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Student loan solution: 1. Allow bankruptcy 2. Claw back debt from universities

done. traditional bankruptcy after 5 or 7 years + clawbacks...
alcoholic lavender step-uncle's house nowag
  04/22/25
cool it with the antisemitism
Apoplectic pervert
  04/22/25
...
Talking chocolate piazza useless brakes
  04/22/25
solution: irresponsible fucks who took out loans they had no...
Exciting station
  04/22/25
this is what i mean by bad rhetoric. you're protecting shit...
alcoholic lavender step-uncle's house nowag
  04/22/25
cr
Magical plaza gaping
  04/22/25
dont give a shit, they all need to be deported. hth
Exciting station
  04/22/25
...
histrionic candlestick maker library
  04/23/25
Actually, the government should not be backing any student l...
coiffed pit
  04/22/25
clearly. but the current pile of federally-backed debt alre...
alcoholic lavender step-uncle's house nowag
  04/22/25
...
slippery dysfunction
  04/22/25
...
african female assailant
  06/03/25
...
razzle maize hell
  04/22/25
this is not correct even if i largely agree the government'...
Salmon trip headpube dog poop
  04/23/25
idk how people blame the kids when they were all 18 year old...
slippery dysfunction
  04/22/25
Well, a lot of 18 year olds refuse to go to smaller city sch...
coiffed pit
  04/22/25
and we funded that because the majority thought it was a goo...
slippery dysfunction
  04/22/25
...
sepia idea he suggested
  04/22/25
Alexander the Great was 22 when he was granted generalship a...
Apoplectic pervert
  04/22/25
he was already training as a cavalry commander before most o...
sepia idea he suggested
  04/22/25
and we poast on xoxo. an outlier doesn't change the fact tha...
slippery dysfunction
  04/22/25
99% of other 14yos were working 10 hour days in fields
Apoplectic pervert
  04/22/25
it's also rather bizarre that so many 'conservatives' rail a...
alcoholic lavender step-uncle's house nowag
  04/22/25
I just dont want my tax money bailing these kids out. Those ...
coiffed pit
  04/22/25
that's not coherent unless you have a plan to get the money ...
alcoholic lavender step-uncle's house nowag
  04/22/25
How do we get it from the universities?
coiffed pit
  04/22/25
just take that shit and ignore 'judges' who try to stop you....
alcoholic lavender step-uncle's house nowag
  04/22/25
Sounds good to me. Who's against this?
coiffed pit
  04/22/25
trump's own education secretary, apparently.
alcoholic lavender step-uncle's house nowag
  04/22/25
it's crab bucket mentality. people don't bat an eye when an ...
slippery dysfunction
  04/22/25
Ok fine, I'll bailout the STEM majors with my tax money but ...
coiffed pit
  04/22/25
no, those are the ones that need to be bailed out. the peopl...
slippery dysfunction
  04/22/25
Oh fuck that then. They can starve for all i care
coiffed pit
  04/22/25
when is the last time that "let them eat cake" to ...
slippery dysfunction
  04/22/25
My dog is my responsibility. Shithead deadbeats who took on...
Primrose Cerebral Legal Warrant Business Firm
  04/22/25
then go move to sealand. we're talking about what the govern...
slippery dysfunction
  04/22/25
They provide you with basics like food stamps so that you do...
Primrose Cerebral Legal Warrant Business Firm
  04/22/25
by "provide" i mean "create the conditions fo...
slippery dysfunction
  04/22/25
Bailing out deadbeats that made bad choices creates the cond...
Primrose Cerebral Legal Warrant Business Firm
  04/22/25
As does funding bloated, wasteful administrations such as hi...
floppy blue space
  04/22/25
Which is why I favor a solution that holds institutions acco...
Primrose Cerebral Legal Warrant Business Firm
  04/22/25
yep, if there's one thing conservatives love it is academia ...
snowy laughsome cruise ship
  04/23/25
