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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Dead Church Building
  12/14/25
Congrats on paying off ur absolute lowest cost liability
wonderful chestnut reading party
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Dead Church Building
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Exhilarant boistinker cruise ship
  12/15/25
u sound mad
Ocher Ticket Booth Ratface
  12/14/25
go to grad school
arousing kitty
  12/14/25
...
lavender set rigor
  12/14/25
Post bacc MD cr?
Dead Church Building
  12/15/25
yeah you gotta be careful though. some are better than other...
arousing kitty
  12/15/25
time for you to pay off mine
federal orchestra pit personal credit line
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
big hilarious lay
  12/15/25
...
Ocher Ticket Booth Ratface
  12/15/25
...
Glittery senate psychic
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
arousing kitty
  12/15/25
I have zero debt, I love my freedom.
big hilarious lay
  12/15/25
...
Swashbuckling Well-lubricated Black Woman Hospital
  12/15/25
you won this gen
pearl mind-boggling school cafeteria
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
cowardly naked marketing idea
  12/15/25
current weight?
Coiffed striped hyena
  12/15/25
372 or so. It's been a rough holiday season.
cowardly naked marketing idea
  12/15/25
what are some things that have happened to you that forced y...
misanthropic public bath
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
cowardly naked marketing idea
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Curious pale factory reset button space
  12/15/25
how much was the original loan balance and how much (((inter...
Curious pale factory reset button space
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Dead Church Building
  12/15/25
I want to stab you
stimulating cheese-eating therapy
  12/15/25
Being echo gen x has its privileges
Dead Church Building
  12/15/25
hookers and blow? pretty much whatever you want
Sadistic bistre institution background story
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
supple depressive
  12/15/25
Where the fuck did you get 2.75% interest student loans?
amber abusive hell
  12/15/25
Around 2007 and 2008, there were some great rates.
floppy church
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Dead Church Building
  12/15/25
Undergrad?
floppy church
  12/16/25
...
big hilarious lay
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
floppy church
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
amber abusive hell
  12/15/25
two girls, same time
concupiscible elite organic girlfriend business firm
  12/15/25
borrow more money from jews asap
Galvanic Out-of-control Skinny Woman Area
  12/15/25
Uncle Sam is a goy, shitlib
Dead Church Building
  12/15/25
who benefits? COHEN BENEFITS!
Galvanic Out-of-control Skinny Woman Area
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Dead Church Building

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: wonderful chestnut reading party

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Dead Church Building

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Exhilarant boistinker cruise ship

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Ocher Ticket Booth Ratface

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: arousing kitty

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: lavender set rigor



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Dead Church Building

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: arousing kitty

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: federal orchestra pit personal credit line

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: big hilarious lay

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Ocher Ticket Booth Ratface



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Glittery senate psychic



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: arousing kitty

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: big hilarious lay

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Swashbuckling Well-lubricated Black Woman Hospital



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: pearl mind-boggling school cafeteria

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: cowardly naked marketing idea

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Coiffed striped hyena

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: cowardly naked marketing idea

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: misanthropic public bath

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: cowardly naked marketing idea

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Curious pale factory reset button space

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Curious pale factory reset button space

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Dead Church Building

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: stimulating cheese-eating therapy

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Dead Church Building

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Sadistic bistre institution background story

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: supple depressive

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: amber abusive hell

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: floppy church

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Dead Church Building

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: floppy church

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: big hilarious lay



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: floppy church

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: amber abusive hell

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: concupiscible elite organic girlfriend business firm

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Galvanic Out-of-control Skinny Woman Area

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Dead Church Building

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Galvanic Out-of-control Skinny Woman Area

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today",#49512587)