\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

POLL: What is your 401(k) balance right now

...
Jet-lagged cracking crotch
  06/27/25
A tiny pink 500k
excitant bisexual whorehouse
  06/27/25
that's not that bad
Jet-lagged cracking crotch
  06/27/25
I guess not but the thought of grinding out another 20 years...
excitant bisexual whorehouse
  06/27/25
age?
Federal wild sanctuary kitty cat
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Mind-boggling principal's office
  06/27/25
Yep, I’m early 40s lol
excitant bisexual whorehouse
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
puce curious background story keepsake machete
  06/27/25
It depend on if that's his primary retirement or if he has ...
house-broken balding jewess meetinghouse
  06/27/25
$130k
Talented flickering locale
  06/27/25
that's horrendous
Jet-lagged cracking crotch
  06/27/25
i'm in between these two guys
angry tantric ratface
  06/27/25
Same, I'm in between two guys
swashbuckling pit
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Talented flickering locale
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Federal wild sanctuary kitty cat
  06/27/25
My mom says I'm special.
Talented flickering locale
  06/27/25
even that's not true
Federal wild sanctuary kitty cat
  06/27/25
LOL
Federal wild sanctuary kitty cat
  06/27/25
$3.4 million in combined marital plans.
Mustard territorial degenerate halford
  06/27/25
damn
angry tantric ratface
  06/27/25
Age?
Mind-boggling principal's office
  06/27/25
Such a waste of capital.
cobalt sick prole
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Fighting Property
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Federal wild sanctuary kitty cat
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Fighting Property
  06/27/25
...
cobalt sick prole
  06/27/25
The max is $70K per year including your own $23,500 contribu...
maniacal insecure native gay wizard
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Multi-colored frum dingle berry
  06/27/25
.
Talented flickering locale
  06/27/25
Something like $800-900k for wife and I.
Twinkling masturbator
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
cobalt sick prole
  06/27/25
If you work in-house matching makes it a no-brainer.
Twinkling masturbator
  06/27/25
just do take a lot of my money and shove it up the ass of so...
cobalt sick prole
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Twinkling masturbator
  06/27/25
I want my yacht now.
cobalt sick prole
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Twinkling masturbator
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
cobalt sick prole
  06/27/25
If that's your perspective then sure, stop contributing into...
Twinkling masturbator
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Galvanic alcoholic location
  06/27/25
Why not put it in a Roth?
learning disabled kitchen
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Fighting Property
  06/27/25
180
cobalt sick prole
  06/27/25
Did you know you're not required to contribute to a 401K?
Fighting Property
  06/27/25
(guy who is not a biglaw partner)
cobalt sick prole
  06/27/25
$700k Wife - $600k
razzle-dazzle range
  06/27/25
43yo, $900k
costumed apoplectic dragon
  06/27/25
Early 40s. ~$2.1mm
Vigorous glassy partner
  06/27/25
Late 20s, 250k
learning disabled kitchen
  06/27/25
Good job , young gun
translucent rebellious police squad codepig
  06/27/25
lol at these responses
puce curious background story keepsake machete
  06/27/25
go on...
Federal wild sanctuary kitty cat
  06/27/25
30000k
sable menage
  06/27/25
$399,443.16
thriller hunting ground
  06/27/25
Monday is likely to be a big day for you friend
Fighting Property
  06/27/25
🤞🏻
thriller hunting ground
  06/27/25
IDK $150Kish. But I haven't been working long.
Saffron cowardly address weed whacker
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
high-end plaza
  06/27/25
Same.
grizzly flatulent theatre
  06/27/25
350,000 Kinda sad
Khaki yapping potus
  06/27/25
all stock/bond investments are like 750k.
orchid lodge yarmulke
  06/27/25
$386k total. $324k in trad, $62k in Roth
Opaque Base Community Account
  06/27/25
Zero
Soul-stirring Buck-toothed Parlor
  06/27/25
Crrrrrrrrrrrrrr
cobalt sick prole
  06/27/25
For Benzo reasons or RSF reasons?
Vigorous glassy partner
  06/27/25
$6 million or so. I checked in January.
grizzly flatulent theatre
  06/27/25
...
Fighting Property
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Fragrant pocket flask
  06/27/25
$0. I don’t have a 401(k).
Charismatic queen of the night
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Jet-lagged cracking crotch



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: excitant bisexual whorehouse

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Jet-lagged cracking crotch

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: excitant bisexual whorehouse

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Federal wild sanctuary kitty cat

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Mind-boggling principal's office

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: excitant bisexual whorehouse

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: puce curious background story keepsake machete

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: house-broken balding jewess meetinghouse

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Talented flickering locale

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Jet-lagged cracking crotch

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: angry tantric ratface

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: swashbuckling pit

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Talented flickering locale

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Federal wild sanctuary kitty cat

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Talented flickering locale

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Federal wild sanctuary kitty cat

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Federal wild sanctuary kitty cat

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Mustard territorial degenerate halford

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: angry tantric ratface

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Mind-boggling principal's office

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: cobalt sick prole

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Fighting Property

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Federal wild sanctuary kitty cat

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Fighting Property

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: cobalt sick prole



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: maniacal insecure native gay wizard

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Multi-colored frum dingle berry

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Talented flickering locale

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Twinkling masturbator

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: cobalt sick prole

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Twinkling masturbator

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: cobalt sick prole

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Twinkling masturbator

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: cobalt sick prole

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Twinkling masturbator

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: cobalt sick prole

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Twinkling masturbator

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Galvanic alcoholic location

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: learning disabled kitchen

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Fighting Property

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: cobalt sick prole

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Fighting Property

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: cobalt sick prole

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: razzle-dazzle range

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: costumed apoplectic dragon

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Vigorous glassy partner

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: learning disabled kitchen

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: translucent rebellious police squad codepig

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: puce curious background story keepsake machete

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Federal wild sanctuary kitty cat

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: sable menage

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: thriller hunting ground

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Fighting Property

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: thriller hunting ground

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Saffron cowardly address weed whacker

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: high-end plaza

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: grizzly flatulent theatre

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Khaki yapping potus

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: orchid lodge yarmulke

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Opaque Base Community Account

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Soul-stirring Buck-toothed Parlor

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: cobalt sick prole

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Vigorous glassy partner

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: grizzly flatulent theatre

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Fighting Property



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Fragrant pocket flask

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: Charismatic queen of the night

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)