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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Out-of-control Honey-headed Station
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Heady bistre meetinghouse nowag
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Out-of-control Honey-headed Station
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Mind-boggling angry university
  12/15/25
u sound mad
Dun stage
  12/14/25
go to grad school
Crawly Olive Preventive Strike Kitty Cat
  12/14/25
...
galvanic boistinker pit
  12/14/25
Post bacc MD cr?
Out-of-control Honey-headed Station
  12/15/25
yeah you gotta be careful though. some are better than other...
Crawly Olive Preventive Strike Kitty Cat
  12/15/25
time for you to pay off mine
Blathering exciting mad cow disease
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Concupiscible famous landscape painting
  12/15/25
...
Dun stage
  12/15/25
...
Lemon Market Hominid
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Crawly Olive Preventive Strike Kitty Cat
  12/15/25
I have zero debt, I love my freedom.
Concupiscible famous landscape painting
  12/15/25
...
multi-colored haunting old irish cottage school cafeteria
  12/15/25
you won this gen
Marvelous mauve shrine partner
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Brass Elastic Band
  12/15/25
current weight?
Khaki House
  12/15/25
372 or so. It's been a rough holiday season.
Brass Elastic Band
  12/15/25
what are some things that have happened to you that forced y...
hateful laughsome sneaky criminal
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Brass Elastic Band
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Shimmering church building reading party
  12/15/25
how much was the original loan balance and how much (((inter...
Shimmering church building reading party
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Out-of-control Honey-headed Station
  12/15/25
I want to stab you
flatulent stead
  12/15/25
Being echo gen x has its privileges
Out-of-control Honey-headed Station
  12/15/25
hookers and blow? pretty much whatever you want
Diverse cowardly halford
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
bateful slate corner
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Comical Umber Affirmative Action Regret
  12/15/25
Around 2007 and 2008, there were some great rates.
stimulating self-centered useless brakes address
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Out-of-control Honey-headed Station
  12/15/25
Undergrad?
stimulating self-centered useless brakes address
  12/16/25
...
Concupiscible famous landscape painting
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
stimulating self-centered useless brakes address
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Comical Umber Affirmative Action Regret
  12/15/25
two girls, same time
electric self-absorbed casino gaping
  12/15/25
borrow more money from jews asap
dull painfully honest hell
  12/15/25
Uncle Sam is a goy, shitlib
Out-of-control Honey-headed Station
  12/15/25
who benefits? COHEN BENEFITS!
dull painfully honest hell
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Out-of-control Honey-headed Station

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Heady bistre meetinghouse nowag

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Out-of-control Honey-headed Station

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Mind-boggling angry university

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Dun stage

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Crawly Olive Preventive Strike Kitty Cat

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: galvanic boistinker pit



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Out-of-control Honey-headed Station

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Crawly Olive Preventive Strike Kitty Cat

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Blathering exciting mad cow disease

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Concupiscible famous landscape painting

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Dun stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Lemon Market Hominid



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Crawly Olive Preventive Strike Kitty Cat

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Concupiscible famous landscape painting

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: multi-colored haunting old irish cottage school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Marvelous mauve shrine partner

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Brass Elastic Band

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Khaki House

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Brass Elastic Band

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: hateful laughsome sneaky criminal

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Brass Elastic Band

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Shimmering church building reading party

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Shimmering church building reading party

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Out-of-control Honey-headed Station

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: flatulent stead

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Out-of-control Honey-headed Station

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Diverse cowardly halford

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: bateful slate corner

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Comical Umber Affirmative Action Regret

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: stimulating self-centered useless brakes address

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Out-of-control Honey-headed Station

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: stimulating self-centered useless brakes address

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Concupiscible famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: stimulating self-centered useless brakes address

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Comical Umber Affirmative Action Regret

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: electric self-absorbed casino gaping

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: dull painfully honest hell

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Out-of-control Honey-headed Station

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: dull painfully honest hell

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026show=week",#49512587)