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I genuinely dislike Caleb Hammer

https://www.youtube.com/shorts/R9JoQ6lVp9Q
Orange Library Mad Cow Disease
  06/14/26
I saw an episode where he completely eviscerated a fat chick...
Insecure Crystalline Parlour
  06/14/26
He's fat though
fighting supple skinny woman
  06/15/26
He gets fat audited about once per year and his fatness/food...
floppy french den haunted graveyard
  06/16/26
he seems okay. he shits on poors and their prole spending ha...
autistic flesh main people persian
  06/14/26
I have no problem with that aspect. I have a problem with th...
Orange Library Mad Cow Disease
  06/14/26
i had no idea about that, lol. he's clearly gay so not surpr...
autistic flesh main people persian
  06/14/26
...
Insecure Crystalline Parlour
  06/14/26
...
Orange Library Mad Cow Disease
  06/14/26
...
splenetic bbw tank
  06/14/26
...
Scarlet double fault
  06/15/26
He said he’s not Jewish iirc. Stop being intellectuall...
Pungent beady-eyed step-uncle's house
  06/15/26
he literally says he's a jew in the rogan interview
Orange Library Mad Cow Disease
  06/15/26
link? clearly says he's not here https://youtube.com/shor...
Fishy love of her life
  06/15/26
wtf he has like 40,000 feet of office space. i thought he ju...
coral infuriating french chef hall
  06/14/26
he's peak jew. have you seen all of the sponsorships and end...
Orange Library Mad Cow Disease
  06/14/26
...
Insecure Crystalline Parlour
  06/14/26
crazy to think how badly xo and older millennials generally ...
Cowardly Purple Temple
  06/14/26
you could go back in time to 2006 knowing what you know now ...
coral infuriating french chef hall
  06/14/26
True. There were numerous podcasts before the COVID era blow...
splenetic bbw tank
  06/14/26
you could go back to 2006 and spend 10-15 years watching tv ...
Cowardly Purple Temple
  06/14/26
The percentage of 2006-2012 podcasts that are successful is ...
floppy french den haunted graveyard
  06/16/26
podcasting/youtube has a lot to do with luck. "Caleb Ha...
Orange Library Mad Cow Disease
  06/14/26
he's one of those know-it-all contrarian guys, the personali...
stimulating fuchsia goyim
  06/14/26
...
Insecure Crystalline Parlour
  06/14/26
I had been following him since before he had 10,000 subscrib...
Orange Library Mad Cow Disease
  06/14/26
nicely done, but what led you to watch youtube videos of guy...
stimulating fuchsia goyim
  06/14/26
Kiriakou did. I first saw him on Dalton Fischer's podcast-- ...
Orange Library Mad Cow Disease
  06/14/26
...
stimulating fuchsia goyim
  06/14/26
If you've seen one of his videos you've seen them all. He ju...
Scarlet double fault
  06/15/26
"I think his whole appeals is a midwit audience who wan...
fighting supple skinny woman
  06/15/26
...
Orange Library Mad Cow Disease
  06/15/26
...
Pungent beady-eyed step-uncle's house
  06/16/26
His new style is terrible.
Hairless parlor
  06/15/26
he's rich and doesn't give a fuck. why should he? he got his...
Orange Library Mad Cow Disease
  06/15/26
If he is 'fuck you rich' why is he still doing the show?
Hairless parlor
  06/15/26
If he plays his cards right he will make $100m personally. I...
Azure mind-boggling international law enforcement agency
  06/15/26
Caleb Hammer seems fine imo but Demuro is fucking awful
Fishy love of her life
  06/16/26
Demuro is 6’4. Why aren’t you rooting for one of...
Pungent beady-eyed step-uncle's house
  06/16/26
lol is he jewish? I actually did not know that. I figured he...
Azure mind-boggling international law enforcement agency
  06/15/26
He mentioned he's a "member of the tribe" or somet...
Orange Library Mad Cow Disease
  06/15/26
That actually shocks me a bit. He doesn't really look it IMO...
Azure mind-boggling international law enforcement agency
  06/15/26
says he's not here https://youtube.com/shorts/-I819C6qt5U
Fishy love of her life
  06/16/26
I'll poast the timestamp tomorrow and you can make up your m...
Orange Library Mad Cow Disease
  06/16/26
He's fucking vile
Arousing Address
  06/16/26
Amazing that there’s this much money in running a stup...
insanely creepy base halford
  06/15/26
There is definitely something a bit depressing about how muc...
Azure mind-boggling international law enforcement agency
  06/15/26
...
Orange Library Mad Cow Disease
  06/15/26
I have no idea how any of it works, but I watched part of an...
insanely creepy base halford
  06/15/26
he clues us in on how much he's making. In the Rogan intervi...
Orange Library Mad Cow Disease
  06/15/26
So he clears $10m. That’s a lot. 40x what I make.
insanely creepy base halford
  06/15/26
I wouldn't be surprised if his business, which includes the ...
Azure mind-boggling international law enforcement agency
  06/15/26
...
magenta rehab
  06/16/26
(caleb hammer)
insanely creepy base halford
  06/16/26
...
magenta rehab
  06/16/26
...
fighting supple skinny woman
  06/16/26
i wonder how many prole lives dave ramsey has ruined by givi...
autistic flesh main people persian
  06/16/26
Number 1 will just result in subpar outcomes not life ruinme...
Hairless parlor
  06/16/26
There is this jeet Ramit Sethi who was doing this kind of th...
Hairless parlor
  06/16/26
yet another chubby white american riding on the coattails of...
Lake institution
  06/16/26
Fucking lol Ramit Sethi is a long-time scam artist chameleon...
Azure mind-boggling international law enforcement agency
  06/16/26
What was Ramit doing before 'financial coaching'? PUA?
Hairless parlor
  06/16/26
have you considered going on his show? might be worthwhile f...
rusted regret
  06/16/26
I don’t think TSINAH will find the clip bc he hallucin...
Pungent beady-eyed step-uncle's house
  06/16/26
lol, as you do more work on yourself you’ll realize it...
floppy french den haunted graveyard
  06/16/26
like every YT star he's just got the One Thing. He's great a...
Lake institution
  06/16/26
A lot of people like Consooming the Same Thing over and over...
Pungent beady-eyed step-uncle's house
  06/16/26
it's not like xo with a veritable panoply of fresh & int...
Lake institution
  06/16/26
Replace ONE WORD in a movie title with a veritable panoply o...
Big Spruce Brunch
  06/16/26
Is it unusual that I don't know who this is and wonder why h...
Sick contagious nowag
  06/16/26
okay, this one is great: https://www.youtube.com/watch?v=DUO...
Orange Library Mad Cow Disease
  06/16/26