You are correct that they should both be dischargeable but t...
vivacious translucent trust fund
  04/22/25
like 90% of the people who got fucked by student loans are l...
Boyish mother
  04/22/25
if the theory is that the university system itself is churni...
alcoholic lavender step-uncle's house nowag
  04/22/25
this is a separate question from what the thread is about, b...
Boyish mother
  04/22/25
🚨 patriot alert 🚨
Brass chapel
  04/22/25
lmfao at this obeezy level partisanship. most of us want...
slippery dysfunction
  04/22/25
no i'm just honest everyone thinks like this, i just have...
Boyish mother
  04/22/25
no, it's female vindictiveness. most men innately know "...
slippery dysfunction
  04/22/25
i'd rather that all of these people be killed, but having th...
Boyish mother
  04/22/25
i live in a shitlib city and have a lot of shitlib friends a...
slippery dysfunction
  04/22/25
*everyone's* political views LITERALLY boil down to "fu...
Boyish mother
  04/22/25
it's not mine so it can't be. idk what you're referencing...
slippery dysfunction
  04/22/25
https://plato.stanford.edu/entries/schmitt/#ConPolCriLib ...
Boyish mother
  04/22/25
...
histrionic candlestick maker library
  04/23/25
Collect it from the fucking debtors. If you're on this websi...
Frum Excitant Karate
  04/22/25
it's not about the people on this site. it's about retards t...
slippery dysfunction
  04/22/25
Most people seem to Fail to repay their loans even if they m...
Frum Excitant Karate
  04/22/25
The obvious issue is that you can't collect from institution...
Primrose Cerebral Legal Warrant Business Firm
  04/22/25
Ok, but how do we bailout the 22 year old gender studies maj...
coiffed pit
  04/22/25
Basically just let them PAYE until the loan or time limit ru...
Primrose Cerebral Legal Warrant Business Firm
  04/22/25
This is a good start but i think you also need to find a way...
Drab sandwich
  04/22/25
The correct approach is to pit student loan debtmos against ...
Walnut stimulating lodge windowlicker
  04/22/25
THEY’RE GOING AFTER MY ENDOWMENTS
Talking chocolate piazza useless brakes
  04/22/25
Payments are $0 dollar for the foreseeable future so it seem...
opaque public bath potus
  04/22/25
You're on the right track, but that's the wrong way to go ab...
Motley church
  04/22/25
...
Talking chocolate piazza useless brakes
  04/22/25
That kind of moral hazard is incurred because the government...
haunting tattoo
  04/23/25
The problem with purely private loans is that private lender...
Motley church
  04/23/25
claw back all ERC, PPP funds over a 10 year period as well. ...
know-it-all glittery ticket booth
  04/22/25
The current people aren't that important. They'll die off o...
razzle maize hell
  04/22/25
The obvious solution is to end all federal student loans goi...
carnelian nudist national security agency
  04/22/25
The solution will have a very racist effect. No HBCU will su...
Shivering Corn Cake Temple
  04/22/25
any form of loan forgiveness that doesn't involve something ...
snowy laughsome cruise ship
  04/23/25
They should put out bounties on useless retarded jew and mys...
Brass chapel
  04/23/25
...
snowy laughsome cruise ship
  04/23/25
I definitely agree with making them dischargeable. Howev...
haunting tattoo
  04/23/25
"the clawbacks would be the final nail in the coffin of...
Primrose Cerebral Legal Warrant Business Firm
  04/24/25
I dunno man. It seems like in a democracy there are benefits...
haunting tattoo
  04/24/25
That's ass backward. People getting degrees in polisci, Eng...
Primrose Cerebral Legal Warrant Business Firm
  04/24/25
Your point is what I was alluding to in the second part of m...
haunting tattoo
  04/24/25
Student loan debtors should be put in work camps laboring 12...
azure area double fault
  04/23/25
👏
hideous lascivious garrison
  04/23/25


