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: flushed vigorous tanning salon

You should be barbecued alive

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445823)



Reply Favorite

Date: November 20th, 2025 8:37 AM
Author: Deranged fantasy-prone marketing idea striped hyena

Gonna need a custom-built Weber kettle for that

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445849)



Reply Favorite

Date: November 20th, 2025 9:42 AM
Author: Soul-stirring carnelian house

They make those whole hog smokers out of giant propane tanks. A 500 gallon model ought to do it

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445990)



Reply Favorite

Date: November 20th, 2025 9:47 AM
Author: provocative amethyst area karate

now consider their mortgages and other liabilities

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49445994)



Reply Favorite

Date: November 20th, 2025 9:51 AM
Author: Thriller translucent stead legend

I have about $2.5m in assets, dragged down by $395,000 in liabilities. 19.5% leverage or something like that. It’s basically killing me all the stress. I don’t know how you could ever borrow more than like 30% of your gross assets. That must be like sweating bullets. Trump did it I guess. Balls of steel and ice in his veins. I wasn’t built that way.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446009)



Reply Favorite

Date: November 20th, 2025 12:12 PM
Author: big mewling address philosopher-king

You weren't built at all. You just kind of congealed in your mother's womb one disappointing day

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446449)



Reply Favorite

Date: November 20th, 2025 12:17 PM
Author: Thriller translucent stead legend

The only race I ever won in my life was when I slithered out of her ahead of the afterbirth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446472)



Reply Favorite

Date: November 20th, 2025 2:38 PM
Author: big mewling address philosopher-king

Now we're talkin'!

*high fives*

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49447129)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: provocative amethyst area karate

I mean consider your neighbors' liabilities, they may be decamillionaires gross, but who much do they owe on that?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446526)



Reply Favorite

Date: November 20th, 2025 10:37 AM
Author: ultramarine national

same

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446152)



Reply Favorite

Date: November 20th, 2025 11:53 AM
Author: big mewling address philosopher-king

With the collapse of crypto, I am thoroughly disgusted to know our net worths are similar. Like physically fucking ill and utterly repulsed

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446354)



Reply Favorite

Date: November 20th, 2025 10:21 AM
Author: Silver useless brakes

Roughly 12-18% of US *households* have $1M in assets, but its a stretch to say every member of those households is a millionare

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446094)



Reply Favorite

Date: November 21st, 2025 5:09 PM
Author: Heady balding voyeur range

Oh, wow, it's like XO is a bunch of recluse incels who never considered the possibility that there could be more than one person in a household.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49450284)



Reply Favorite

Date: November 23rd, 2025 10:50 AM
Author: opaque metal dingle berry fanboi

what do you think millionaire means? it always means assets minus liabilities.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49453658)



Reply Favorite

Date: November 23rd, 2025 11:03 AM
Author: Heady balding voyeur range

? Did this reply beam in from mars

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49453694)



Reply Favorite

Date: November 23rd, 2025 11:25 AM
Author: Silver useless brakes

Does it mean that a family of four with $1M in assets is four millionaires?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49453751)



Reply Favorite

Date: November 20th, 2025 11:28 AM
Author: Appetizing hairy legs

Crazy that ~3M people/1.3M households have a NW of $15M or more. Anyone with that much money who is over 67 should get taxed an extra $50k per year as a pure fuck boomers tax. We should have that as our fall back position if they want to be spared by the death panels.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446285)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: arousing crystalline pocket flask stain

I have almost 7M of net worth and I do not feel wealthy. Maybe if I moved to a LCOL area it would be better.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49446527)



Reply Favorite

Date: November 20th, 2025 5:52 PM
Author: carmine sound barrier friendly grandma

I've posted about it before but its really going to fuck up wealth dynamics in America when boomers die and millenials start inheriting their wealth.

Boomers have so much money. My parents had probably lower middle class incomes and they might have a $1 mm estate whwen everything is said and done.

People's whose parents were UMC probably will stand to inherit $5-10 million.

Imagine competing with someone to buy a house who is in their prime earnings year plus got $500,000 - $5 million in free money...

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49447617)



Reply Favorite

Date: November 20th, 2025 9:19 PM
Author: Heady balding voyeur range

Between boomers booming it away and nursing homes, there might not be enough many large dollar inheritances to move the needle much.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49448356)



Reply Favorite

Date: November 21st, 2025 4:00 PM
Author: Appetizing hairy legs

The nursing home piece is such a wild roulette wheel on the end of everything. My dad bought LTCI but I basically assume they will find some way to scam us anyway. Both his parents had long slow dying phases that were persistent/recurring but slowly progressing cancers and his mom capped it off with Alzheimer’s for the last 18 months. He’s done an admirable job staying healthy but he’s the most left brained engineer ever and Catholic as fuck, so he will cling to every second of life no matter how shitty it gets. He’s probably going to live to his mid 90s based on how well he’s holding up, which, to be clear, is awesome and I’m very proud of him and happy that he will get almost as long in retirement as he did as a working adult. But it seems inevitable that he will be Alzheimer’s/dementia pwn3d enough to require 24 hour care for at least the last couple years. I think if I end up like him I’m 100% down to assisted suicide myself if I made it to 85+ and it means my kids get millions more to protect themselves instead of some fuckface company that owns an assisted living facility taking it off of me.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49450158)



Reply Favorite

Date: November 23rd, 2025 10:54 AM
Author: opaque metal dingle berry fanboi

Meanwhile we are doing the opposite and continue doing the opposite. "no tax on social security" lol

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49453669)



Reply Favorite

Date: November 23rd, 2025 11:04 AM
Author: Curious Lettuce

Having ten million today is like having 200k fifteen years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49453697)



Reply Favorite

Date: November 23rd, 2025 11:09 AM
Author: Thriller translucent stead legend

Can confirm. I had $200k 10 years ago, now I feel 5x more impoverished with $2.05m.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2\u0026show=posted#49453707)