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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
up-to-no-good fortuitous meteor crackhouse
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Adventurous Grizzly Church Building
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
up-to-no-good fortuitous meteor crackhouse
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Cerebral Silver Theater Stage Telephone
  12/15/25
u sound mad
Cobalt diverse menage milk
  12/14/25
go to grad school
scarlet cocky selfie
  12/14/25
...
ocher curious den
  12/14/25
Post bacc MD cr?
up-to-no-good fortuitous meteor crackhouse
  12/15/25
yeah you gotta be careful though. some are better than other...
scarlet cocky selfie
  12/15/25
time for you to pay off mine
razzle-dazzle dark french chef
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Supple coldplay fan gaming laptop
  12/15/25
...
Cobalt diverse menage milk
  12/15/25
...
Impertinent hall
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
scarlet cocky selfie
  12/15/25
I have zero debt, I love my freedom.
Supple coldplay fan gaming laptop
  12/15/25
...
Bronze Odious Senate
  12/15/25
you won this gen
wonderful location
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
charismatic shivering hospital degenerate
  12/15/25
current weight?
drab spot voyeur
  12/15/25
372 or so. It's been a rough holiday season.
charismatic shivering hospital degenerate
  12/15/25
what are some things that have happened to you that forced y...
big dilemma
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
charismatic shivering hospital degenerate
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Lilac cruel-hearted azn tanning salon
  12/15/25
how much was the original loan balance and how much (((inter...
Lilac cruel-hearted azn tanning salon
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
up-to-no-good fortuitous meteor crackhouse
  12/15/25
I want to stab you
slap-happy irate brunch
  12/15/25
Being echo gen x has its privileges
up-to-no-good fortuitous meteor crackhouse
  12/15/25
hookers and blow? pretty much whatever you want
Internet-worthy concupiscible indian lodge
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
cream mewling pocket flask
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Vivacious multi-billionaire
  12/15/25
Around 2007 and 2008, there were some great rates.
out-of-control tan stead
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
up-to-no-good fortuitous meteor crackhouse
  12/15/25
Undergrad?
out-of-control tan stead
  12/16/25
...
Supple coldplay fan gaming laptop
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
out-of-control tan stead
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Vivacious multi-billionaire
  12/15/25
two girls, same time
Mind-boggling flushed electric furnace
  12/15/25
borrow more money from jews asap
chest-beating fishy foreskin sweet tailpipe
  12/15/25
Uncle Sam is a goy, shitlib
up-to-no-good fortuitous meteor crackhouse
  12/15/25
who benefits? COHEN BENEFITS!
chest-beating fishy foreskin sweet tailpipe
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: up-to-no-good fortuitous meteor crackhouse

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Adventurous Grizzly Church Building

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: up-to-no-good fortuitous meteor crackhouse

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Cerebral Silver Theater Stage Telephone

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Cobalt diverse menage milk

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: scarlet cocky selfie

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: ocher curious den



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: up-to-no-good fortuitous meteor crackhouse

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: scarlet cocky selfie

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: razzle-dazzle dark french chef

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Supple coldplay fan gaming laptop

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Cobalt diverse menage milk



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Impertinent hall



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: scarlet cocky selfie

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Supple coldplay fan gaming laptop

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Bronze Odious Senate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: wonderful location

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: charismatic shivering hospital degenerate

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: drab spot voyeur

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: charismatic shivering hospital degenerate

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: big dilemma

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: charismatic shivering hospital degenerate

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Lilac cruel-hearted azn tanning salon

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Lilac cruel-hearted azn tanning salon

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: up-to-no-good fortuitous meteor crackhouse

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: slap-happy irate brunch

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: up-to-no-good fortuitous meteor crackhouse

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Internet-worthy concupiscible indian lodge

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: cream mewling pocket flask

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Vivacious multi-billionaire

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: out-of-control tan stead

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: up-to-no-good fortuitous meteor crackhouse

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: out-of-control tan stead

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Supple coldplay fan gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: out-of-control tan stead

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Vivacious multi-billionaire

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Mind-boggling flushed electric furnace

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: chest-beating fishy foreskin sweet tailpipe

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: up-to-no-good fortuitous meteor crackhouse

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: chest-beating fishy foreskin sweet tailpipe

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2#49512587)