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POLL: What is your 401(k) balance right now

...
floppy flesh trust fund
  06/27/25
A tiny pink 500k
confused bawdyhouse
  06/27/25
that's not that bad
floppy flesh trust fund
  06/27/25
I guess not but the thought of grinding out another 20 years...
confused bawdyhouse
  06/27/25
age?
mind-boggling cream parlour
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
up-to-no-good supple death wish theater
  06/27/25
Yep, I’m early 40s lol
confused bawdyhouse
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Charcoal Regret
  06/27/25
It depend on if that's his primary retirement or if he has ...
180 transparent lettuce
  06/27/25
$130k
snowy school
  06/27/25
that's horrendous
floppy flesh trust fund
  06/27/25
i'm in between these two guys
Amethyst Candlestick Maker
  06/27/25
Same, I'm in between two guys
mahogany vivacious stage
  06/27/25
The sum total of all my retirement and brokerage accounts is...
snowy school
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
mind-boggling cream parlour
  06/27/25
My mom says I'm special.
snowy school
  06/27/25
even that's not true
mind-boggling cream parlour
  06/27/25
LOL
mind-boggling cream parlour
  06/27/25
$3.4 million in combined marital plans.
filthy roast beef
  06/27/25
damn
Amethyst Candlestick Maker
  06/27/25
Age?
up-to-no-good supple death wish theater
  06/27/25
Such a waste of capital.
Multi-colored Station
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Galvanic Erotic Immigrant
  06/27/25
this discussion happens every 401k thread. partners in bigl...
mind-boggling cream parlour
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Galvanic Erotic Immigrant
  06/27/25
...
Multi-colored Station
  06/27/25
The max is $70K per year including your own $23,500 contribu...
cerise organic girlfriend
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Curious heaven coldplay fan
  06/27/25
.
snowy school
  06/27/25
Something like $800-900k for wife and I.
razzmatazz walnut sex offender point
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Multi-colored Station
  06/27/25
If you work in-house matching makes it a no-brainer.
razzmatazz walnut sex offender point
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Multi-colored Station
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
razzmatazz walnut sex offender point
  06/27/25
I want my yacht now.
Multi-colored Station
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
razzmatazz walnut sex offender point
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Multi-colored Station
  06/27/25
If that's your perspective then sure, stop contributing into...
razzmatazz walnut sex offender point
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
bronze place of business
  06/27/25
Why not put it in a Roth?
glassy preventive strike home
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Galvanic Erotic Immigrant
  06/27/25
180
Multi-colored Station
  06/27/25
Did you know you're not required to contribute to a 401K?
Galvanic Erotic Immigrant
  06/27/25
(guy who is not a biglaw partner)
Multi-colored Station
  06/27/25
$700k Wife - $600k
Beady-eyed kitty cat cumskin
  06/27/25
43yo, $900k
odious internal respiration
  06/27/25
Early 40s. ~$2.1mm
Sick orchestra pit
  06/27/25
Late 20s, 250k
glassy preventive strike home
  06/27/25
Good job , young gun
stubborn ocher people who are hurt weed whacker
  06/27/25
lol at these responses
Charcoal Regret
  06/27/25
go on...
mind-boggling cream parlour
  06/27/25
30000k
Slap-happy Chocolate Cuck
  06/27/25
$399,443.16
Rose party of the first part
  06/27/25
Monday is likely to be a big day for you friend
Galvanic Erotic Immigrant
  06/27/25
🤞🏻
Rose party of the first part
  06/27/25
IDK $150Kish. But I haven't been working long.
Electric Hell Indirect Expression
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
idiotic pistol
  06/27/25
Same.
Peach startled public bath
  06/27/25
350,000 Kinda sad
wine site
  06/27/25
all stock/bond investments are like 750k.
Diverse Theatre
  06/27/25
$386k total. $324k in trad, $62k in Roth
Motley garrison cuckoldry
  06/27/25
Zero
cerebral mustard crackhouse foreskin
  06/27/25
Crrrrrrrrrrrrrr
Multi-colored Station
  06/27/25
For Benzo reasons or RSF reasons?
Sick orchestra pit
  06/27/25
$6 million or so. I checked in January.
Peach startled public bath
  06/27/25
...
Galvanic Erotic Immigrant
  06/27/25
I mean undoubtedly there is a balance but $6 million?
topaz windowlicker school cafeteria
  06/27/25
$0. I don’t have a 401(k).
primrose menage
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: floppy flesh trust fund



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: confused bawdyhouse

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: floppy flesh trust fund

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: confused bawdyhouse

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: mind-boggling cream parlour

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: up-to-no-good supple death wish theater

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: confused bawdyhouse

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Charcoal Regret

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: 180 transparent lettuce

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: snowy school

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: floppy flesh trust fund

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Amethyst Candlestick Maker

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: mahogany vivacious stage

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: snowy school

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: mind-boggling cream parlour

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: snowy school

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: mind-boggling cream parlour

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: mind-boggling cream parlour

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: filthy roast beef

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Amethyst Candlestick Maker

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: up-to-no-good supple death wish theater

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Multi-colored Station

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Galvanic Erotic Immigrant

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: mind-boggling cream parlour

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Galvanic Erotic Immigrant

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Multi-colored Station



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: cerise organic girlfriend

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Curious heaven coldplay fan

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: snowy school

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: razzmatazz walnut sex offender point

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Multi-colored Station

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: razzmatazz walnut sex offender point

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Multi-colored Station

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: razzmatazz walnut sex offender point

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Multi-colored Station

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: razzmatazz walnut sex offender point

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Multi-colored Station

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: razzmatazz walnut sex offender point

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: bronze place of business

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: glassy preventive strike home

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Galvanic Erotic Immigrant

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Multi-colored Station

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Galvanic Erotic Immigrant

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Multi-colored Station

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: Beady-eyed kitty cat cumskin

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: odious internal respiration

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Sick orchestra pit

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: glassy preventive strike home

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: stubborn ocher people who are hurt weed whacker

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Charcoal Regret

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: mind-boggling cream parlour

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Slap-happy Chocolate Cuck

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Rose party of the first part

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Galvanic Erotic Immigrant

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Rose party of the first part

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Electric Hell Indirect Expression

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: idiotic pistol

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Peach startled public bath

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: wine site

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Diverse Theatre

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Motley garrison cuckoldry

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: cerebral mustard crackhouse foreskin

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Multi-colored Station

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Sick orchestra pit

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Peach startled public bath

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Galvanic Erotic Immigrant



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: topaz windowlicker school cafeteria

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: primrose menage

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)