Poast new message in this thread



Reply Favorite

Date: June 14th, 2026 5:15 PM
Author: Orange Library Mad Cow Disease

https://www.youtube.com/shorts/R9JoQ6lVp9Q

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938335)



Reply Favorite

Date: June 14th, 2026 5:16 PM
Author: Insecure Crystalline Parlour

I saw an episode where he completely eviscerated a fat chick and straight up told her she contributes nothing to society and that she's a waste of oxygen.

He's douchey though most of the time.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938339)



Reply Favorite

Date: June 15th, 2026 7:00 AM
Author: fighting supple skinny woman

He's fat though

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49939667)



Reply Favorite

Date: June 16th, 2026 7:53 AM
Author: floppy french den haunted graveyard

He gets fat audited about once per year and his fatness/food addiction is what humanizes him.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941816)



Reply Favorite

Date: June 14th, 2026 5:19 PM
Author: autistic flesh main people persian

he seems okay. he shits on poors and their prole spending habits.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938347)



Reply Favorite

Date: June 14th, 2026 5:21 PM
Author: Orange Library Mad Cow Disease

I have no problem with that aspect. I have a problem with the gay shit & alleged grooming of a 17 y/o boy, however. He's also a kike.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938352)



Reply Favorite

Date: June 14th, 2026 5:27 PM
Author: autistic flesh main people persian

i had no idea about that, lol. he's clearly gay so not surprised by any of it.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938372)



