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HYPO: $10 million a year but you must pay for everything in US coins

Pennies, dimes, nickels, quarters, half dollars, and dollars...
Passionate flatulent really tough guy
  01/12/26
May I retain a Coin Boy to follow me around?
irate preventive strike
  01/12/26
...
Deep titillating garrison hominid
  01/12/26
Only if you pay him in coins
Passionate flatulent really tough guy
  01/12/26
...
tan corner sneaky criminal
  03/07/26
...
misunderstood plaza
  03/07/26
for reference, $2,500 in dollar coins weighs about 45 pounds...
soul-stirring disrespectful hospital
  01/12/26
Good thing everybody on XO played a little bit of college ba...
Passionate flatulent really tough guy
  01/12/26
...
Milky Supple Potus
  01/12/26
...
Deep titillating garrison hominid
  03/07/26
Rent/mortgage make this difficult. Other than that, I could ...
carmine embarrassed to the bone bawdyhouse
  01/12/26
You would just make a bunch of trips to the bank with bucket...
Passionate flatulent really tough guy
  01/12/26
So, what happens if my mortgage is sold to a Rocket Mortgage...
mind-boggling gaming laptop
  01/12/26
I suggest you pay off your mortgage in coins before that can...
Passionate flatulent really tough guy
  01/12/26
So, my only option is to drive to Rocket Mortgage HQ with a ...
mind-boggling gaming laptop
  01/12/26
hire an assistant or middleman who will handle your procurem...
Nighttime cordovan spot
  01/12/26
No. The actual vendor must take coins. So you can stay at ...
Passionate flatulent really tough guy
  01/12/26
When I was a teenager in the 90's, my friends and I thought ...
mind-boggling gaming laptop
  01/12/26
Sign me up
Milky Supple Potus
  01/12/26
...
Passionate flatulent really tough guy
  03/07/26
I dont think this is possible realistically. Places would re...
Red house-broken lodge organic girlfriend
  03/07/26
Private businesses in the US are generally not legally requi...
Red house-broken lodge organic girlfriend
  03/07/26
Black guy getting told off and refused for trying to pay wit...
Red house-broken lodge organic girlfriend
  03/07/26
Unless there's an end date when you can cash out, this doesn...
tan corner sneaky criminal
  03/07/26
I worked with a dumb prole cashier who insisted that we were...
Salmon legend
  03/07/26
Did you then ask a summer to prepare a quick research memo o...
tan corner sneaky criminal
  03/07/26
Hdy
High-end parlour roast beef
  03/07/26
...
Deep titillating garrison hominid
  03/07/26
...
evan39
  03/07/26
yes. i'd be a modern day John D. Rockfeller. kids would f...
Mauve forum
  03/07/26
Live in Las Vegas for a year, the tip capital of the world ...
misunderstood plaza
  03/07/26
Accepted. I'll use US gold dollars, which weigh around 1.6g ...
beady-eyed lemon hell
  03/07/26
They're useless to you after you melt them down, as you coul...
Heady Frum Address
  03/07/26
I'm not going to melt them. I'll live a life of barter, wher...
beady-eyed lemon hell
  03/07/26
This is why the economics of the ancient world sucked. At le...
Heady Frum Address
  03/07/26
I'm not even sure if I can pay any of my bills in person
Gay marvelous clown
  03/07/26
You can easily pay your bills through an intermediary who wi...
beady-eyed lemon hell
  03/07/26
At some point places would know you and not even count the m...
Vivacious medicated home
  03/07/26
Sacagaweas now, bigot If you told your situation to a few...
Red house-broken lodge organic girlfriend
  03/07/26


Poast new message in this thread



Reply Favorite

Date: January 12th, 2026 11:12 AM
Author: Passionate flatulent really tough guy

Pennies, dimes, nickels, quarters, half dollars, and dollars only. If you have a $120 restaurant tab, you are pulling out some combination of coins to pay for it. If an establishment requires a card to open a tab/hold a reservation, you can do that, but you must settle the tab with coins. You may not pay anything in any other way.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49582974)



Reply Favorite

Date: January 12th, 2026 12:25 PM
Author: irate preventive strike

May I retain a Coin Boy to follow me around?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583204)



Reply Favorite

Date: January 12th, 2026 12:37 PM
Author: Deep titillating garrison hominid



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583235)



Reply Favorite

Date: January 12th, 2026 1:24 PM
Author: Passionate flatulent really tough guy

Only if you pay him in coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583420)



Reply Favorite

Date: March 7th, 2026 1:08 AM
Author: tan corner sneaky criminal



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722788)



Reply Favorite

Date: March 7th, 2026 4:55 AM
Author: misunderstood plaza



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722891)



Reply Favorite

Date: January 12th, 2026 12:37 PM
Author: soul-stirring disrespectful hospital

for reference, $2,500 in dollar coins weighs about 45 pounds.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583232)



Reply Favorite

Date: January 12th, 2026 1:25 PM
Author: Passionate flatulent really tough guy

Good thing everybody on XO played a little bit of college ball and is still in great shape.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583423)



Reply Favorite

Date: January 12th, 2026 2:37 PM
Author: Milky Supple Potus



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583756)



Reply Favorite

Date: March 7th, 2026 12:30 AM
Author: Deep titillating garrison hominid



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722750)



Reply Favorite

Date: January 12th, 2026 12:41 PM
Author: carmine embarrassed to the bone bawdyhouse

Rent/mortgage make this difficult. Other than that, I could go a year not buying much.

