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POLL: What is your 401(k) balance right now

...
saffron shivering church
  06/27/25
A tiny pink 500k
dashing pink indian lodge mental disorder
  06/27/25
that's not that bad
saffron shivering church
  06/27/25
I guess not but the thought of grinding out another 20 years...
dashing pink indian lodge mental disorder
  06/27/25
age?
Pale prole
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Maniacal passionate pit
  06/27/25
Yep, I’m early 40s lol
dashing pink indian lodge mental disorder
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Pea-brained voyeur
  06/27/25
It depend on if that's his primary retirement or if he has ...
Insanely creepy irate therapy
  06/27/25
$130k
Bossy site
  06/27/25
that's horrendous
saffron shivering church
  06/27/25
i'm in between these two guys
Sienna Deep Base Wagecucks
  06/27/25
Same, I'm in between two guys
Transparent Contagious Roast Beef Death Wish
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Bossy site
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Pale prole
  06/27/25
My mom says I'm special.
Bossy site
  06/27/25
even that's not true
Pale prole
  06/27/25
LOL
Pale prole
  06/27/25
$3.4 million in combined marital plans.
Bearded amber electric furnace
  06/27/25
damn
Sienna Deep Base Wagecucks
  06/27/25
Age?
Maniacal passionate pit
  06/27/25
Such a waste of capital.
laughsome menage
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Domesticated green stage philosopher-king
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Pale prole
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Domesticated green stage philosopher-king
  06/27/25
...
laughsome menage
  06/27/25
The max is $70K per year including your own $23,500 contribu...
maize painfully honest really tough guy
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Citrine rigpig whorehouse
  06/27/25
.
Bossy site
  06/27/25
Something like $800-900k for wife and I.
Exciting tantric spot patrolman
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
laughsome menage
  06/27/25
If you work in-house matching makes it a no-brainer.
Exciting tantric spot patrolman
  06/27/25
just do take a lot of my money and shove it up the ass of so...
laughsome menage
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Exciting tantric spot patrolman
  06/27/25
I want my yacht now.
laughsome menage
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Exciting tantric spot patrolman
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
laughsome menage
  06/27/25
If that's your perspective then sure, stop contributing into...
Exciting tantric spot patrolman
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Peach main people kitchen
  06/27/25
Why not put it in a Roth?
pungent amethyst institution nowag
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Domesticated green stage philosopher-king
  06/27/25
180
laughsome menage
  06/27/25
Did you know you're not required to contribute to a 401K?
Domesticated green stage philosopher-king
  06/27/25
(guy who is not a biglaw partner)
laughsome menage
  06/27/25
$700k Wife - $600k
khaki disgusting skinny woman
  06/27/25
43yo, $900k
galvanic ratface jew
  06/27/25
Early 40s. ~$2.1mm
aggressive place of business organic girlfriend
  06/27/25
Late 20s, 250k
pungent amethyst institution nowag
  06/27/25
Good job , young gun
Irradiated Bawdyhouse
  06/27/25
lol at these responses
Pea-brained voyeur
  06/27/25
go on...
Pale prole
  06/27/25
30000k
Beta cracking trump supporter
  06/27/25
$399,443.16
turquoise knife
  06/27/25
Monday is likely to be a big day for you friend
Domesticated green stage philosopher-king
  06/27/25
🤞🏻
turquoise knife
  06/27/25
IDK $150Kish. But I haven't been working long.
appetizing slate deer antler school cafeteria
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Useless dun native
  06/27/25
Same.
wonderful twisted idea he suggested
  06/27/25
350,000 Kinda sad
Free-loading house-broken hissy fit
  06/27/25
all stock/bond investments are like 750k.
Frisky lascivious regret
  06/27/25
$386k total. $324k in trad, $62k in Roth
Wine concupiscible brunch
  06/27/25
Zero
carnelian naked ape factory reset button
  06/27/25
Crrrrrrrrrrrrrr
laughsome menage
  06/27/25
For Benzo reasons or RSF reasons?
aggressive place of business organic girlfriend
  06/27/25
$6 million or so. I checked in January.
wonderful twisted idea he suggested
  06/27/25
...
Domesticated green stage philosopher-king
  06/27/25
I mean undoubtedly there is a balance but $6 million?
At-the-ready charcoal house
  06/27/25
$0. I don’t have a 401(k).
Tripping windowlicker
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: saffron shivering church



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: dashing pink indian lodge mental disorder

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: saffron shivering church

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: dashing pink indian lodge mental disorder

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Pale prole

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Maniacal passionate pit

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: dashing pink indian lodge mental disorder

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Pea-brained voyeur

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Insanely creepy irate therapy

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Bossy site

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: saffron shivering church

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Sienna Deep Base Wagecucks

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Transparent Contagious Roast Beef Death Wish

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Bossy site

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Pale prole

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Bossy site

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Pale prole

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Pale prole

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Bearded amber electric furnace

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Sienna Deep Base Wagecucks

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Maniacal passionate pit

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: laughsome menage

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Domesticated green stage philosopher-king

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Pale prole

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Domesticated green stage philosopher-king

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: laughsome menage



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: maize painfully honest really tough guy

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Citrine rigpig whorehouse

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Bossy site

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Exciting tantric spot patrolman

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: laughsome menage

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Exciting tantric spot patrolman

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: laughsome menage

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Exciting tantric spot patrolman

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: laughsome menage

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Exciting tantric spot patrolman

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: laughsome menage

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Exciting tantric spot patrolman

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Peach main people kitchen

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: pungent amethyst institution nowag

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Domesticated green stage philosopher-king

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: laughsome menage

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Domesticated green stage philosopher-king

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: laughsome menage

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: khaki disgusting skinny woman

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: galvanic ratface jew

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: aggressive place of business organic girlfriend

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: pungent amethyst institution nowag

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Irradiated Bawdyhouse

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Pea-brained voyeur

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Pale prole

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Beta cracking trump supporter

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: turquoise knife

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Domesticated green stage philosopher-king

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: turquoise knife

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: appetizing slate deer antler school cafeteria

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Useless dun native

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: wonderful twisted idea he suggested

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Free-loading house-broken hissy fit

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Frisky lascivious regret

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Wine concupiscible brunch

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: carnelian naked ape factory reset button

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: laughsome menage

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: aggressive place of business organic girlfriend

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: wonderful twisted idea he suggested

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Domesticated green stage philosopher-king



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: At-the-ready charcoal house

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Tripping windowlicker

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)