Poast new message in this thread



Reply Favorite

Date: April 22nd, 2025 5:17 PM
Author: alcoholic lavender step-uncle's house nowag

done. traditional bankruptcy after 5 or 7 years + clawbacks from university endowments/admins/etc. makes the government 'whole' while going after the place that the money actually went.

all the focus on 'students' themselves seems dishonest when they were mostly just conduits to funnel cash from the feds to university admins. rule #1 of any sort of financial investigation is to find out where the money actually went. in this case, it's the universities.

the refusal of trump and the GOP to attack shitlib universities on this basis is a huge political and rhetorical failure.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871876)



Reply Favorite

Date: April 22nd, 2025 5:17 PM
Author: Apoplectic pervert

cool it with the antisemitism

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871878)



Reply Favorite

Date: April 22nd, 2025 6:08 PM
Author: Talking chocolate piazza useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872025)



Reply Favorite

Date: April 22nd, 2025 5:18 PM
Author: Exciting station

solution: irresponsible fucks who took out loans they had no intention of paying back get 5 years to pay it back or get shipped to El Salvadoran prison to pay off the debt by giving handjobs to drug cartel members.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871881)



Reply Favorite

Date: April 22nd, 2025 5:20 PM
Author: alcoholic lavender step-uncle's house nowag

this is what i mean by bad rhetoric. you're protecting shitlib university admins - from the RIGHT - while also sounding deranged at the same time. great job, kiddo.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871887)



Reply Favorite

Date: April 22nd, 2025 6:32 PM
Author: Magical plaza gaping

cr

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872072)



Reply Favorite

Date: April 22nd, 2025 8:38 PM
Author: Exciting station

dont give a shit, they all need to be deported. hth

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872363)



Reply Favorite

Date: April 23rd, 2025 3:21 PM
Author: histrionic candlestick maker library



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874632)



Reply Favorite

Date: April 22nd, 2025 5:20 PM
Author: coiffed pit

Actually, the government should not be backing any student loans. Banks should take on all the risk, not the taxpayers

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871889)



Reply Favorite

Date: April 22nd, 2025 5:22 PM
Author: alcoholic lavender step-uncle's house nowag

clearly. but the current pile of federally-backed debt already exists. this is how to deal with it.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871894)



Reply Favorite

Date: April 22nd, 2025 5:22 PM
Author: slippery dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871896)



Reply Favorite

Date: June 3rd, 2025 1:44 PM
Author: african female assailant (ELIMINATE TWO THIRDS OF THE SCHOOL DAY)



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48983705)



Reply Favorite

Date: April 22nd, 2025 6:36 PM
Author: razzle maize hell



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872082)



Reply Favorite

Date: April 23rd, 2025 12:18 AM
Author: Salmon trip headpube dog poop

this is not correct even if i largely agree

the government's focus should be life liberty and the pursuit of happiness

ensuring that poors can pursue happiness is why a policy that permits guaranteed loans to poors makes sense

and making those loans non-dischargeable to all also makes sense

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872816)



Reply Favorite

Date: April 22nd, 2025 5:21 PM
Author: slippery dysfunction

idk how people blame the kids when they were all 18 year old shitheads doing exactly what every adult told them to do and was facilitated and encouraged by the government.

makes no sense we allow people to discharge credit card debt they racked up living beyond their means but not some 18 year old who got an english degree. that person was at least *trying* to be responsible.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871891)



Reply Favorite

Date: April 22nd, 2025 5:23 PM
Author: coiffed pit

Well, a lot of 18 year olds refuse to go to smaller city schools or community colleges that are much cheaper than the 4 year universities because they want the "college" experience

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871898)



Reply Favorite

Date: April 22nd, 2025 5:24 PM
Author: slippery dysfunction

and we funded that because the majority thought it was a good idea. that still doesn't address the question of why that person deserves lifelong nondischarable debt and not some prole that wanted a jet ski real bad.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871907)



Reply Favorite

Date: April 22nd, 2025 5:23 PM
Author: sepia idea he suggested



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871900)



