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Is there any reason to put between 6% and 19% down on a house?
| Bearded Exciting Dilemma Elastic Band | 02/24/26 |
| Bearded Exciting Dilemma Elastic Band | 02/24/26 |
| sexy idea he suggested dysfunction | 02/24/26 |
| Bearded Exciting Dilemma Elastic Band | 02/24/26 |
| sexy idea he suggested dysfunction | 02/24/26 |
| Bronze Vengeful Son Of Senegal Shitlib | 02/24/26 |
| Bearded Exciting Dilemma Elastic Band | 02/24/26 |
| Bronze Vengeful Son Of Senegal Shitlib | 02/24/26 |
| Bearded Exciting Dilemma Elastic Band | 02/24/26 |
| 180 dragon | 02/24/26 |
| crusty hyperventilating puppy karate | 02/24/26 |
| jet-lagged smoky public bath toilet seat | 02/24/26 |
Poast new message in this thread
Date: February 24th, 2026 1:25 PM Author: Bearded Exciting Dilemma Elastic Band Assume I'm a financially retarded manchild (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2#49691728) |
Date: February 24th, 2026 2:03 PM Author: Bearded Exciting Dilemma Elastic Band Help friends (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2#49691868) |
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Date: February 24th, 2026 2:04 PM Author: sexy idea he suggested dysfunction forced savings a dislike of debt reduced vulnerability to interest rate hikes |
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Date: February 24th, 2026 2:09 PM Author: Bearded Exciting Dilemma Elastic Band tyft (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2#49691895) |
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Date: February 24th, 2026 2:21 PM Author: sexy idea he suggested dysfunction it's a risk averse move to put more money into your house than you have to instead of in the stock market, but there is nothing wrong with being risk averse if that is your position and you sleep better at night that way, you need to do what is right for you personally, while I have a relatively high-risk investment approach, I also really really hate having debt, so I never leave credit card balances unpaid and have often paid the maximum amount on mortgages - some people may call that internally inconsistent, but I don't care, it keeps me happy and so that's what I do |
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Date: February 24th, 2026 2:04 PM Author: Bronze Vengeful Son Of Senegal Shitlib you gotta put (lex) in the thread title and you'll get like 60 replies (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2#49691873) |
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Date: February 24th, 2026 2:10 PM Author: Bearded Exciting Dilemma Elastic Band I'll just keep replying to every response until interest picks up (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2#49691897) |
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Date: February 24th, 2026 2:16 PM Author: Bronze Vengeful Son Of Senegal Shitlib "The gunnerattt strategy" (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2#49691920) |
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Date: February 24th, 2026 2:17 PM Author: Bearded Exciting Dilemma Elastic Band The system works (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2#49691928) |
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Date: February 24th, 2026 2:17 PM Author: 180 dragon no. the people doing that are just lost. (http://www.autoadmit.com/thread.php?thread_id=5837960&forum_id=2#49691927) |
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Date: February 24th, 2026 2:18 PM Author: crusty hyperventilating puppy karate for one, various closing costs seem to be proportionate to the amount of the loan, for example county costs to record the mortgage. title insurance may also increase too.
thus, taking a bigger loan means you're paying unnecessarily costs. |
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Date: February 24th, 2026 9:18 PM Author: jet-lagged smoky public bath toilet seat It could affect your PMI or your rate.
FWIW, financial "experts" really hate PMI - but i did the math when I bought a house and it was like an extra $70 a month to just put 5% down - so investing that extra $100,000 was a clear winner at a 3% rate.
Probably not the case now but goes to show how the conventional wisdom is usually not from people who've done any actual analysis. |