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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
comical circlehead
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Gaped vermilion casino dingle berry
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
comical circlehead
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Silver rehab
  12/15/25
u sound mad
Floppy hairy legs
  12/14/25
go to grad school
blathering drab business firm boistinker
  12/14/25
...
arousing nighttime codepig electric furnace
  12/14/25
Post bacc MD cr?
comical circlehead
  12/15/25
yeah you gotta be careful though. some are better than other...
blathering drab business firm boistinker
  12/15/25
time for you to pay off mine
Rose Philosopher-king
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Pink excitant dysfunction
  12/15/25
...
Floppy hairy legs
  12/15/25
...
cordovan deep factory reset button
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
blathering drab business firm boistinker
  12/15/25
I have zero debt, I love my freedom.
Pink excitant dysfunction
  12/15/25
...
Zippy Khaki Death Wish Background Story
  12/15/25
you won this gen
Insecure mind-boggling stag film
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
maize spectacular bawdyhouse
  12/15/25
current weight?
Contagious site
  12/15/25
372 or so. It's been a rough holiday season.
maize spectacular bawdyhouse
  12/15/25
what are some things that have happened to you that forced y...
ruddy cruise ship corn cake
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
maize spectacular bawdyhouse
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Self-centered razzmatazz selfie
  12/15/25
how much was the original loan balance and how much (((inter...
Self-centered razzmatazz selfie
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
comical circlehead
  12/15/25
I want to stab you
Apoplectic aphrodisiac gunner
  12/15/25
Being echo gen x has its privileges
comical circlehead
  12/15/25
hookers and blow? pretty much whatever you want
honey-headed dragon space
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Glittery Genital Piercing Masturbator
  12/15/25
Where the fuck did you get 2.75% interest student loans?
buff bearded karate
  12/15/25
Around 2007 and 2008, there were some great rates.
Crimson temple marketing idea
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
comical circlehead
  12/15/25
Undergrad?
Crimson temple marketing idea
  12/16/25
...
Pink excitant dysfunction
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Crimson temple marketing idea
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
buff bearded karate
  12/15/25
two girls, same time
lime stirring ladyboy pisswyrm
  12/15/25
borrow more money from jews asap
Claret regret state
  12/15/25
Uncle Sam is a goy, shitlib
comical circlehead
  12/15/25
who benefits? COHEN BENEFITS!
Claret regret state
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: comical circlehead

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Gaped vermilion casino dingle berry

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: comical circlehead

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Silver rehab

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Floppy hairy legs

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: blathering drab business firm boistinker

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: arousing nighttime codepig electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: comical circlehead

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: blathering drab business firm boistinker

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Rose Philosopher-king

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Pink excitant dysfunction

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Floppy hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: cordovan deep factory reset button



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: blathering drab business firm boistinker

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Pink excitant dysfunction

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Zippy Khaki Death Wish Background Story



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Insecure mind-boggling stag film

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: maize spectacular bawdyhouse

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Contagious site

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: maize spectacular bawdyhouse

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: ruddy cruise ship corn cake

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: maize spectacular bawdyhouse

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Self-centered razzmatazz selfie

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Self-centered razzmatazz selfie

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: comical circlehead

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Apoplectic aphrodisiac gunner

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: comical circlehead

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: honey-headed dragon space

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Glittery Genital Piercing Masturbator

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: buff bearded karate

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Crimson temple marketing idea

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: comical circlehead

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Crimson temple marketing idea

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Pink excitant dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Crimson temple marketing idea

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: buff bearded karate

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: lime stirring ladyboy pisswyrm

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Claret regret state

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: comical circlehead

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Claret regret state

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=today#49512587)