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Why don't more people retire early? 55 and under?
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Date: October 26th, 2025 5:23 PM Author: Wilbert Oats (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376708) |
Date: October 26th, 2025 5:24 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) Retiring from your job is something you do when you’re 70-75 years old in my opinion. Who wants to be retired at 55? |
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Date: October 26th, 2025 5:28 PM Author: Wilbert Oats So, you enjoy life as a slave? (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376721) |
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Date: October 26th, 2025 9:33 PM Author: Candy Ride Be the boss or owner so work is fun. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377466) |
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Date: October 26th, 2025 10:48 PM Author: Johnsmeyer (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377594) |
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Date: October 27th, 2025 12:17 AM Author: lsd (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377789) |
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Date: October 26th, 2025 9:32 PM Author: Candy Ride (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377465) |
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Date: October 26th, 2025 5:27 PM Author: Covid was a Hoax many millennials have done this! (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376716) |
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Date: October 26th, 2025 5:30 PM Author: .....;;,,.........;.;.;.;.,;,;,;.;.;,; I would gladly retire at 55 if I could afford it. We had kids younger and will be finished paying for college by then hopefully/presumably, but having to buy a house younger and pay for all the kid bullshit cost me easily 1M in net worth and probably more like 2.5M, just because we had to stretch to afford buying a house and two kids in day care in years where our investment portfolio would be 5+x bigger if we just maxed out 401k and bought the obvious plays I bought in much smaller quantities (eg AMZN, Apple, NVidia, BTC, etc.). My only hope to retire at 55 now is if my parents and in-laws leave way more inheritance than I’m expecting, which isn’t going to happen. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376728) |
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Date: October 26th, 2025 6:20 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) I had 4 kids in the teens through ‘22. Best decision of my life. Can’t have new kids now. And kids really are what it’s all about, even though they make day to day living pretty stressful. I’d never trade a day with my kids for a day of “retirement.” Jfc, what a bad deal. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376953) |
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Date: October 26th, 2025 5:30 PM Author: cock of michael obama retiring is a death sentence, one must work & continuously challenge oneself, push ones limits, in order to live (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376731) |
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Date: October 26th, 2025 5:32 PM Author: Wilbert Oats You sound jewish (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376732) |
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Date: October 26th, 2025 5:33 PM Author: cock of michael obama enjoy dying young (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376733) |
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Date: October 26th, 2025 6:13 PM Author: Ass Sunstein But what does that have to do with being employed at a job? (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376930) |
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Date: October 26th, 2025 6:28 PM Author: ethereal connection (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376980) |
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Date: October 26th, 2025 10:24 PM Author: gedood persoon (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377559) |
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Date: October 26th, 2025 11:07 PM Author: SneakersSO then why doesn't RSF at least have an autoimmune disease or something (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377632) |
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Date: October 26th, 2025 11:09 PM Author: SneakersSO also ime if the job would actually be interesting or a challenge, you never get it anyway. People want you to do the Same Thing over and over again. The most surefire way to challenge yourself is to challenge yourself. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377641) |
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Date: October 26th, 2025 11:23 PM Author: mountain cat retiring young to me doesn't mean ceasing to be a part of society. it means no longer spending my time doing things i don't like in pursuit of the acuisition of money.
there are already a few organizations/projects i'm part of that i could devote all my time to and feel good about it if i didn't care about how much money those efforts produced.
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Date: October 26th, 2025 11:26 PM Author: dirte Same (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377691) |
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Date: October 26th, 2025 11:32 PM Author: ethereal connection (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377702) |
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Date: October 26th, 2025 11:33 PM Author: SneakersSO Are you involved with Doom 32X Resurrection (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377703) |
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Date: October 27th, 2025 12:10 AM Author: i gave my cousin head It's really not the same kind of pressure imo and that pressure is needed for longevity. And not longevity in the sense of growing old or being remembered for a long time but more in the personal sense of staying sharp (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377776) |
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Date: October 27th, 2025 12:12 AM Author: cock of michael obama (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377779) |
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Date: October 27th, 2025 12:13 AM Author: cock of michael obama people who retire and focus on hobbies turn to mush, sorry. being regularly challenged is often quite unpleasant and people will generally adjust their lives to not be challenged if they can afford to do so (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377780) |
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Date: October 27th, 2025 8:02 AM Author: SneakersSO For example? Is there a long blog poast on this? (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49378193) |
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Date: October 27th, 2025 8:38 AM Author: mountain cat I’m not talking about hobbies. Sure, I’d play more music and take more bike rides but that wouldn’t take up all my time. An example would be a director for some organization that isn’t profit focused. Roles would include marketing, planning, budgeting, training etc.
You’re telling me that would be worse for my mind than litigating? |
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Date: October 26th, 2025 5:38 PM Author: Savage_Noble Retire to do what? I have enough money and tried just doing nothing. It's really boring.
