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POLL: What is your 401(k) balance right now

...
Navy vigorous telephone doctorate
  06/27/25
A tiny pink 500k
sadistic box office sex offender
  06/27/25
that's not that bad
Navy vigorous telephone doctorate
  06/27/25
I guess not but the thought of grinding out another 20 years...
sadistic box office sex offender
  06/27/25
age?
concupiscible startling digit ratio church building
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Cocky Razzle Brethren
  06/27/25
Yep, I’m early 40s lol
sadistic box office sex offender
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Fantasy-prone Translucent Immigrant Messiness
  06/27/25
It depend on if that's his primary retirement or if he has ...
french toaster
  06/27/25
$130k
Dashing walnut church
  06/27/25
that's horrendous
Navy vigorous telephone doctorate
  06/27/25
i'm in between these two guys
domesticated wagecucks
  06/27/25
Same, I'm in between two guys
bat shit crazy dingle berry state
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Dashing walnut church
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
concupiscible startling digit ratio church building
  06/27/25
My mom says I'm special.
Dashing walnut church
  06/27/25
even that's not true
concupiscible startling digit ratio church building
  06/27/25
LOL
concupiscible startling digit ratio church building
  06/27/25
$3.4 million in combined marital plans.
Excitant native filthpig
  06/27/25
damn
domesticated wagecucks
  06/27/25
Age?
Cocky Razzle Brethren
  06/27/25
Such a waste of capital.
Supple frisky hospital feces
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
stirring dull whorehouse gunner
  06/27/25
this discussion happens every 401k thread. partners in bigl...
concupiscible startling digit ratio church building
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
stirring dull whorehouse gunner
  06/27/25
...
Supple frisky hospital feces
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Cerebral Tanning Salon
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Startled Confused Dilemma Private Investor
  06/27/25
.
Dashing walnut church
  06/27/25
Something like $800-900k for wife and I.
Heady Carmine Love Of Her Life Plaza
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Supple frisky hospital feces
  06/27/25
If you work in-house matching makes it a no-brainer.
Heady Carmine Love Of Her Life Plaza
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Supple frisky hospital feces
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Heady Carmine Love Of Her Life Plaza
  06/27/25
I want my yacht now.
Supple frisky hospital feces
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Heady Carmine Love Of Her Life Plaza
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Supple frisky hospital feces
  06/27/25
If that's your perspective then sure, stop contributing into...
Heady Carmine Love Of Her Life Plaza
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Duck-like school cafeteria gaping
  06/27/25
Why not put it in a Roth?
naked theater stage
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
stirring dull whorehouse gunner
  06/27/25
180
Supple frisky hospital feces
  06/27/25
Did you know you're not required to contribute to a 401K?
stirring dull whorehouse gunner
  06/27/25
(guy who is not a biglaw partner)
Supple frisky hospital feces
  06/27/25
$700k Wife - $600k
sepia lascivious gaming laptop
  06/27/25
43yo, $900k
Aquamarine Vivacious Sanctuary Blood Rage
  06/27/25
Early 40s. ~$2.1mm
apoplectic wine therapy set
  06/27/25
Late 20s, 250k
naked theater stage
  06/27/25
Good job , young gun
Citrine talented resort
  06/27/25
lol at these responses
Fantasy-prone Translucent Immigrant Messiness
  06/27/25
go on...
concupiscible startling digit ratio church building
  06/27/25
30000k
Multi-colored nursing home
  06/27/25
$399,443.16
Balding Mahogany Rigor Idea He Suggested
  06/27/25
Monday is likely to be a big day for you friend
stirring dull whorehouse gunner
  06/27/25
🤞🏻
Balding Mahogany Rigor Idea He Suggested
  06/27/25
IDK $150Kish. But I haven't been working long.
Anal narrow-minded institution coldplay fan
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
swashbuckling doobsian rigpig
  06/27/25
Same.
Soul-stirring Maize Place Of Business
  06/27/25
350,000 Kinda sad
khaki locus
  06/27/25
all stock/bond investments are like 750k.
Peach kitchen
  06/27/25
$386k total. $324k in trad, $62k in Roth
cracking bawdyhouse
  06/27/25
Zero
Emerald wrinkle
  06/27/25
Crrrrrrrrrrrrrr
Supple frisky hospital feces
  06/27/25
For Benzo reasons or RSF reasons?
apoplectic wine therapy set
  06/27/25
$6 million or so. I checked in January.
Soul-stirring Maize Place Of Business
  06/27/25
...
stirring dull whorehouse gunner
  06/27/25
I mean undoubtedly there is a balance but $6 million?
light 180 den
  06/27/25
$0. I don’t have a 401(k).
aphrodisiac flesh mexican
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Navy vigorous telephone doctorate



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: sadistic box office sex offender

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Navy vigorous telephone doctorate

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: sadistic box office sex offender

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: concupiscible startling digit ratio church building

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Cocky Razzle Brethren

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: sadistic box office sex offender

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Fantasy-prone Translucent Immigrant Messiness

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: french toaster

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Dashing walnut church

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Navy vigorous telephone doctorate

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: domesticated wagecucks

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: bat shit crazy dingle berry state

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Dashing walnut church

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: concupiscible startling digit ratio church building

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Dashing walnut church

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: concupiscible startling digit ratio church building

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: concupiscible startling digit ratio church building

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Excitant native filthpig

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: domesticated wagecucks

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Cocky Razzle Brethren

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Supple frisky hospital feces

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: stirring dull whorehouse gunner

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: concupiscible startling digit ratio church building

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: stirring dull whorehouse gunner

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Supple frisky hospital feces



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Cerebral Tanning Salon

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Startled Confused Dilemma Private Investor

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Dashing walnut church

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Heady Carmine Love Of Her Life Plaza

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Supple frisky hospital feces

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Heady Carmine Love Of Her Life Plaza

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Supple frisky hospital feces

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Heady Carmine Love Of Her Life Plaza

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Supple frisky hospital feces

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Heady Carmine Love Of Her Life Plaza

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Supple frisky hospital feces

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Heady Carmine Love Of Her Life Plaza

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Duck-like school cafeteria gaping

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: naked theater stage

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: stirring dull whorehouse gunner

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Supple frisky hospital feces

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: stirring dull whorehouse gunner

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Supple frisky hospital feces

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: sepia lascivious gaming laptop

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Aquamarine Vivacious Sanctuary Blood Rage

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: apoplectic wine therapy set

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: naked theater stage

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Citrine talented resort

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Fantasy-prone Translucent Immigrant Messiness

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: concupiscible startling digit ratio church building

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Multi-colored nursing home

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Balding Mahogany Rigor Idea He Suggested

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: stirring dull whorehouse gunner

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Balding Mahogany Rigor Idea He Suggested

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Anal narrow-minded institution coldplay fan

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: swashbuckling doobsian rigpig

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Soul-stirring Maize Place Of Business

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: khaki locus

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Peach kitchen

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: cracking bawdyhouse

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Emerald wrinkle

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Supple frisky hospital feces

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: apoplectic wine therapy set

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Soul-stirring Maize Place Of Business

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: stirring dull whorehouse gunner



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: light 180 den

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: aphrodisiac flesh mexican

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)