Reply Favorite

Date: June 14th, 2026 5:28 PM
Author: Insecure Crystalline Parlour



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938376)



Reply Favorite

Date: June 14th, 2026 5:29 PM
Author: Orange Library Mad Cow Disease



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938379)



Reply Favorite

Date: June 14th, 2026 5:30 PM
Author: splenetic bbw tank



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938382)



Reply Favorite

Date: June 15th, 2026 6:04 AM
Author: Scarlet double fault



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49939652)



Reply Favorite

Date: June 15th, 2026 7:44 AM
Author: Pungent beady-eyed step-uncle's house

He said he’s not Jewish iirc. Stop being intellectually dishonest

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49939698)



Reply Favorite

Date: June 15th, 2026 10:53 PM
Author: Orange Library Mad Cow Disease

he literally says he's a jew in the rogan interview

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941521)



Reply Favorite

Date: June 15th, 2026 11:58 PM
Author: Fishy love of her life

link?

clearly says he's not here

https://youtube.com/shorts/-I819C6qt5U

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941625)



Reply Favorite

Date: June 14th, 2026 5:21 PM
Author: coral infuriating french chef hall

wtf he has like 40,000 feet of office space. i thought he just recorded it in his bedroom.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938353)



Reply Favorite

Date: June 14th, 2026 5:23 PM
Author: Orange Library Mad Cow Disease

he's peak jew. have you seen all of the sponsorships and endorsements he has? in his Rogan interview, he claimed to have paid $4M in taxes last year.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938356)



Reply Favorite

Date: June 14th, 2026 5:29 PM
Author: Insecure Crystalline Parlour



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938377)



Reply Favorite

Date: June 14th, 2026 5:25 PM
Author: Cowardly Purple Temple

crazy to think how badly xo and older millennials generally missed out on the youtube/podcasting thing. there was absolutely no point to doing anything else over the past 20 years, not programming, not finance, not law, anything.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938366)



Reply Favorite

Date: June 14th, 2026 5:28 PM
Author: coral infuriating french chef hall

you could go back in time to 2006 knowing what you know now and you wouldn't have been able to do any type of successful podcast or youtube.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938374)



Reply Favorite

Date: June 14th, 2026 5:30 PM
Author: splenetic bbw tank

True. There were numerous podcasts before the COVID era blowup that found wide listenership and zero financial success. Private Equity hadn't yet joined the space and they picked the winners.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938381)



Reply Favorite

Date: June 14th, 2026 5:33 PM
Author: Cowardly Purple Temple

you could go back to 2006 and spend 10-15 years watching tv and lifting and thinking up ideas for when podcasting starts to become profitable and youd still be way ahead.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938395)



Reply Favorite

Date: June 16th, 2026 7:54 AM
Author: floppy french den haunted graveyard

The percentage of 2006-2012 podcasts that are successful is 100x the rate of 2022-2026 podcasts.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941817)



Reply Favorite

Date: June 14th, 2026 5:31 PM
Author: Orange Library Mad Cow Disease

podcasting/youtube has a lot to do with luck. "Caleb Hammer" (born Ross Goldstein) got "lucky" in the jewish sense of the word.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938385)



Reply Favorite

Date: June 14th, 2026 5:30 PM
Author: stimulating fuchsia goyim

he's one of those know-it-all contrarian guys, the personality type which is overrepresented among lawyers. he's giving genuinely good advice to the less intelligent, without the dave ramsey religious stuff. i had no idea about those other bad acts you reference

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938384)



Reply Favorite

Date: June 14th, 2026 5:32 PM
Author: Insecure Crystalline Parlour



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938390)



Reply Favorite

Date: June 14th, 2026 5:32 PM
Author: Orange Library Mad Cow Disease

I had been following him since before he had 10,000 subscribers. I also started following John Kiriakou when he had under 50 subscribers; I was one of his first 10 paid subscribers. I have a pretty good eye for talent on YouTube.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938393)