IMO a man needs to be building stuff and growing in order to be healthy and happy. |
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Date: October 26th, 2025 5:40 PM Author: Wilbert Oats Do you have no interests or hobbies? (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376761) |
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Date: October 26th, 2025 5:40 PM Author: cock of michael obama (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376765) |
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Date: October 26th, 2025 6:27 PM Author: Diamond Dallas Trump Just tending to a big yard and home maintenance and remodeling etc can take a ton of time if u have a big house (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376979) |
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Date: October 26th, 2025 9:30 PM Author: screenman most of the retired people nearby do this and it's their entire life - very depressing (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377457) |
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Date: October 26th, 2025 5:38 PM Author: dirte I'll be retiring at 53. Only 6 more months of working. I know I'm in a fortunate position, but I understand why most are unable to retire. If healthcare were more reasonably priced, I think a lot more people would pursue this option.
I am already making retirement plans and goals. Once the kids are out of the house in a couple years, we're going to hike the Camino, and sail around the Caribbean, make a trip to Antarctica (the only continent I haven't been to). Lots of plans on the bucket list. We want to do a lot of travel while we're still young enough and physically capable. |
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Date: October 26th, 2025 5:39 PM Author: john spartan 180 (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376758) |
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Date: October 26th, 2025 6:21 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) Sounds very Tommy Turdskinesque (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376954) |
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Date: October 26th, 2025 6:28 PM Author: Diamond Dallas Trump healthcare is reasonably priced if you can game your income to maximize Oniggercare subsidies (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376981) |
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Date: October 26th, 2025 11:11 PM Author: SneakersSO he's scamming the taxpayer with military disability. no hiding that. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377646) |
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Date: October 26th, 2025 11:17 PM Author: dirte Maybe our legislature shouldn’t pass such stupid laws like the Pact Act. I didn’t scam anything. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377662) |
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Date: October 26th, 2025 11:20 PM Author: SneakersSO Yes you did you Gen Xer. You know it's your destiny to be poor af. Any other outcome MUST be scamming, because you're Gen X. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377671) |
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Date: October 26th, 2025 11:26 PM Author: dirte Oh. This is Cowgod. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377689) |
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Date: October 26th, 2025 11:33 PM Author: mountain cat literally every military vet has some level of disability pension. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377704) |
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Date: October 26th, 2025 11:35 PM Author: dirte I never even applied for them for 27 years after I got out. It never crossed my mind until I stumbled across an article about the Pact Act. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377710) |
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Date: October 27th, 2025 7:48 AM Author: SneakersSO You didnt stumble upon it. A poaster sent it to you iirc. You should be paying rach’s Hosting Fees imo. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49378181) |
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Date: October 26th, 2025 11:29 PM Author: butt man (✅🍑) (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377696) |
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Date: October 26th, 2025 5:40 PM Author: .,.,.,....,.,..,.,.,., My sample size is small but I have not ever seen this work out well.
TBH I think that people with the drive to amass enough money to retire early are precisely the sorts of people that should continue working later. |
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Date: October 26th, 2025 5:48 PM Author: dirte Most of the early retirees I know are living quite well. I golf and fish with a few guys in their early to mid fifties. None of them live extravagantly, but they all seem enriched by their travel and passions. I do know a couple of burnouts that just collect disability and smoke pot all day every day, but they don't seem unhappy.
My doctor friend is actually fulfilled by work and enjoys operating on people. He says he will work until he is unable. He does travel extensively for a few months each year though. |
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Date: October 26th, 2025 5:56 PM Author: I only jerk off to Hailee Steinfeld People who live where you do presumably mostly choose to be there. It’s pretty self-selective. Not the case for the rat race hellholes where a lot of us find ourselves.
I dream of getting off the rollercoaster at some point. |
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Date: October 26th, 2025 6:22 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) I know you live in Alaska, but traveling is really, really stupid for the most part. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376959) |
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Date: October 26th, 2025 11:13 PM Author: dirte I should say vacationing. I’m not much of a “traveler” per se, but I really really enjoy vacationing. Yes, there’s a difference. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377654) |
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Date: October 27th, 2025 12:15 AM Author: full-time AI slop consumer alaska is a great home base for int'l travel. it's in the middle of everything. 6-7 hours or less in any direction and you can be in all kinds of places. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377785) |
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Date: October 27th, 2025 8:42 AM Author: Rim Tiggins (🧐) (Guy regularly hopping on the nonstop from Fairbanks to Guangzhou) (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49378244) |
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Date: October 26th, 2025 5:54 PM Author: I only jerk off to Hailee Steinfeld It’s pretty simple:
People who get in the position to do this are, generally, slaves and know no other life. They have no hobbies, no friends who aren’t professional contacts, etc.
Lots of bros can’t stand their wives and kids or vice-versa.
Mid-50s are often highest-earning years, so it’s easy to slippery slope.
