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POLL: What is your 401(k) balance right now

...
coral shrine useless brakes
  06/27/25
A tiny pink 500k
canary messiness
  06/27/25
that's not that bad
coral shrine useless brakes
  06/27/25
I guess not but the thought of grinding out another 20 years...
canary messiness
  06/27/25
age?
spectacular crawly chapel
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
ruddy bat-shit-crazy candlestick maker cuck
  06/27/25
Yep, I’m early 40s lol
canary messiness
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
snowy pea-brained den
  06/27/25
It depend on if that's his primary retirement or if he has ...
stirring mentally impaired whorehouse shitlib
  06/27/25
$130k
Judgmental tan corner boistinker
  06/27/25
that's horrendous
coral shrine useless brakes
  06/27/25
i'm in between these two guys
Glassy cheese-eating prole jewess
  06/27/25
Same, I'm in between two guys
Lascivious newt
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Judgmental tan corner boistinker
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
spectacular crawly chapel
  06/27/25
My mom says I'm special.
Judgmental tan corner boistinker
  06/27/25
even that's not true
spectacular crawly chapel
  06/27/25
LOL
spectacular crawly chapel
  06/27/25
$3.4 million in combined marital plans.
Galvanic Trailer Park
  06/27/25
damn
Glassy cheese-eating prole jewess
  06/27/25
Age?
ruddy bat-shit-crazy candlestick maker cuck
  06/27/25
Such a waste of capital.
Aromatic place of business
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
overrated mad-dog skullcap brethren
  06/27/25
this discussion happens every 401k thread. partners in bigl...
spectacular crawly chapel
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
overrated mad-dog skullcap brethren
  06/27/25
...
Aromatic place of business
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Indecent church building
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
multi-colored crusty fortuitous meteor heaven
  06/27/25
.
Judgmental tan corner boistinker
  06/27/25
Something like $800-900k for wife and I.
thriller temple community account
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Aromatic place of business
  06/27/25
If you work in-house matching makes it a no-brainer.
thriller temple community account
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Aromatic place of business
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
thriller temple community account
  06/27/25
I want my yacht now.
Aromatic place of business
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
thriller temple community account
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Aromatic place of business
  06/27/25
If that's your perspective then sure, stop contributing into...
thriller temple community account
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Rebellious Electric Headpube Son Of Senegal
  06/27/25
Why not put it in a Roth?
flirting native
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
overrated mad-dog skullcap brethren
  06/27/25
180
Aromatic place of business
  06/27/25
Did you know you're not required to contribute to a 401K?
overrated mad-dog skullcap brethren
  06/27/25
(guy who is not a biglaw partner)
Aromatic place of business
  06/27/25
$700k Wife - $600k
grizzly legal warrant indirect expression
  06/27/25
43yo, $900k
abnormal wagecucks famous landscape painting
  06/27/25
Early 40s. ~$2.1mm
odious fanboi state
  06/27/25
Late 20s, 250k
flirting native
  06/27/25
Good job , young gun
Motley hell
  06/27/25
lol at these responses
snowy pea-brained den
  06/27/25
go on...
spectacular crawly chapel
  06/27/25
30000k
Exhilarant mother pistol
  06/27/25
$399,443.16
Cerebral Sienna Windowlicker Lodge
  06/27/25
Monday is likely to be a big day for you friend
overrated mad-dog skullcap brethren
  06/27/25
🤞🏻
Cerebral Sienna Windowlicker Lodge
  06/27/25
IDK $150Kish. But I haven't been working long.
Rusted dragon
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Adventurous Center Mediation
  06/27/25
Same.
Godawful histrionic mood scourge upon the earth
  06/27/25
350,000 Kinda sad
vigorous apoplectic gas station
  06/27/25
all stock/bond investments are like 750k.
Fragrant step-uncle's house
  06/27/25
$386k total. $324k in trad, $62k in Roth
Glittery kitty
  06/27/25
Zero
Sticky doctorate
  06/27/25
Crrrrrrrrrrrrrr
Aromatic place of business
  06/27/25
For Benzo reasons or RSF reasons?
odious fanboi state
  06/27/25
$6 million or so. I checked in January.
Godawful histrionic mood scourge upon the earth
  06/27/25
...
overrated mad-dog skullcap brethren
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Ocher resort
  06/27/25
$0. I don’t have a 401(k).
Arrogant idea he suggested boiling water
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: coral shrine useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: canary messiness

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: coral shrine useless brakes

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: canary messiness

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: spectacular crawly chapel

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: ruddy bat-shit-crazy candlestick maker cuck

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: canary messiness

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: snowy pea-brained den

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: stirring mentally impaired whorehouse shitlib

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Judgmental tan corner boistinker

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: coral shrine useless brakes

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Glassy cheese-eating prole jewess

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Lascivious newt

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Judgmental tan corner boistinker

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: spectacular crawly chapel

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Judgmental tan corner boistinker

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: spectacular crawly chapel

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: spectacular crawly chapel

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Galvanic Trailer Park

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Glassy cheese-eating prole jewess

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: ruddy bat-shit-crazy candlestick maker cuck

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Aromatic place of business

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: overrated mad-dog skullcap brethren

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: spectacular crawly chapel

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: overrated mad-dog skullcap brethren

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Aromatic place of business



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Indecent church building

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: multi-colored crusty fortuitous meteor heaven

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Judgmental tan corner boistinker

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: thriller temple community account

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Aromatic place of business

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: thriller temple community account

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Aromatic place of business

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: thriller temple community account

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Aromatic place of business

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: thriller temple community account

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Aromatic place of business

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: thriller temple community account

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Rebellious Electric Headpube Son Of Senegal

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: flirting native

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: overrated mad-dog skullcap brethren

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Aromatic place of business

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: overrated mad-dog skullcap brethren

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Aromatic place of business

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: grizzly legal warrant indirect expression

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: abnormal wagecucks famous landscape painting

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: odious fanboi state

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: flirting native

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Motley hell

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: snowy pea-brained den

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: spectacular crawly chapel

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Exhilarant mother pistol

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Cerebral Sienna Windowlicker Lodge

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: overrated mad-dog skullcap brethren

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Cerebral Sienna Windowlicker Lodge

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Rusted dragon

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Adventurous Center Mediation

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Godawful histrionic mood scourge upon the earth

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: vigorous apoplectic gas station

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Fragrant step-uncle's house

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Glittery kitty

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Sticky doctorate

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Aromatic place of business

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: odious fanboi state

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Godawful histrionic mood scourge upon the earth

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: overrated mad-dog skullcap brethren



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Ocher resort

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Arrogant idea he suggested boiling water

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)