Reply Favorite

Date: April 22nd, 2025 5:23 PM
Author: Apoplectic pervert

Alexander the Great was 22 when he was granted generalship and began his conquest on the Persian Empire

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871901)



Reply Favorite

Date: April 22nd, 2025 5:25 PM
Author: sepia idea he suggested

he was already training as a cavalry commander before most of us were allowed to play full contact football

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871912)



Reply Favorite

Date: April 22nd, 2025 5:27 PM
Author: slippery dysfunction

and we poast on xoxo. an outlier doesn't change the fact that most people that age are stupid.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871916)



Reply Favorite

Date: April 22nd, 2025 6:39 PM
Author: Apoplectic pervert

99% of other 14yos were working 10 hour days in fields

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872092)



Reply Favorite

Date: April 22nd, 2025 5:24 PM
Author: alcoholic lavender step-uncle's house nowag

it's also rather bizarre that so many 'conservatives' rail against 'the university system' and accuse universities of everything from brainwashing kids to ruining the culture, but then IMMEDIATELY start simping for those very same universities when someone suggests putting them on the hook financially for loans which THEY absorbed via overpriced 'tuition'.

"grrr, those leftist universities! wait, what - NOOOOO, don't take money from the universities!!!"

it's completely incoherent.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871906)



Reply Favorite

Date: April 22nd, 2025 5:26 PM
Author: coiffed pit

I just dont want my tax money bailing these kids out. Those universities can go to hell

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871915)



Reply Favorite

Date: April 22nd, 2025 5:28 PM
Author: alcoholic lavender step-uncle's house nowag

that's not coherent unless you have a plan to get the money back in a timely manner. getting it back from the students only works on those students who have the money, which is apparently not the case with a lot of them.

the fastest way to resolve that funding gap is to facilitate the recovery of that cash from the party which DOES have the money, which is the university. this is not even debatable if the goal is rapid recovery of funds. it's the only realistic path.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871919)



Reply Favorite

Date: April 22nd, 2025 5:32 PM
Author: coiffed pit

How do we get it from the universities?

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871934)



Reply Favorite

Date: April 22nd, 2025 5:33 PM
Author: alcoholic lavender step-uncle's house nowag

just take that shit and ignore 'judges' who try to stop you.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871938)



Reply Favorite

Date: April 22nd, 2025 5:34 PM
Author: coiffed pit

Sounds good to me. Who's against this?

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871943)



Reply Favorite

Date: April 22nd, 2025 5:35 PM
Author: alcoholic lavender step-uncle's house nowag

trump's own education secretary, apparently.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871945)



Reply Favorite

Date: April 22nd, 2025 5:44 PM
Author: slippery dysfunction

it's crab bucket mentality. people don't bat an eye when an elite gets a windfall, they get maf when someone closer to their class does in a way they didn't.

these people never have solutions, they just say "bootstraps!" it's like if a kid had a gash and someone just kept saying "well they should be more careful!" in response to "we need to treat the wound." now the wound is getting infected and they still keep saying "should have been more careful!"

ok, fine. these retards shouldn't have taken out loans that they have no ability to repay. but they did, so what now? and don't we (as in the us) bare some blame for giving them the fucking loans? when a kid owes the government $10k the kid has a problem. when a kid owes the government $300k the government has a problem.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871963)



Reply Favorite

Date: April 22nd, 2025 5:49 PM
Author: coiffed pit

Ok fine, I'll bailout the STEM majors with my tax money but refuse to give a dime to other majors essentially those with gender studies degrees. Is that OK with you?

