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POLL: What is your 401(k) balance right now

...
smoky theater mexican
  06/27/25
A tiny pink 500k
Odious main people famous landscape painting
  06/27/25
that's not that bad
smoky theater mexican
  06/27/25
I guess not but the thought of grinding out another 20 years...
Odious main people famous landscape painting
  06/27/25
age?
glittery federal point
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
claret mediation
  06/27/25
Yep, I’m early 40s lol
Odious main people famous landscape painting
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
cocky private investor partner
  06/27/25
It depend on if that's his primary retirement or if he has ...
Thirsty garnet range
  06/27/25
$130k
Red address
  06/27/25
that's horrendous
smoky theater mexican
  06/27/25
i'm in between these two guys
180 brass business firm
  06/27/25
Same, I'm in between two guys
Swashbuckling deranged step-uncle's house
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Red address
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
glittery federal point
  06/27/25
My mom says I'm special.
Red address
  06/27/25
even that's not true
glittery federal point
  06/27/25
LOL
glittery federal point
  06/27/25
$3.4 million in combined marital plans.
Vibrant mewling location depressive
  06/27/25
damn
180 brass business firm
  06/27/25
Age?
claret mediation
  06/27/25
Such a waste of capital.
Fragrant dilemma ape
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Mahogany crawly cuckoldry
  06/27/25
this discussion happens every 401k thread. partners in bigl...
glittery federal point
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Mahogany crawly cuckoldry
  06/27/25
...
Fragrant dilemma ape
  06/27/25
The max is $70K per year including your own $23,500 contribu...
cracking burgundy university
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Soul-stirring State Wagecucks
  06/27/25
.
Red address
  06/27/25
Something like $800-900k for wife and I.
cobalt stage psychic
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Fragrant dilemma ape
  06/27/25
If you work in-house matching makes it a no-brainer.
cobalt stage psychic
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Fragrant dilemma ape
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
cobalt stage psychic
  06/27/25
I want my yacht now.
Fragrant dilemma ape
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
cobalt stage psychic
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Fragrant dilemma ape
  06/27/25
If that's your perspective then sure, stop contributing into...
cobalt stage psychic
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
razzle spruce whorehouse coldplay fan
  06/27/25
Why not put it in a Roth?
drunken cowardly market
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Mahogany crawly cuckoldry
  06/27/25
180
Fragrant dilemma ape
  06/27/25
Did you know you're not required to contribute to a 401K?
Mahogany crawly cuckoldry
  06/27/25
(guy who is not a biglaw partner)
Fragrant dilemma ape
  06/27/25
$700k Wife - $600k
Pearl mother library
  06/27/25
43yo, $900k
self-centered kitchen
  06/27/25
Early 40s. ~$2.1mm
hyperventilating bawdyhouse
  06/27/25
Late 20s, 250k
drunken cowardly market
  06/27/25
Good job , young gun
tan idiot locus
  06/27/25
lol at these responses
cocky private investor partner
  06/27/25
go on...
glittery federal point
  06/27/25
30000k
Stimulating milky faggotry corn cake
  06/27/25
$399,443.16
brilliant travel guidebook
  06/27/25
Monday is likely to be a big day for you friend
Mahogany crawly cuckoldry
  06/27/25
🤞🏻
brilliant travel guidebook
  06/27/25
IDK $150Kish. But I haven't been working long.
internet-worthy giraffe
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
deep jet-lagged garrison
  06/27/25
Same.
swollen base
  06/27/25
350,000 Kinda sad
Talented talking international law enforcement agency sanctuary
  06/27/25
all stock/bond investments are like 750k.
jade embarrassed to the bone church building
  06/27/25
$386k total. $324k in trad, $62k in Roth
lavender submissive brunch
  06/27/25
Zero
Excitant institution
  06/27/25
Crrrrrrrrrrrrrr
Fragrant dilemma ape
  06/27/25
For Benzo reasons or RSF reasons?
hyperventilating bawdyhouse
  06/27/25
$6 million or so. I checked in January.
swollen base
  06/27/25
...
Mahogany crawly cuckoldry
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Bateful rusted jew piazza
  06/27/25
$0. I don’t have a 401(k).
at-the-ready headpube plaza
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: smoky theater mexican



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Odious main people famous landscape painting

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: smoky theater mexican

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Odious main people famous landscape painting

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: glittery federal point

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: claret mediation

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Odious main people famous landscape painting

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: cocky private investor partner

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Thirsty garnet range

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Red address

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: smoky theater mexican

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: 180 brass business firm

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Swashbuckling deranged step-uncle's house

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Red address

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: glittery federal point

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Red address

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: glittery federal point

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: glittery federal point

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Vibrant mewling location depressive

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: 180 brass business firm

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: claret mediation

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Fragrant dilemma ape

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Mahogany crawly cuckoldry

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: glittery federal point

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Mahogany crawly cuckoldry

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Fragrant dilemma ape



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: cracking burgundy university

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Soul-stirring State Wagecucks

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Red address

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: cobalt stage psychic

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Fragrant dilemma ape

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: cobalt stage psychic

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Fragrant dilemma ape

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: cobalt stage psychic

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Fragrant dilemma ape

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: cobalt stage psychic

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Fragrant dilemma ape

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: cobalt stage psychic

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: razzle spruce whorehouse coldplay fan

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: drunken cowardly market

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Mahogany crawly cuckoldry

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Fragrant dilemma ape

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Mahogany crawly cuckoldry

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Fragrant dilemma ape

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Pearl mother library

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: self-centered kitchen

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: hyperventilating bawdyhouse

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: drunken cowardly market

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: tan idiot locus

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: cocky private investor partner

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: glittery federal point

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Stimulating milky faggotry corn cake

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: brilliant travel guidebook

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Mahogany crawly cuckoldry

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: brilliant travel guidebook

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: internet-worthy giraffe

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: deep jet-lagged garrison

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: swollen base

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Talented talking international law enforcement agency sanctuary

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: jade embarrassed to the bone church building

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: lavender submissive brunch

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Excitant institution

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Fragrant dilemma ape

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: hyperventilating bawdyhouse

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: swollen base

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Mahogany crawly cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Bateful rusted jew piazza

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: at-the-ready headpube plaza

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)