\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
Salmon Irradiated Antidepressant Drug
  06/27/25
A tiny pink 500k
khaki spot milk
  06/27/25
that's not that bad
Salmon Irradiated Antidepressant Drug
  06/27/25
I guess not but the thought of grinding out another 20 years...
khaki spot milk
  06/27/25
age?
Balding indian lodge indirect expression
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Gaped confused legend
  06/27/25
Yep, I’m early 40s lol
khaki spot milk
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Impertinent filthpig
  06/27/25
It depend on if that's his primary retirement or if he has ...
harsh aggressive theatre degenerate
  06/27/25
$130k
spectacular peach people who are hurt tanning salon
  06/27/25
that's horrendous
Salmon Irradiated Antidepressant Drug
  06/27/25
i'm in between these two guys
lemon public bath puppy
  06/27/25
Same, I'm in between two guys
purple histrionic locus international law enforcement agency
  06/27/25
The sum total of all my retirement and brokerage accounts is...
spectacular peach people who are hurt tanning salon
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Balding indian lodge indirect expression
  06/27/25
My mom says I'm special.
spectacular peach people who are hurt tanning salon
  06/27/25
even that's not true
Balding indian lodge indirect expression
  06/27/25
LOL
Balding indian lodge indirect expression
  06/27/25
$3.4 million in combined marital plans.
Cordovan set new version
  06/27/25
damn
lemon public bath puppy
  06/27/25
Age?
Gaped confused legend
  06/27/25
Such a waste of capital.
Vibrant twinkling uncleanness hall
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
fishy dashing haunted graveyard forum
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Balding indian lodge indirect expression
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
fishy dashing haunted graveyard forum
  06/27/25
...
Vibrant twinkling uncleanness hall
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Unhinged vivacious university selfie
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
lake fear-inspiring field
  06/27/25
.
spectacular peach people who are hurt tanning salon
  06/27/25
Something like $800-900k for wife and I.
magical arousing whorehouse
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Vibrant twinkling uncleanness hall
  06/27/25
If you work in-house matching makes it a no-brainer.
magical arousing whorehouse
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Vibrant twinkling uncleanness hall
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
magical arousing whorehouse
  06/27/25
I want my yacht now.
Vibrant twinkling uncleanness hall
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
magical arousing whorehouse
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Vibrant twinkling uncleanness hall
  06/27/25
If that's your perspective then sure, stop contributing into...
magical arousing whorehouse
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Comical Market Goal In Life
  06/27/25
Why not put it in a Roth?
brindle concupiscible community account
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
fishy dashing haunted graveyard forum
  06/27/25
180
Vibrant twinkling uncleanness hall
  06/27/25
Did you know you're not required to contribute to a 401K?
fishy dashing haunted graveyard forum
  06/27/25
(guy who is not a biglaw partner)
Vibrant twinkling uncleanness hall
  06/27/25
$700k Wife - $600k
Mind-boggling locale
  06/27/25
43yo, $900k
Aquamarine associate
  06/27/25
Early 40s. ~$2.1mm
arrogant impressive death wish hell
  06/27/25
Late 20s, 250k
brindle concupiscible community account
  06/27/25
Good job , young gun
obsidian mexican
  06/27/25
lol at these responses
Impertinent filthpig
  06/27/25
go on...
Balding indian lodge indirect expression
  06/27/25
30000k
lavender hairless quadroon
  06/27/25
$399,443.16
Stimulating main people lodge
  06/27/25
Monday is likely to be a big day for you friend
fishy dashing haunted graveyard forum
  06/27/25
🤞🏻
Stimulating main people lodge
  06/27/25
IDK $150Kish. But I haven't been working long.
Razzle-dazzle tripping casino private investor
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
seedy shrine
  06/27/25
Same.
Orange misanthropic azn chapel
  06/27/25
350,000 Kinda sad
Filthy laughsome halford
  06/27/25
all stock/bond investments are like 750k.
mildly autistic jade scourge upon the earth
  06/27/25
$386k total. $324k in trad, $62k in Roth
saffron piazza weed whacker
  06/27/25
Zero
Diverse center roast beef
  06/27/25
Crrrrrrrrrrrrrr
Vibrant twinkling uncleanness hall
  06/27/25
For Benzo reasons or RSF reasons?
arrogant impressive death wish hell
  06/27/25
$6 million or so. I checked in January.
Orange misanthropic azn chapel
  06/27/25
...
fishy dashing haunted graveyard forum
  06/27/25
I mean undoubtedly there is a balance but $6 million?
big-titted organic girlfriend
  06/27/25
$0. I don’t have a 401(k).
jet charismatic pervert alpha
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Salmon Irradiated Antidepressant Drug



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: khaki spot milk

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Salmon Irradiated Antidepressant Drug

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: khaki spot milk

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Balding indian lodge indirect expression

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Gaped confused legend

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: khaki spot milk

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Impertinent filthpig

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: harsh aggressive theatre degenerate

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: spectacular peach people who are hurt tanning salon

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Salmon Irradiated Antidepressant Drug

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: lemon public bath puppy

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: purple histrionic locus international law enforcement agency

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: spectacular peach people who are hurt tanning salon

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Balding indian lodge indirect expression

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: spectacular peach people who are hurt tanning salon

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Balding indian lodge indirect expression

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Balding indian lodge indirect expression

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Cordovan set new version

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: lemon public bath puppy

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Gaped confused legend

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Vibrant twinkling uncleanness hall

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: fishy dashing haunted graveyard forum

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Balding indian lodge indirect expression

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: fishy dashing haunted graveyard forum

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Vibrant twinkling uncleanness hall



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Unhinged vivacious university selfie

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: lake fear-inspiring field

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: spectacular peach people who are hurt tanning salon

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: magical arousing whorehouse

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Vibrant twinkling uncleanness hall

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: magical arousing whorehouse

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Vibrant twinkling uncleanness hall

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: magical arousing whorehouse

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Vibrant twinkling uncleanness hall

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: magical arousing whorehouse

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Vibrant twinkling uncleanness hall

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: magical arousing whorehouse

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Comical Market Goal In Life

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: brindle concupiscible community account

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: fishy dashing haunted graveyard forum

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Vibrant twinkling uncleanness hall

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: fishy dashing haunted graveyard forum

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Vibrant twinkling uncleanness hall

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Mind-boggling locale

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Aquamarine associate

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: arrogant impressive death wish hell

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: brindle concupiscible community account

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: obsidian mexican

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Impertinent filthpig

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Balding indian lodge indirect expression

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: lavender hairless quadroon

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Stimulating main people lodge

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: fishy dashing haunted graveyard forum

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Stimulating main people lodge

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Razzle-dazzle tripping casino private investor

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: seedy shrine

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Orange misanthropic azn chapel

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Filthy laughsome halford

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: mildly autistic jade scourge upon the earth

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: saffron piazza weed whacker

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Diverse center roast beef

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Vibrant twinkling uncleanness hall

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: arrogant impressive death wish hell

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Orange misanthropic azn chapel

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: fishy dashing haunted graveyard forum



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: big-titted organic girlfriend

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: jet charismatic pervert alpha

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)