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871975)



Reply Favorite

Date: April 22nd, 2025 5:59 PM
Author: slippery dysfunction

no, those are the ones that need to be bailed out. the people that made good decisions and got marketable degrees don't.

we collectively loaned the people getting gender studies degrees the money. and it's not coming back. sorry, it's just another bloomer boondoggle we're going to inherit it. but we *will* inherit it.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871998)



Reply Favorite

Date: April 22nd, 2025 6:00 PM
Author: coiffed pit

Oh fuck that then. They can starve for all i care

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872003)



Reply Favorite

Date: April 22nd, 2025 6:05 PM
Author: slippery dysfunction

when is the last time that "let them eat cake" to people that cannot afford to have a decent life resulted in something good?

if you can't see the eventually consequences of "let them starve" for *YOU* idk what to say. you've got a starving dog in your house and one day he's gonna eat you.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872019)



Reply Favorite

Date: April 22nd, 2025 6:11 PM
Author: Primrose Cerebral Legal Warrant Business Firm

My dog is my responsibility. Shithead deadbeats who took on debt they can't pay aren't. That's why my dog eats ribeye and they eat rice and beans.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872033)



Reply Favorite

Date: April 22nd, 2025 6:13 PM
Author: slippery dysfunction

then go move to sealand. we're talking about what the government, whose role is providing for the welfare of its citizens, should do.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872039)



Reply Favorite

Date: April 22nd, 2025 6:30 PM
Author: Primrose Cerebral Legal Warrant Business Firm

They provide you with basics like food stamps so that you don't starve. Aside from that, you're not owed shit.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872062)



Reply Favorite

Date: April 22nd, 2025 6:31 PM
Author: slippery dysfunction

by "provide" i mean "create the conditions for", not "hand out."

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872067)



Reply Favorite

Date: April 22nd, 2025 6:34 PM
Author: Primrose Cerebral Legal Warrant Business Firm

Bailing out deadbeats that made bad choices creates the conditions of social failure.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872077)



Reply Favorite

Date: April 22nd, 2025 6:39 PM
Author: floppy blue space

As does funding bloated, wasteful administrations such as higher ed in 2025 USA that produce, in your words, "deadbeats that made bad choices"

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872090)



Reply Favorite

Date: April 22nd, 2025 10:46 PM
Author: Primrose Cerebral Legal Warrant Business Firm

Which is why I favor a solution that holds institutions accountable going forward.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872654)



Reply Favorite

Date: April 23rd, 2025 2:00 PM
Author: snowy laughsome cruise ship

yep, if there's one thing conservatives love it is academia and it's culture.

it really is every day is opposite day with you people

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874242)



Reply Favorite

Date: April 22nd, 2025 5:24 PM
Author: vivacious translucent trust fund

You are correct that they should both be dischargeable but then 90% of student's risk profile would cause them to get their loans denied denying them the current American Dream of an expensive shitty peice of worthless paper and decades of debt.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871909)



Reply Favorite

Date: April 22nd, 2025 5:29 PM
Author: Boyish mother

like 90% of the people who got fucked by student loans are libs, so cons want them to have to pay the loans back so they get fucked. people will come up with every rationalization under the sun rather than admit this

btw i agree with this myself. the ends justify the means. fuck libs, i want these people hurt as much as possible

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871922)



Reply Favorite

Date: April 22nd, 2025 5:30 PM
Author: alcoholic lavender step-uncle's house nowag

if the theory is that the university system itself is churning out new libs, then the system should obviously be the primary target. the question is why 'conservatives' are explicitly protecting that system via their policies and actions.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871927)



Reply Favorite

Date: April 22nd, 2025 5:35 PM
Author: Boyish mother

this is a separate question from what the thread is about, but the answer is that "conservative" politicians and policymakers get $ from these people, so they don't go after them

the actual solution is to close down all universities in the US, because they cannot be salvaged in any way, but this would never happen in our current political system because there's so much $ and jobs tied up in the "higher ed" machine

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871946)



Reply Favorite

Date: April 22nd, 2025 5:34 PM
Author: Brass chapel

🚨 patriot alert 🚨

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871944)



Reply Favorite

Date: April 22nd, 2025 5:46 PM
Author: slippery dysfunction

lmfao at this obeezy level partisanship.

most of us want to do what's best for society so we can live in a nice society. you're just living a power fantasy behind a fucking screen because you're impotent and mad.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871969)



