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POLL: What is your 401(k) balance right now

...
Indigo Set
  06/27/25
A tiny pink 500k
stirring fishy digit ratio
  06/27/25
that's not that bad
Indigo Set
  06/27/25
I guess not but the thought of grinding out another 20 years...
stirring fishy digit ratio
  06/27/25
age?
Concupiscible hell
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Azure Place Of Business Love Of Her Life
  06/27/25
Yep, I’m early 40s lol
stirring fishy digit ratio
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
arousing idiot
  06/27/25
It depend on if that's his primary retirement or if he has ...
costumed house
  06/27/25
$130k
Pink black woman ceo
  06/27/25
that's horrendous
Indigo Set
  06/27/25
i'm in between these two guys
Comical travel guidebook
  06/27/25
Same, I'm in between two guys
violent exhilarant pit twinkling uncleanness
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Pink black woman ceo
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Concupiscible hell
  06/27/25
My mom says I'm special.
Pink black woman ceo
  06/27/25
even that's not true
Concupiscible hell
  06/27/25
LOL
Concupiscible hell
  06/27/25
$3.4 million in combined marital plans.
Lascivious voyeur church building
  06/27/25
damn
Comical travel guidebook
  06/27/25
Age?
Azure Place Of Business Love Of Her Life
  06/27/25
Such a waste of capital.
Spectacular Khaki Native
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Thriller Cheese-eating Business Firm Sneaky Criminal
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Concupiscible hell
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Thriller Cheese-eating Business Firm Sneaky Criminal
  06/27/25
...
Spectacular Khaki Native
  06/27/25
The max is $70K per year including your own $23,500 contribu...
mildly autistic indecent parlour half-breed
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Outnumbered Rough-skinned Public Bath Knife
  06/27/25
.
Pink black woman ceo
  06/27/25
Something like $800-900k for wife and I.
cocky chartreuse philosopher-king
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Spectacular Khaki Native
  06/27/25
If you work in-house matching makes it a no-brainer.
cocky chartreuse philosopher-king
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Spectacular Khaki Native
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
cocky chartreuse philosopher-king
  06/27/25
I want my yacht now.
Spectacular Khaki Native
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
cocky chartreuse philosopher-king
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Spectacular Khaki Native
  06/27/25
If that's your perspective then sure, stop contributing into...
cocky chartreuse philosopher-king
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Painfully honest lay
  06/27/25
Why not put it in a Roth?
Naked Factory Reset Button
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Thriller Cheese-eating Business Firm Sneaky Criminal
  06/27/25
180
Spectacular Khaki Native
  06/27/25
Did you know you're not required to contribute to a 401K?
Thriller Cheese-eating Business Firm Sneaky Criminal
  06/27/25
(guy who is not a biglaw partner)
Spectacular Khaki Native
  06/27/25
$700k Wife - $600k
supple pisswyrm kitty cat
  06/27/25
43yo, $900k
abnormal at-the-ready degenerate site
  06/27/25
Early 40s. ~$2.1mm
razzmatazz nursing home
  06/27/25
Late 20s, 250k
Naked Factory Reset Button
  06/27/25
Good job , young gun
floppy private investor
  06/27/25
lol at these responses
arousing idiot
  06/27/25
go on...
Concupiscible hell
  06/27/25
30000k
razzle-dazzle selfie double fault
  06/27/25
$399,443.16
Twinkling Striped Hyena
  06/27/25
Monday is likely to be a big day for you friend
Thriller Cheese-eating Business Firm Sneaky Criminal
  06/27/25
🤞🏻
Twinkling Striped Hyena
  06/27/25
IDK $150Kish. But I haven't been working long.
Fragrant talking cruise ship
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Vibrant blood rage stag film
  06/27/25
Same.
mentally impaired jade wagecucks
  06/27/25
350,000 Kinda sad
Charcoal lodge tattoo
  06/27/25
all stock/bond investments are like 750k.
lilac people who are hurt
  06/27/25
$386k total. $324k in trad, $62k in Roth
adventurous tantric clown ape
  06/27/25
Zero
glittery theatre
  06/27/25
Crrrrrrrrrrrrrr
Spectacular Khaki Native
  06/27/25
For Benzo reasons or RSF reasons?
razzmatazz nursing home
  06/27/25
$6 million or so. I checked in January.
mentally impaired jade wagecucks
  06/27/25
...
Thriller Cheese-eating Business Firm Sneaky Criminal
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Titillating resort
  06/27/25
$0. I don’t have a 401(k).
racy flickering address toaster
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Indigo Set



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: stirring fishy digit ratio

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Indigo Set

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: stirring fishy digit ratio

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Concupiscible hell

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Azure Place Of Business Love Of Her Life

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: stirring fishy digit ratio

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: arousing idiot

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: costumed house

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Pink black woman ceo

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Indigo Set

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Comical travel guidebook

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: violent exhilarant pit twinkling uncleanness

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Pink black woman ceo

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Concupiscible hell

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Pink black woman ceo

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Concupiscible hell

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Concupiscible hell

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Lascivious voyeur church building

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Comical travel guidebook

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Azure Place Of Business Love Of Her Life

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Spectacular Khaki Native

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Thriller Cheese-eating Business Firm Sneaky Criminal

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Concupiscible hell

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Thriller Cheese-eating Business Firm Sneaky Criminal

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Spectacular Khaki Native



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: mildly autistic indecent parlour half-breed

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Outnumbered Rough-skinned Public Bath Knife

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Pink black woman ceo

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: cocky chartreuse philosopher-king

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Spectacular Khaki Native

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: cocky chartreuse philosopher-king

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Spectacular Khaki Native

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: cocky chartreuse philosopher-king

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Spectacular Khaki Native

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: cocky chartreuse philosopher-king

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Spectacular Khaki Native

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: cocky chartreuse philosopher-king

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Painfully honest lay

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Naked Factory Reset Button

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Thriller Cheese-eating Business Firm Sneaky Criminal

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Spectacular Khaki Native

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Thriller Cheese-eating Business Firm Sneaky Criminal

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Spectacular Khaki Native

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: supple pisswyrm kitty cat

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: abnormal at-the-ready degenerate site

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: razzmatazz nursing home

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Naked Factory Reset Button

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: floppy private investor

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: arousing idiot

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Concupiscible hell

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: razzle-dazzle selfie double fault

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Twinkling Striped Hyena

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Thriller Cheese-eating Business Firm Sneaky Criminal

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Twinkling Striped Hyena

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Fragrant talking cruise ship

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Vibrant blood rage stag film

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: mentally impaired jade wagecucks

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Charcoal lodge tattoo

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: lilac people who are hurt

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: adventurous tantric clown ape

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: glittery theatre

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Spectacular Khaki Native

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: razzmatazz nursing home

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: mentally impaired jade wagecucks

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Thriller Cheese-eating Business Firm Sneaky Criminal



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Titillating resort

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: racy flickering address toaster

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)