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Just received final approval on a home loan. Closing this week. I'm a person now

Finally, I have a stake in something beyond a car. Feels wei...
lex
  03/24/26
terms? amount?
Long PlayroomPoon Clown Conniption
  03/24/26
30 year, 6.5%, less than half a million. I know the rate is ...
lex
  03/24/26
JFC- amortizing?
Long PlayroomPoon Clown Conniption
  03/24/26
Only 359 more monthly installments and it's all yours
HATE, LLC
  03/24/26
Fuck yeah
lex
  03/24/26
Can't put a price on peace of mind haha
HATE, LLC
  03/24/26
I don't know what equity is but I am now building it, friend...
lex
  03/24/26
Well, you will be in about 10 years. You're really just payi...
Nazca Redlines
  03/24/26
if the housing market is flat for 10 years, which has never ...
:-P
  03/24/26
...
Long PlayroomPoon Clown Conniption
  03/24/26
...
...,....,,........
  03/24/26
Yikes, my guy
some on social media
  03/24/26
Don't forget the property tax, friend
Nazca Redlines
  03/24/26
sounds like you got it backwards hoss
HATE, LLC
  03/24/26
What are you going to do with a House? Pretend to play games...
Nude Karlstack
  03/24/26
Live there with my darling girl and maek a home.
lex
  03/24/26
Explain the relationship with the girl w/r/t to (a) the mort...
Nazca Redlines
  03/24/26
DESCRIBE the home ELI5 the terms of your loan
some on social media
  03/24/26
I love the place. 2 stories, 2 br 2.5 ba, going to use one a...
lex
  03/24/26
Neat. See you in 30 years
HATE, LLC
  03/24/26
What year was it built? SFH?
clothmo
  03/24/26
Congrats man 2 br is kinda few for a 2 story place. Is t...
some on social media
  03/24/26
Thanks man Feel like I'm cruisin' for a doobsin' at this po...
lex
  03/24/26
over 1000 square feet tp
Nude Karlstack
  03/24/26
Brother, I just bought a 5 bedroom 1.2 acre manse with its o...
.- .-. . .-. . .--. - .. .-.. .
  03/24/26
LJL at your interest rate. I just locked a 5.125% rate. Of c...
.- .-. . .-. . .--. - .. .-.. .
  03/24/26
red state?
.,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,
  03/24/26
you buy it yourself? or your gf putting anything into it? ...
community account (not racist)
  03/24/26
I remember how 180 it was when my GF (now wife) first moved ...
JJC (retired)
  03/24/26
the silence from lex tp here is Deafening
community account (not racist)
  03/24/26
She is putting money into it, but i am carrying the closing ...
lex
  03/24/26
lex, lex, you thought you could sneak this one by us??! a...
community account (not racist)
  03/24/26
Congratulations on Home Ownership. You are now a member of a...
Oh, you travel?
  03/24/26
Congrats, friend. You deserve it.
Nippon Professional Baseball
  03/24/26
...
community account (not racist)
  03/24/26
...
woah
  03/24/26
can't wait to be your prole goy mentor friend.
:-P
  03/24/26
Thank in advance for for pretending not to judge me
lex
  03/24/26
"which end goes in my ass?", lex asked the horrifi...
:-P
  03/24/26
...
Karlstack
  03/24/26


Poast new message in this thread



Reply Favorite

Date: March 24th, 2026 2:13 PM
Author: lex

Finally, I have a stake in something beyond a car. Feels weird man. Taking abuse, q's, etc.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765481)



Reply Favorite

Date: March 24th, 2026 2:14 PM
Author: Long PlayroomPoon Clown Conniption ( )

terms? amount?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765486)



Reply Favorite

Date: March 24th, 2026 2:16 PM
Author: lex

30 year, 6.5%, less than half a million. I know the rate is high, but this was my best option.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765496)



Reply Favorite

Date: March 24th, 2026 2:20 PM
Author: Long PlayroomPoon Clown Conniption ( )

JFC- amortizing?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765512)



Reply Favorite

Date: March 24th, 2026 2:24 PM
Author: HATE, LLC (making the world a better place)

Only 359 more monthly installments and it's all yours

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765534)



Reply Favorite

Date: March 24th, 2026 2:25 PM
Author: lex

Fuck yeah

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765536)



Reply Favorite

Date: March 24th, 2026 2:27 PM
Author: HATE, LLC (making the world a better place)

Can't put a price on peace of mind haha

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765545)



Reply Favorite

Date: March 24th, 2026 3:56 PM
Author: lex

I don't know what equity is but I am now building it, friends have informed me.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765827)



Reply Favorite

Date: March 24th, 2026 5:57 PM
Author: Nazca Redlines

Well, you will be in about 10 years. You're really just paying interest--not meaningfully reducing the principle--until then, hehe. https://www.mortgagecapitalpartners.com/wp-content/uploads/2017/06/amortizationchart1.png

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766061)



Reply Favorite

Date: March 24th, 2026 6:00 PM
Author: :-P (gunneratttt)

if the housing market is flat for 10 years, which has never bappened before

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766065)



Reply Favorite

Date: March 24th, 2026 2:25 PM
Author: Long PlayroomPoon Clown Conniption ( )



(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765540)



Reply Favorite

Date: March 24th, 2026 2:27 PM
Author: ...,....,,........