Reply Favorite

Date: April 22nd, 2025 5:48 PM
Author: Boyish mother

no i'm just honest

everyone thinks like this, i just have the balls(?) to be honest about it on an anonymous internet message board

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871973)



Reply Favorite

Date: April 22nd, 2025 5:56 PM
Author: slippery dysfunction

no, it's female vindictiveness. most men innately know "i'd like to improve the society i live in even if it benefits people i don't like because things will still be better for me if i live in a nice society."

men that live online to engage in a power fantasy over "pwning the libs" are mocked irl. look a pics of groypers irl and it's a bunch of fat dysgenic losers who are clearly just maf at their own lot in life.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871995)



Reply Favorite

Date: April 22nd, 2025 6:01 PM
Author: Boyish mother

i'd rather that all of these people be killed, but having them socioeconomically crippled is good too if that's the best we can get

you're imagining some other imaginary hypothetical scenario in your mind where we live in a homogeneous coherent society and a bunch of innocent, intrinsically good young adults who would otherwise be productive, healthy members of society got tricked into crippling debt. that's not the world we live in. the world we live in is that these people are almost all evil worthless parasites who are completely hostile to our society and will never, ever be anything other than a fifth column trying to kill us before we kill them

stop and think about it for a minute. btw every single one of these people would kill you or saddle you with crippling debt if they could. but yeah keep simping for them in the abstract i guess

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872006)



Reply Favorite

Date: April 22nd, 2025 6:12 PM
Author: slippery dysfunction

i live in a shitlib city and have a lot of shitlib friends and most of them are chill. your LSD nightmare world isn't one i've seen reflected much in reality.

if your political ideas just boil down to "fuck the people i don't like" then we just have different goals. i'd like to improve society, not try kill half the country because of tranny bathrooms or whatever reason you've got murderous rage for them.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872036)



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Date: April 22nd, 2025 6:17 PM
Author: Boyish mother

*everyone's* political views LITERALLY boil down to "fuck the people i don't like," lol. doesn't matter how big or small brained or tolerant or intolerant you are

read mr. schmitt my friend

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872047)



Reply Favorite

Date: April 22nd, 2025 6:25 PM
Author: slippery dysfunction

it's not mine so it can't be.

idk what you're referencing.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872056)



Reply Favorite

Date: April 22nd, 2025 6:32 PM
Author: Boyish mother

https://plato.stanford.edu/entries/schmitt/#ConPolCriLib

well worth your time to read this section imo

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872071)



Reply Favorite

Date: April 23rd, 2025 3:22 PM
Author: histrionic candlestick maker library



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874634)



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Date: April 22nd, 2025 5:45 PM
Author: Frum Excitant Karate

Collect it from the fucking debtors. If you're on this website then STFU and pay your debts. Everyone needs to do this so that Houses stop costing $1,900,000k

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871966)



Reply Favorite

Date: April 22nd, 2025 6:00 PM
Author: slippery dysfunction

it's not about the people on this site. it's about retards that shouldn't have been lent hundreds of thousands for a piece of paper that confers negative future earning power.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872004)



Reply Favorite

Date: April 22nd, 2025 6:41 PM
Author: Frum Excitant Karate

Most people seem to Fail to repay their loans even if they make $280,000k+. This is especially true of Gen Xers for some reason.

The government should collect the fucking money from whomever they can. If the Loser liberal artists are judgment-proof, go after the universities. There is a Ruinous federal deficit and Losers must suffer.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872099)



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Date: April 22nd, 2025 5:56 PM
Author: Primrose Cerebral Legal Warrant Business Firm

The obvious issue is that you can't collect from institutions that haven't effectively co-signed the loan. We should make higher ed institutions be required to do exactly that for all fed loans AND fed funding. So you can be a totally private college/university/grad school but you'll get 0 funding and be ineligible for fed loans. Or you can cosign but if the students default you'll be on the hook. With this system the problem will completely resolve itself very quickly.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48871994)



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Date: April 22nd, 2025 6:05 PM
Author: coiffed pit

Ok, but how do we bailout the 22 year old gender studies major with $300k student loan debt?