Reply Favorite

Date: June 14th, 2026 5:34 PM
Author: stimulating fuchsia goyim

nicely done, but what led you to watch youtube videos of guys with under 50 subscribers, seems like a lot of work - did they do something on a topic you were interested in

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938398)



Reply Favorite

Date: June 14th, 2026 5:37 PM
Author: Orange Library Mad Cow Disease

Kiriakou did. I first saw him on Dalton Fischer's podcast-- I think that may have been the first one he ever did. Then I saw him on Julian Dorey's podcast and I've been hooked ever since. Once he started his channel, I immediately subscribed. I also gifted like 100 subs and actually got to talk to him personally the morning of his interview with Joe Rogan. That's when he told me he'd be on Tucker a few weeks later. His Tucker interview is 180.

On a much different note, here's another guy whom I think will maek it: https://www.youtube.com/@Sorhands (I was also one of his first, if not the first, paid subscriber). For example: https://www.youtube.com/watch?v=BmfHuK0E21k

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938409)



Reply Favorite

Date: June 14th, 2026 5:48 PM
Author: stimulating fuchsia goyim



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49938430)



Reply Favorite

Date: June 15th, 2026 6:10 AM
Author: Scarlet double fault

If you've seen one of his videos you've seen them all. He just fakes incredulousness at the interviewees spending more than they earn. He's not even very good at acting.

I think his whole appeals is a midwit audience who want to feel superior to retards for understanding basic financial responsibility.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49939656)



Reply Favorite

Date: June 15th, 2026 7:03 AM
Author: fighting supple skinny woman

"I think his whole appeals is a midwit audience who want to feel superior to retards for understanding basic financial responsibility."

Duh why do you think xo creamed its pants reposting every single video when this guy first got popular

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49939668)



Reply Favorite

Date: June 15th, 2026 10:54 PM
Author: Orange Library Mad Cow Disease



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941525)



Reply Favorite

Date: June 16th, 2026 7:21 AM
Author: Pungent beady-eyed step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941766)



Reply Favorite

Date: June 15th, 2026 7:30 AM
Author: Hairless parlor

His new style is terrible.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49939686)



Reply Favorite

Date: June 15th, 2026 10:54 PM
Author: Orange Library Mad Cow Disease

he's rich and doesn't give a fuck. why should he? he got his.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941526)



Reply Favorite

Date: June 15th, 2026 10:55 PM
Author: Hairless parlor

If he is 'fuck you rich' why is he still doing the show?

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941529)



Reply Favorite

Date: June 15th, 2026 11:02 PM
Author: Azure mind-boggling international law enforcement agency

If he plays his cards right he will make $100m personally. I think he has potential to make more than Doug DeMuro and in a shockingly short period of time.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941559)



Reply Favorite

Date: June 16th, 2026 12:00 AM
Author: Fishy love of her life

Caleb Hammer seems fine imo but Demuro is fucking awful

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941627)



Reply Favorite

Date: June 16th, 2026 7:22 AM
Author: Pungent beady-eyed step-uncle's house

Demuro is 6’4. Why aren’t you rooting for one of your own?

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941767)



Reply Favorite

Date: June 15th, 2026 10:59 PM
Author: Azure mind-boggling international law enforcement agency

lol is he jewish? I actually did not know that. I figured he was gay or just vaguely gay seeming in part because he's fat.

I stopped watching after seeing a couple of episodes, but he clearly seems to have struck gold given the sheer size of the show and the ancillary businesses. Many others have tried to be YouTube Dave Ramsey, but he's the only one that figured out a differentiated delivery mechanism (the financial audits) instead of just giving the same generic advice as all the others.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941545)



Reply Favorite

Date: June 15th, 2026 11:04 PM
Author: Orange Library Mad Cow Disease

He mentioned he's a "member of the tribe" or something to that effect in his recent Joe Rogan interview. I'm trying to find the timestamp but don't have time to go through the entire interview again tonight.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941564)



Reply Favorite

Date: June 15th, 2026 11:17 PM
Author: Azure mind-boggling international law enforcement agency

