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POLL: What is your 401(k) balance right now
| jet-lagged trailer park private investor | 06/27/25 |
| bronze office associate | 06/27/25 |
| jet-lagged trailer park private investor | 06/27/25 |
| bronze office associate | 06/27/25 |
| obsidian disrespectful theater | 06/27/25 |
| Cyan bateful senate | 06/27/25 |
| bronze office associate | 06/27/25 |
| Brass international law enforcement agency telephone | 06/27/25 |
| Internet-worthy party of the first part orchestra pit | 06/27/25 |
| Onyx gas station | 06/27/25 |
| jet-lagged trailer park private investor | 06/27/25 |
| Sienna lay | 06/27/25 |
| Cream Fantasy-prone Range Juggernaut | 06/27/25 |
| Onyx gas station | 06/27/25 |
| obsidian disrespectful theater | 06/27/25 |
| Onyx gas station | 06/27/25 |
| obsidian disrespectful theater | 06/27/25 |
| obsidian disrespectful theater | 06/27/25 |
| Lake Big-titted Temple | 06/27/25 |
| Sienna lay | 06/27/25 |
| Cyan bateful senate | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| grizzly razzle public bath | 06/27/25 |
| obsidian disrespectful theater | 06/27/25 |
| grizzly razzle public bath | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| drunken olive parlor | 06/27/25 |
| soggy crotch | 06/27/25 |
| Onyx gas station | 06/27/25 |
| Ruddy excitant police squad | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| Ruddy excitant police squad | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| Ruddy excitant police squad | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| Ruddy excitant police squad | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| Ruddy excitant police squad | 06/27/25 |
| Vermilion Overrated Community Account | 06/27/25 |
| Amber home | 06/27/25 |
| grizzly razzle public bath | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| grizzly razzle public bath | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| Silver Psychic Brethren | 06/27/25 |
| claret galvanic theater stage ape | 06/27/25 |
| irate point | 06/27/25 |
| Amber home | 06/27/25 |
| Slippery Talented Locale | 06/27/25 |
| Brass international law enforcement agency telephone | 06/27/25 |
| obsidian disrespectful theater | 06/27/25 |
| know-it-all messiness | 06/27/25 |
| Diverse dilemma | 06/27/25 |
| grizzly razzle public bath | 06/27/25 |
| Diverse dilemma | 06/27/25 |
| Rusted idiot | 06/27/25 |
| Maize Azn Death Wish | 06/27/25 |
| Stirring frozen liquid oxygen | 06/27/25 |
| Beta chestnut new version electric furnace | 06/27/25 |
| salmon aphrodisiac lodge | 06/27/25 |
| wonderful shrine pistol | 06/27/25 |
| Vibrant Embarrassed To The Bone Tattoo Market | 06/27/25 |
| Fragrant dun site | 06/27/25 |
| irate point | 06/27/25 |
| Stirring frozen liquid oxygen | 06/27/25 |
| grizzly razzle public bath | 06/27/25 |
| irradiated dragon jew | 06/27/25 |
| Shaky personal credit line | 06/27/25 |
Poast new message in this thread
Date: June 27th, 2025 2:53 PM Author: jet-lagged trailer park private investor (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326) |
Date: June 27th, 2025 2:56 PM Author: bronze office associate A tiny pink 500k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332) |
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Date: June 27th, 2025 2:56 PM Author: jet-lagged trailer park private investor that's not that bad (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336) |
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Date: June 27th, 2025 2:59 PM Author: bronze office associate I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353) |
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Date: June 27th, 2025 2:59 PM Author: obsidian disrespectful theater age? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357) |
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Date: June 27th, 2025 3:18 PM Author: Cyan bateful senate Depends on age. That’s ok for early 30s. Awful for 40s+ (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409) |
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Date: June 27th, 2025 4:06 PM Author: bronze office associate Yep, I’m early 40s lol (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585) |
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Date: June 27th, 2025 5:34 PM Author: Brass international law enforcement agency telephone lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777) |
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Date: June 27th, 2025 11:13 PM Author: Internet-worthy party of the first part orchestra pit It depend on if that's his primary retirement or if he has other holdings. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431) |
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Date: June 27th, 2025 2:56 PM Author: Onyx gas station $130k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335) |
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Date: June 27th, 2025 2:56 PM Author: jet-lagged trailer park private investor that's horrendous (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338) |
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Date: June 27th, 2025 2:57 PM Author: Sienna lay i'm in between these two guys (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340) |
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Date: June 27th, 2025 6:31 PM Author: Cream Fantasy-prone Range Juggernaut Same, I'm in between two guys (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899) |
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Date: June 27th, 2025 2:58 PM Author: Onyx gas station The sum total of all my retirement and brokerage accounts is around $1.3M (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350) |
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Date: June 27th, 2025 2:59 PM Author: obsidian disrespectful theater lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355) |
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Date: June 27th, 2025 4:06 PM Author: Onyx gas station My mom says I'm special. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586) |
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Date: June 27th, 2025 5:57 PM Author: obsidian disrespectful theater even that's not true (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810) |
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Date: June 27th, 2025 2:57 PM Author: obsidian disrespectful theater LOL (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339) |
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Date: June 27th, 2025 2:57 PM Author: Lake Big-titted Temple $3.4 million in combined marital plans. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341) |
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Date: June 27th, 2025 2:58 PM Author: Sienna lay damn (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349) |
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Date: June 27th, 2025 3:19 PM Author: Cyan bateful senate Age? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411) |
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Date: June 27th, 2025 3:30 PM Author: Fragrant dun site Such a waste of capital. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446) |
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Date: June 27th, 2025 6:00 PM Author: grizzly razzle public bath Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816) |
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Date: June 27th, 2025 6:11 PM Author: obsidian disrespectful theater this discussion happens every 401k thread. partners in biglaw can contribute like 120k. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839) |
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Date: June 27th, 2025 6:16 PM Author: grizzly razzle public bath xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860) |
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Date: June 27th, 2025 9:43 PM Author: Fragrant dun site (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284) |
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Date: June 27th, 2025 6:40 PM Author: drunken olive parlor The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).
Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year. |
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Date: June 27th, 2025 3:22 PM Author: soggy crotch $1.1mm in brokerage accounts, 401k's are flaem (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417) |
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Date: June 27th, 2025 3:28 PM Author: Onyx gas station . (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434) |
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Date: June 27th, 2025 3:29 PM Author: Ruddy excitant police squad Something like $800-900k for wife and I. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441) |
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Date: June 27th, 2025 3:30 PM Author: Fragrant dun site ~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448) |
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Date: June 27th, 2025 3:33 PM Author: Ruddy excitant police squad If you work in-house matching makes it a no-brainer. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457) |
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Date: June 27th, 2025 3:37 PM Author: Fragrant dun site just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465) |
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Date: June 27th, 2025 3:43 PM Author: Ruddy excitant police squad 1) at this point we're old as fuck so a few more decades isn't even long at this point
2) we all have tons of money to access now too
3) we would have to put away money for retirement regardless |
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Date: June 27th, 2025 3:43 PM Author: Fragrant dun site I want my yacht now. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493) |
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Date: June 27th, 2025 3:46 PM Author: Ruddy excitant police squad If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.
I suggest a boat club. |
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Date: June 27th, 2025 3:47 PM Author: Fragrant dun site I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507) |
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Date: June 27th, 2025 3:49 PM Author: Ruddy excitant police squad If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520) |
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Date: June 27th, 2025 3:52 PM Author: Vermilion Overrated Community Account You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)
You can withdraw without penalty at any age if you take substantially equal periodic payments |
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Date: June 27th, 2025 5:32 PM Author: Amber home Why not put it in a Roth? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770) |
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Date: June 27th, 2025 6:03 PM Author: grizzly razzle public bath https://youtu.be/njJ41irPjTc?t=15 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824) |
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Date: June 27th, 2025 9:42 PM Author: Fragrant dun site 180 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282) |
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Date: June 27th, 2025 6:01 PM Author: grizzly razzle public bath Did you know you're not required to contribute to a 401K? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820) |
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Date: June 27th, 2025 9:39 PM Author: Fragrant dun site (guy who is not a biglaw partner) (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267) |
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Date: June 27th, 2025 3:44 PM Author: Silver Psychic Brethren $700k Wife - $600k |
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Date: June 27th, 2025 3:48 PM Author: claret galvanic theater stage ape 43yo, $900k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510) |
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Date: June 27th, 2025 5:28 PM Author: irate point Early 40s. ~$2.1mm (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761) |
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Date: June 27th, 2025 5:31 PM Author: Amber home Late 20s, 250k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765) |
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Date: June 27th, 2025 9:41 PM Author: Slippery Talented Locale Good job , young gun (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276) |
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Date: June 27th, 2025 5:35 PM Author: Brass international law enforcement agency telephone lol at these responses (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786) |
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Date: June 27th, 2025 6:12 PM Author: obsidian disrespectful theater go on... (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841) |
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Date: June 27th, 2025 5:58 PM Author: know-it-all messiness 30000k (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814) |
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Date: June 27th, 2025 6:15 PM Author: Diverse dilemma $399,443.16 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855) |
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Date: June 27th, 2025 6:17 PM Author: grizzly razzle public bath Monday is likely to be a big day for you friend (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861) |
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Date: June 27th, 2025 6:29 PM Author: Diverse dilemma 🤞🏻 (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891) |
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Date: June 27th, 2025 6:33 PM Author: Rusted idiot IDK $150Kish. But I haven't been working long. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903) |
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Date: June 27th, 2025 6:45 PM Author: Maize Azn Death Wish ~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.
I've only ever put in in $6k / year, which is all my company will match.
Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc. |
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Date: June 27th, 2025 9:58 PM Author: Stirring frozen liquid oxygen Same. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302) |
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Date: June 27th, 2025 7:03 PM Author: Beta chestnut new version electric furnace 350,000 Kinda sad |
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Date: June 27th, 2025 7:06 PM Author: salmon aphrodisiac lodge all stock/bond investments are like 750k. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976) |
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Date: June 27th, 2025 7:09 PM Author: wonderful shrine pistol $386k total.
$324k in trad, $62k in Roth |
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Date: June 27th, 2025 9:40 PM Author: Vibrant Embarrassed To The Bone Tattoo Market Zero (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273) |
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Date: June 27th, 2025 9:43 PM Author: Fragrant dun site Crrrrrrrrrrrrrr (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285) |
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Date: June 27th, 2025 10:58 PM Author: irate point For Benzo reasons or RSF reasons? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403) |
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Date: June 27th, 2025 9:58 PM Author: Stirring frozen liquid oxygen $6 million or so. I checked in January. (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301) |
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Date: June 27th, 2025 10:52 PM Author: grizzly razzle public bath (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392) |
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Date: June 27th, 2025 10:55 PM Author: irradiated dragon jew I mean undoubtedly there is a balance but $6 million? (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397) |
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Date: June 27th, 2025 11:05 PM Author: Shaky personal credit line $0. I don’t have a 401(k). (http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414) |