(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765548)



Reply Favorite

Date: March 24th, 2026 4:16 PM
Author: some on social media

Yikes, my guy

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765869)



Reply Favorite

Date: March 24th, 2026 5:58 PM
Author: Nazca Redlines

Don't forget the property tax, friend

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766062)



Reply Favorite

Date: March 24th, 2026 2:14 PM
Author: HATE, LLC (making the world a better place)

sounds like you got it backwards hoss

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765487)



Reply Favorite

Date: March 24th, 2026 2:14 PM
Author: Nude Karlstack (🧐)

What are you going to do with a House? Pretend to play games like doodikoff and OYT?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765488)



Reply Favorite

Date: March 24th, 2026 2:16 PM
Author: lex

Live there with my darling girl and maek a home.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765498)



Reply Favorite

Date: March 24th, 2026 5:58 PM
Author: Nazca Redlines

Explain the relationship with the girl w/r/t to (a) the mortgage and (b) the deed. Is she on both?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766063)



Reply Favorite

Date: March 24th, 2026 2:15 PM
Author: some on social media

DESCRIBE the home

ELI5 the terms of your loan

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765491)



Reply Favorite

Date: March 24th, 2026 2:18 PM
Author: lex

I love the place. 2 stories, 2 br 2.5 ba, going to use one as an office. Great location for me. Main thing that I want to change is adding a island-ish thing in the corner of the kitchen since there's not much counter space, probably tear out the carpet too, but really happy with it otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765506)



Reply Favorite

Date: March 24th, 2026 2:19 PM
Author: HATE, LLC (making the world a better place)

Neat. See you in 30 years

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765510)



Reply Favorite

Date: March 24th, 2026 2:20 PM
Author: clothmo

What year was it built?

SFH?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765513)



Reply Favorite

Date: March 24th, 2026 2:21 PM
Author: some on social media

Congrats man

2 br is kinda few for a 2 story place. Is this a sfh? Or attached/town home? How many sq/ft?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765516)



Reply Favorite

Date: March 24th, 2026 2:26 PM
Author: lex

Thanks man

Feel like I'm cruisin' for a doobsin' at this point

It is not a sfh, but over 1000 square feet

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765543)



Reply Favorite

Date: March 24th, 2026 5:45 PM
Author: Nude Karlstack (🧐)

over 1000 square feet tp

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766049)



Reply Favorite

Date: March 24th, 2026 2:23 PM
Author: .- .-. . .-. . .--. - .. .-.. .

Brother, I just bought a 5 bedroom 1.2 acre manse with its own tennis court.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765524)



Reply Favorite

Date: March 24th, 2026 2:22 PM
Author: .- .-. . .-. . .--. - .. .-.. .

LJL at your interest rate. I just locked a 5.125% rate. Of course, I had to put $1.25m into a Chase IRA to get it but still....

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765520)



Reply Favorite

Date: March 24th, 2026 2:39 PM
Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::,


red state?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765575)



Reply Favorite

Date: March 24th, 2026 3:57 PM
Author: community account (not racist)

you buy it yourself? or your gf putting anything into it?

when are you proposing to her?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765830)



Reply Favorite

Date: March 24th, 2026 4:32 PM
Author: JJC (retired)

I remember how 180 it was when my GF (now wife) first moved in with me in my old Co do (still own and rent out) and starting paying 50% of the carrying costs.

Holy shit I used to be able to save SOOOOO much money every month. Was 180.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765903)



Reply Favorite

Date: March 24th, 2026 4:48 PM
Author: community account (not racist)

the silence from lex tp here is Deafening

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765933)



Reply Favorite

Date: March 24th, 2026 5:45 PM
Author: lex

She is putting money into it, but i am carrying the closing costs and much of the down.

Already proposed, but I'm planning on another attention whoring thread for that. All the big life things are happening at once.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766047)



Reply Favorite

Date: March 24th, 2026 5:48 PM
Author: community account (not racist)

lex, lex, you thought you could sneak this one by us??!

are we even your Internet Friends?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766053)



Reply Favorite

Date: March 24th, 2026 4:35 PM
Author: Oh, you travel? ( )

Congratulations on Home Ownership. You are now a member of an elite few, the true Middle Class. Are you perchance a Direct Mayflower Descendant?

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765910)



Reply Favorite

Date: March 24th, 2026 4:36 PM
Author: Nippon Professional Baseball

Congrats, friend. You deserve it.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765914)



Reply Favorite

Date: March 24th, 2026 4:48 PM
Author: community account (not racist)



(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765934)



Reply Favorite

Date: March 24th, 2026 5:07 PM
Author: woah (hitler did nothing wrong)



(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765990)



Reply Favorite

Date: March 24th, 2026 4:37 PM
Author: :-P (gunneratttt)

can't wait to be your prole goy mentor friend.

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765917)



Reply Favorite

Date: March 24th, 2026 5:46 PM
Author: lex

Thank in advance for for pretending not to judge me

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766050)



Reply Favorite

Date: March 24th, 2026 5:53 PM
Author: :-P (gunneratttt)

"which end goes in my ass?", lex asked the horrified boomer at home depot

(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49766056)



Reply Favorite

Date: March 24th, 2026 4:39 PM
Author: Karlstack ( )



(http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026show=week#49765921)