That actually shocks me a bit. He doesn't really look it IMO.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941585)



Reply Favorite

Date: June 16th, 2026 12:00 AM
Author: Fishy love of her life

says he's not here https://youtube.com/shorts/-I819C6qt5U

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941628)



Reply Favorite

Date: June 16th, 2026 12:23 AM
Author: Orange Library Mad Cow Disease

I'll poast the timestamp tomorrow and you can make up your mind.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941653)



Reply Favorite

Date: June 16th, 2026 12:58 AM
Author: Arousing Address

He's fucking vile

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941678)



Reply Favorite

Date: June 15th, 2026 11:05 PM
Author: insanely creepy base halford

Amazing that there’s this much money in running a stupid YouTube show. Guy is definitely a douche and I don’t like him either. I really don’t like his whole I’m a Midwest transplant and now a Texan bit.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941565)



Reply Favorite

Date: June 15th, 2026 11:16 PM
Author: Azure mind-boggling international law enforcement agency

There is definitely something a bit depressing about how much money can be made simply by gathering mass amounts of attention. The personal finance niche allows for massive monetization with a decent sized audience. He also started some ancillary businesses which surely generate substantial revenue and give him something more sale-able IMO.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941584)



Reply Favorite

Date: June 15th, 2026 11:18 PM
Author: Orange Library Mad Cow Disease



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941590)



Reply Favorite

Date: June 15th, 2026 11:25 PM
Author: insanely creepy base halford

I have no idea how any of it works, but I watched part of an episode and he was advertising a cookbook or something like that. I don’t know how much he’s making off of cookbooks and superchats.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941595)



Reply Favorite

Date: June 15th, 2026 11:27 PM
Author: Orange Library Mad Cow Disease

he clues us in on how much he's making. In the Rogan interview, he claimed to pay $4M in income tax last year.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941597)



Reply Favorite

Date: June 15th, 2026 11:31 PM
Author: insanely creepy base halford

So he clears $10m. That’s a lot. 40x what I make.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941603)



Reply Favorite

Date: June 15th, 2026 11:36 PM
Author: Azure mind-boggling international law enforcement agency

I wouldn't be surprised if his business, which includes the YT channels and the ancillary stuff (budgeting app) generates $20m+ a year.

IMO he is obviously smart in part because he figured out the differentiated approach (the financial audit interviews) which somehow had never been done before (as far as I understand it.) But also because he didn't stop there. He is building a real business around the initial audience building mechanism.

Unlike most of XO, I actually have a soft spot for Dave Ramsey. yeah yeah I know credit card points are good. But the simple stuff goes a really long way and it's very easy to succumb to lifestyle creep when you're making $$$. That, and his advice is good for probably 97% of people who aren't as smart as all the 6'3" jacked studs on XO making $800k a year.

But I imagine Ramsey's business has declined over the last few years given how tied to shit like Satellite radio he is and call-ins. He's effectively been shut-out of really growing his presence where it matters most (YouTube) and probably is too old at this point to really do it. And I say this, again, as someone who will defend Ramsey.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941608)



Reply Favorite

Date: June 16th, 2026 12:04 AM
Author: magenta rehab



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941634)



Reply Favorite

Date: June 16th, 2026 12:18 AM
Author: insanely creepy base halford

(caleb hammer)

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941645)



Reply Favorite

Date: June 16th, 2026 12:21 AM
Author: magenta rehab



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941651)



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Date: June 16th, 2026 8:13 AM
Author: fighting supple skinny woman



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941839)



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Date: June 16th, 2026 7:34 AM
Author: autistic flesh main people persian

i wonder how many prole lives dave ramsey has ruined by giving these two awful pieces of advice:

1. invest in actively managed mutual funds (here are a couple that are officially sponsored by the Dave Ramsey Universe!)