Also tend to have a lot of $$$ demands at that time in life. Sweet little daughters need someone to pay for NYU plus East Village apartment, oh and they need $5k/month for the next 5-10 years while they fuck through the city until they get married. |
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Date: October 26th, 2025 6:23 PM Author: lucius quinctius cincinnatus (his own flesh as well as all space was still a cage) Cr. There is a payroll to think about. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49376961) |
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Date: October 26th, 2025 11:12 PM Author: SneakersSO Mid-50s were high earning years in like 2010. Now it's Gen X so they're low-earning years. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377651) |
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Date: October 26th, 2025 9:23 PM Author: ........,,,,,,......,.,.,.,,,,,,,,,, Aren't the numbers pretty brutal?
Assuming at 55 you have $2 mm saved, if you retire at 55 you'll have about $2 mm at 65, whereas if you work, you'll have like $5-6 mm saved? |
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Date: October 26th, 2025 10:37 PM Author: Candy Ride People who retire early hate their kids. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377576) |
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Date: October 26th, 2025 11:05 PM Author: dirte How so? (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377623) |
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Date: October 26th, 2025 11:21 PM Author: Candy Ride You should be stacking money in your 60s and 70s so your kids can inherit it. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377673) |
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Date: October 26th, 2025 11:27 PM Author: dirte LOL
I made my own way, they can figure out theirs. |
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Date: October 26th, 2025 11:11 PM Author: dirte I’m kind of in a unique situation. NW of roughly 5 mm depending on how you value pensions. We have no debt whatsoever, and will have to survive on 16-17K per month in retirement. Once we start getting social security, we’ll be around 20-22K per month. We have free healthcare through the VA and my kids basically get free college. Yes, I think the VA overcompensates me, but I’m not going to turn it down.
I hate my job, fat fiancée hates her job. There are so many things I’d rather do than work. |
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Date: October 26th, 2025 10:44 PM Author: .,.,.;.,..,..,.,:.,:,..,..,::,..,:,.,.:,..:.,:.:, i'm going to retire early with $10 million or so. even doing nothing sounds better than more biglaw at that point (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377585) |
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Date: October 26th, 2025 11:16 PM Author: dirte I’ll never understand the mindset of people who live to work. People who are defined by their job are the saddest people in the world imo (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377660) |
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Date: October 26th, 2025 11:21 PM Author: .,.,.;.,..,..,.,:.,:,..,..,::,..,:,.,.:,..:.,:.:, i'm not opposed to a richly rewarding, challenging but flexible job that doesn't monopolize my time and attention, but come on, let's be realistic (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377675) |
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Date: October 26th, 2025 11:29 PM Author: dirte I’m done making rich men richer. It’s mai tais and margaritas on the beach from here on out. I’m done being challenged and my work has never been rewarding. I purposely chose the highest paying job, with the least amount of effort along with the most time off I could find. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377695) |
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Date: October 26th, 2025 11:55 PM Author: I only jerk off to Hailee Steinfeld $10m liquid or are you including, eg, $4m in Bay Area home equity?
What age will this be for you?
I got off biglaw treadmill for a while but am back on it (and remember why I got off it at one point). |
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Date: October 26th, 2025 11:26 PM Author: ,.,,,. Most people in my field medicine don't have any inter3sts and feel themselves useful if they work while their fat wife goes shopping. Once they stop work it will be apparent they have no life. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377687) |
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Date: October 26th, 2025 11:31 PM Author: Kenneth Play (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377701) |
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Date: October 26th, 2025 11:56 PM Author: I only jerk off to Hailee Steinfeld I think this is fairly common in high-achiever circles. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377748) |
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Date: October 27th, 2025 8:45 AM Author: Rim Tiggins (🧐) i see way more high achievers seriously pursuing a hobby than standard yuppie types (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49378247) |
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Date: October 27th, 2025 12:04 AM Author: i gave my cousin head I retired around 35. But I still ended up working here and these because life is pretty boring and pointless once you have it all. This kind of thing is something that's hard to come to and accept that why you see people like rsf who are useless and impactless. Not sure if I can truly explain it better. It's something you really have to experience before it can make any sense. Why else would people like Elon musk or a Rothschild continue working. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377765) |
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Date: October 27th, 2025 12:21 AM Author: ,.,.,.,.,.,.,.,.,.,.,.,,,,,,, CR. I’m a tenured law prof and sometimes get sabbaticals or grants that let me travel or do virtually nothing for 6 months to a year. It’s fun for a while, but honestly gets boring after a bit. I'm always eager to return to teaching and publishing. Think I’ll keep doing this until I’m 70. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49377794) |
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Date: October 27th, 2025 7:55 AM Author: SneakersSO What about your Backlog? Thus gives you time to work on your Backlog. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49378187) |
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Date: October 27th, 2025 7:53 AM Author: .- .-. . .-. . .--. - .. .-.. . I have 4 kids. They go to Jewish Day Schools. The tuition is $40k per kid. I need to pay for 12 years of this for each kid. LJL at retiring. (http://www.autoadmit.com/thread.php?thread_id=5790122&forum_id=2#49378184) |