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872020)



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Date: April 22nd, 2025 6:31 PM
Author: Primrose Cerebral Legal Warrant Business Firm

Basically just let them PAYE until the loan or time limit runs out.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872069)



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Date: April 22nd, 2025 5:59 PM
Author: Drab sandwich

This is a good start but i think you also need to find a way to knee cap the universities from just stealing money from kids - even if they can pay it back.

It applies everywhere, but dental school is the clearest example of this.

Does anyone think it really costs $600,000 to train a dentist? Of course not. The schools have a monopoly on it and they've realized they can extract $600,000 of these smart kids' future earnings.

You need to do something like create some sort of national testing standards, and have that weighted higher than colleges on resumes. So basically yeah your resume can say you went to Harvard, but its below your scores on the SAT 2.0 which tells your employerer how well you scored in your alleged major or whatever.

For law school, your bar exam score would have to be much more prominent than your law school.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872002)



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Date: April 22nd, 2025 6:02 PM
Author: Walnut stimulating lodge windowlicker

The correct approach is to pit student loan debtmos against universities. Trump should propose taxing, confiscating, whatever, the endowments of universities to help provide relief student debtmos.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872010)



Reply Favorite

Date: April 22nd, 2025 6:09 PM
Author: Talking chocolate piazza useless brakes

THEY’RE GOING AFTER MY ENDOWMENTS

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872028)



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Date: April 22nd, 2025 6:10 PM
Author: opaque public bath potus

Payments are $0 dollar for the foreseeable future so it seems pretty solved atm

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872032)



Reply Favorite

Date: April 22nd, 2025 6:11 PM
Author: Motley church

You're on the right track, but that's the wrong way to go about doing it. No court is going to allow you to collect from a third party that did not co-sign the contract. A better solution is to make it so that if enough students from a particular university/degree program are not paying back their loans (due to IBR, forbearance, default, or any other reason), they are no longer allowed to receive future federal loans. I can guarantee that universities will immediately start cutting worthless degree programs.

And while I think it should be easier to discharge student loans in bankruptcy, there still needs to be some limit or every single doctor in the country is going to declare bankruptcy as soon as they graduate from medical school. Indeed, that was already happening, which is why they made students loans non-dischargeable in the first place. I'm okay with discharging student loans if you can't pay them, but not if you simply don't want to pay them.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872034)



Reply Favorite

Date: April 22nd, 2025 6:17 PM
Author: Talking chocolate piazza useless brakes



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872048)



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Date: April 23rd, 2025 3:18 PM
Author: haunting tattoo

That kind of moral hazard is incurred because the government backed the loans. I’d be fine with med school debt being dischargeable if the loans were provided entirely by private sponsors without government backing.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874617)



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Date: April 23rd, 2025 3:42 PM
Author: Motley church

The problem with purely private loans is that private lenders probably will not lend to anyone other than STEM majors at elite schools. That's not ideal if you still believe that college should provide upward social mobility for low-income students. I am fine with government-guaranteed loans. If students pay the loan on time, the taxpayers will usually a get a better ROI than they would have if the money had been invested in Treasuries (which is the default for the Social Security trust fund). But the government should stop throwing money at schools/programs where nobody is paying the loans back.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874685)



Reply Favorite

Date: April 22nd, 2025 6:32 PM
Author: know-it-all glittery ticket booth

claw back all ERC, PPP funds over a 10 year period as well.

fair is fair

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872070)



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Date: April 22nd, 2025 7:03 PM
Author: razzle maize hell

The current people aren't that important. They'll die off or whatever. But the government needs to completely get out of the student loan business going forward.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872151)



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Date: April 22nd, 2025 8:29 PM
Author: carnelian nudist national security agency

The obvious solution is to end all federal student loans going forward and forgive all the existing ones. The whole thing was a giant mistake from the beginning and has caused a lost generation. The economy would immediately pop if this happened. People have been delaying life decisions, families, the whole thing. It’s a massive blight on America. You’ll get 5 minutes of noise from seal clubber types and then everyone would forget, and we’d be left in a much better place.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872354)