2. you can easily withdraw 7-8% of your money in retirement, because the funds referenced in para 1 above return 12%; that's exactly 12% each year, no more and no less.

i get why he dispenses both pieces of advice. the first one he must know is bullshit, but he makes money on it. the second one seems to be rooted in the theory that unless poors are given some hope that they can retire one day, they won't bother saving and will just YOLO all their money. because the average person will never be able to amass more than $1 million (probably a bit less), he has to tell these people that they can withdraw enough to meet their living expenses. i have to imagine 40% or more of people who follow his retarded advice end up having to go work at wal mart at age 73 or whatever.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941793)



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Date: June 16th, 2026 8:05 AM
Author: Hairless parlor

Number 1 will just result in subpar outcomes not life ruinment.

Number 2 - so far social security still exists and I assume anyone who manages to amass a pile for retirement will have moved on from Ramsey.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941823)



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Date: June 16th, 2026 7:58 AM
Author: Hairless parlor

There is this jeet Ramit Sethi who was doing this kind of thing before Caleb and he often takes swipes at Caleb's show with barely hidden jealousy at how much more successful he is with it. I actually hatewatch Ramit's show because unlike Caleb he usually has high-income people on his show and since he is a lib he makes a point to get 'diverse' people so you get to see fat lesbians who make $350K/yr at corporate email jobs.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941819)



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Date: June 16th, 2026 8:12 AM
Author: Lake institution

yet another chubby white american riding on the coattails of a proud Indian Male.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941837)



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Date: June 16th, 2026 10:13 AM
Author: Azure mind-boggling international law enforcement agency

Fucking lol Ramit Sethi is a long-time scam artist chameleon who tries to glom on to new things all the time to remain relevant.

His brother, Maneesh Sethi, also went on Shark Tank years ago to pitch Pavlok. A fraud device where he asked for $500k for a 3.14% stake in the business. He got thrown off the show. The dumb look on his face is priceless. Family of fucking untrustworthy scammers.

https://youtu.be/kGMVz6zMQk4?si=MHVZhtLgatwHBnak

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941894)



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Date: June 16th, 2026 10:27 AM
Author: Hairless parlor

What was Ramit doing before 'financial coaching'? PUA?

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941901)



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Date: June 16th, 2026 2:56 AM
Author: rusted regret

have you considered going on his show? might be worthwhile for u

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941717)



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Date: June 16th, 2026 7:37 AM
Author: Pungent beady-eyed step-uncle's house

I don’t think TSINAH will find the clip bc he hallucinated it, and I don’t think Hammer has ever admitted to being Jewish. But his surname is literally Hammer. The only other Hammer any of us know is fuckin Armie Hammer. Half Jewish iirc. Caleb might be one of those “only my dad is Jewish, therefore Im not Jewish” Jews.

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941799)



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Date: June 16th, 2026 7:52 AM
Author: floppy french den haunted graveyard

lol, as you do more work on yourself you’ll realize it’s because he holds up a mirror

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941815)



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Date: June 16th, 2026 8:22 AM
Author: Lake institution

like every YT star he's just got the One Thing. He's great at it but once you've seen the One Thing enough, what else is there? And b/c of the way YT is set up it's just a steady constant stream of "content" which burns you out on these guys fast

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941849)



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Date: June 16th, 2026 6:51 PM
Author: Pungent beady-eyed step-uncle's house

A lot of people like Consooming the Same Thing over and over again

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49942612)



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Date: June 16th, 2026 6:52 PM
Author: Lake institution

it's not like xo with a veritable panoply of fresh & interesting insights on a daily basis



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49942615)



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Date: June 16th, 2026 7:03 PM
Author: Big Spruce Brunch

Replace ONE WORD in a movie title with a veritable panoply of fresh & interesting insights on a daily basis

There Will Be A veritable panoply of fresh & interesting insights on a daily basis



(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49942640)



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Date: June 16th, 2026 10:33 AM
Author: Sick contagious nowag

Is it unusual that I don't know who this is and wonder why he looks so damp and greasy?

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49941909)



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Date: June 16th, 2026 6:55 PM
Author: Orange Library Mad Cow Disease

okay, this one is great: https://www.youtube.com/watch?v=DUOH6_XHGzw

(http://www.autoadmit.com/thread.php?thread_id=5874241&forum_id=2\u0026show=week#49942619)