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irl goy here, what's the reason *not* to use Klarna?
| Claret Nursing Home Psychic | 12/04/25 |
| Unhinged Parlor | 12/04/25 |
| Claret Nursing Home Psychic | 12/04/25 |
| Red Site | 12/04/25 |
| kink-friendly rigor | 12/04/25 |
| Purple Shrine Jewess | 12/04/25 |
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| obsidian bat-shit-crazy becky | 12/04/25 |
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| Irate very tactful spot factory reset button | 12/04/25 |
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| Frisky church building mother | 12/04/25 |
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| opaque fear-inspiring gunner | 12/04/25 |
| impertinent locale really tough guy | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| bright comical location quadroon | 12/04/25 |
| Claret Nursing Home Psychic | 12/04/25 |
| bright comical location quadroon | 12/04/25 |
| cracking preventive strike meetinghouse | 12/04/25 |
| Claret Nursing Home Psychic | 12/04/25 |
| bright comical location quadroon | 12/04/25 |
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| kink-friendly rigor | 12/04/25 |
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| Claret Nursing Home Psychic | 12/04/25 |
| irradiated lilac old irish cottage | 12/04/25 |
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Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Claret Nursing Home Psychic I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Unhinged Parlor there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49482999) |
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Date: December 4th, 2025 11:00 AM Author: Claret Nursing Home Psychic is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Red Site https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483007) |
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Date: December 4th, 2025 12:03 PM Author: kink-friendly rigor (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483228) |
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Date: December 4th, 2025 11:00 AM Author: Purple Shrine Jewess they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Ruddy sneaky criminal What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483081) |
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Date: December 4th, 2025 11:33 AM Author: Purple Shrine Jewess ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483109) |
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Date: December 4th, 2025 11:10 AM Author: electric principal's office A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Thirsty Blathering Hunting Ground Milk you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483113) |
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Date: December 4th, 2025 3:54 PM Author: obsidian bat-shit-crazy becky My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483996) |
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Date: December 4th, 2025 11:30 AM Author: adventurous twisted messiness This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483100) |
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Date: December 4th, 2025 11:44 AM Author: Soggy Whorehouse (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Irate very tactful spot factory reset button (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Chestnut glittery stag film (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Frisky church building mother The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Chestnut glittery stag film I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483292) |
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Date: December 4th, 2025 2:21 PM Author: Navy harsh gay wizard boltzmann this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: shimmering sinister mediation (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483648) |
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Date: December 4th, 2025 2:19 PM Author: opaque fear-inspiring gunner This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: impertinent locale really tough guy You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49792116) |
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Date: December 4th, 2025 11:36 AM Author: bright comical location quadroon the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: Claret Nursing Home Psychic nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483120) |
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Date: December 4th, 2025 11:38 AM Author: bright comical location quadroon i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483125) |
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Date: December 4th, 2025 11:55 AM Author: cracking preventive strike meetinghouse let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483194) |
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Date: December 4th, 2025 12:02 PM Author: Claret Nursing Home Psychic dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483220) |
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Date: December 4th, 2025 12:04 PM Author: bright comical location quadroon rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Fragrant amethyst hell pocket flask Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483123) |
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Date: December 4th, 2025 12:02 PM Author: kink-friendly rigor (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483221) |
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Date: December 4th, 2025 11:43 AM Author: odious gold patrolman How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Thirsty Blathering Hunting Ground Milk (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Excitant Coffee Pot Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483159) |
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Date: December 4th, 2025 11:48 AM Author: ivory university (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483165) |
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Date: December 4th, 2025 11:51 AM Author: house-broken point mad cow disease https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483180) |
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Date: December 4th, 2025 11:56 AM Author: Claret Nursing Home Psychic we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483198) |
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Date: December 4th, 2025 11:58 AM Author: irradiated lilac old irish cottage (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Yapping Menage Affirmative Action (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483977) |
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Date: December 4th, 2025 12:02 PM Author: kink-friendly rigor Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483222) |
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Date: December 4th, 2025 2:14 PM Author: startled lay Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026show=week#49792117) |