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Date: April 22nd, 2025 10:40 PM
Author: Shivering Corn Cake Temple

The solution will have a very racist effect. No HBCU will survive.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48872641)



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Date: April 23rd, 2025 1:58 PM
Author: snowy laughsome cruise ship

any form of loan forgiveness that doesn't involve something punitive and/or cost sharing from the universities would be a big L

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874232)



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Date: April 23rd, 2025 2:02 PM
Author: Brass chapel

They should put out bounties on useless retarded jew and mystery meat admins and let debtors hunt them to pay off the debt

Only drawback is that debtors are lazy, retarded, and incompetent

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874252)



Reply Favorite

Date: April 23rd, 2025 2:36 PM
Author: snowy laughsome cruise ship



(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874465)



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Date: April 23rd, 2025 3:16 PM
Author: haunting tattoo

I definitely agree with making them dischargeable.

However, as much as it would be vindicating to see university have their endowments clawed back, the clawbacks would be the final nail in the coffin of education for the purpose of being informed. By arguing that universities owe that money back to the government because the debtor failed to make a sufficient return on the investment implies that job training and remuneration are the sole purposes of our higher education system.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874609)



Reply Favorite

Date: April 24th, 2025 4:36 PM
Author: Primrose Cerebral Legal Warrant Business Firm

"the clawbacks would be the final nail in the coffin of education for the purpose of being informed"

That is fine and even desirable. The entire notion needs to fucking die. You cannot hold on to archaic notions that "education is for personal growth" and combine that with public funding and a push for everyone to go to college. That notion was from when the only people that went to college were the children of the elites and them having enough money and employment opportunity was a foregone conclusion. No public money was ever involved. Once that changed the idea of "why are people going to college" with the inevitable reply of "to become prepared to have better jobs" should be the sole response for why college exists and is publicly funded.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48877717)



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Date: April 24th, 2025 4:45 PM
Author: haunting tattoo

I dunno man. It seems like in a democracy there are benefits to having people make informed decisions and capable of thinking reasonably rigorously. One of the biggest strikes against college today, in my opinion, is that it no longer provides that. It’s just diploma mills printing degrees for signaling (badly) to the job market.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48877736)



Reply Favorite

Date: April 24th, 2025 4:53 PM
Author: Primrose Cerebral Legal Warrant Business Firm

That's ass backward. People getting degrees in polisci, English, psychology, and the majority of bs they're studying doesn't do that at all. People majoring in business, comp sci and other STEMs, or going to CC to learn trades would do far more to teach people to think like intelligent, working people and become better voters. So my approach actually kills two birds with one stone. A real life example here is recalling how the college educated were far more stupid during COVID and BLM than supposedly less educated people. Almost like for many people college isn't teaching them how to think but rather a shitlib indoctrination exercise funded at taxpayer expense.

tl;dr - bullshit majors should be ruthlessly culled. Bullshit like women's studies shouldn't exist at all. Psychology should be limited to a tiny number of schools for a small number of positions that solely exists to train the necessary number of practicitioners. Art history, classics, so on should be tiny niche areas. And so on.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48877767)



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Date: April 24th, 2025 5:53 PM
Author: haunting tattoo

Your point is what I was alluding to in the second part of my statement. College is no longer really an education anymore. It’s rote memorization and conditioning to think within established paradigms. Passing calculus and hand writing an essay in cursive should be mandatory for getting a college diploma.

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48877936)



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Date: April 23rd, 2025 3:19 PM
Author: azure area double fault

Student loan debtors should be put in work camps laboring 12 hours per day seven days per week for $0.25 per hour until the entire amount with interest is repaid

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874622)



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Date: April 23rd, 2025 3:20 PM
Author: hideous lascivious garrison

👏

(http://www.autoadmit.com/thread.php?thread_id=5714773&forum_id=2#48874629)