Can you just do it for one year? Or is this a for-life situation? It would be well worth it for one year.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583254)



Reply Favorite

Date: January 12th, 2026 1:25 PM
Author: Passionate flatulent really tough guy

You would just make a bunch of trips to the bank with buckets of dollar coins until your mortgage is paid off. They have to take them.

Once you become a coincuck, you never go back. No stockpiling the coins for a year and then going back to normal. If you want the optionality of just going for a year, the amount drops to $100K.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583421)



Reply Favorite

Date: January 12th, 2026 2:03 PM
Author: mind-boggling gaming laptop

So, what happens if my mortgage is sold to a Rocket Mortgage-type place and I can only pay my mortgage electronically or via a check? Am I allowed to deposit coins at the branch of my local bank and tell them to send a check to Rocket Mortgage? Or am I fucked and have to refinance?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583633)



Reply Favorite

Date: January 12th, 2026 2:05 PM
Author: Passionate flatulent really tough guy

I suggest you pay off your mortgage in coins before that can happen. You cannot launder your coins through the bank and have them cut a check to rocket mortgage. If you get foreclosed on, though, you could always just buy another house using your coins.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583638)



Reply Favorite

Date: January 12th, 2026 4:13 PM
Author: mind-boggling gaming laptop

So, my only option is to drive to Rocket Mortgage HQ with a bulldozer full of coins and pay off my mortgage that way? I guess I could try their 800 number. "Hi. I have a strange situation. I can afford to pay my mortgage, but I need to give you a huge stack of quarters. How can I make that happen?" Now that I say that, I'm tempted to call my lender and ask them that outside of the hypo just to see what they say.

Taxes are another potential issue. I remember reading an article about a dude who tried to pay his taxes in cash. They finally let him, but he had to drive to warehouse in some distant city or something crazy like that.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583998)



Reply Favorite

Date: January 12th, 2026 1:02 PM
Author: Nighttime cordovan spot

hire an assistant or middleman who will handle your procurement needs and will accept reimbursement in the form of Sacajawea coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583333)



Reply Favorite

Date: January 12th, 2026 1:26 PM
Author: Passionate flatulent really tough guy

No. The actual vendor must take coins. So you can stay at the Hilton if they'll take your cash, but you can't have some fag put it on their credit card and then pay him in coins.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583425)



Reply Favorite

Date: January 12th, 2026 2:00 PM
Author: mind-boggling gaming laptop

When I was a teenager in the 90's, my friends and I thought it would be funny to pay a $2.50 bus fare using only pennies. The bus driver and everyone on the bus were fucking pissed. I'm not sure I would want to live my life that way.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583624)



Reply Favorite

Date: January 12th, 2026 2:38 PM
Author: Milky Supple Potus

Sign me up

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49583760)



Reply Favorite

Date: March 7th, 2026 12:11 AM
Author: Passionate flatulent really tough guy



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722718)



Reply Favorite

Date: March 7th, 2026 12:26 AM
Author: Red house-broken lodge organic girlfriend

I dont think this is possible realistically. Places would refuse to accept payment in coins over $10

Places get pissed at paying for something with even 10 coins. A lot of people dont even think $1 coins are real

I'd have to resort to being a drifter, living on ~$50 a day

OR

I would launder the coins by paying someone I know in coins beforehand and having them buy things for me after they deposit the coins in the bank

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722742)



Reply Favorite

Date: March 7th, 2026 12:27 AM
Author: Red house-broken lodge organic girlfriend

Private businesses in the US are generally not legally required to accept cash or coins for purchases, according to the Federal Reserve Board. While cash is "legal tender for all debts," this does not mean a store must accept it for every transaction, allowing them to set their own policies.

Key Takeaways regarding Coin Refusal:

Legal Standing: No federal statute mandates that private businesses must accept currency or coins for payments.

Business Policy: Businesses can set their own policies, such as refusing cash, refusing large amounts of coins, or requiring exact change.

Exceptions: Some state or local laws may require businesses to accept cash, but there is no universal federal requirement.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722743)



Reply Favorite

Date: March 7th, 2026 12:29 AM
Author: Red house-broken lodge organic girlfriend

Black guy getting told off and refused for trying to pay with 50,000 pennies at Walmart:

https://www.facebook.com/ItsGoneViralOfficial/videos/cashier-refuses-to-take-payment-in-coins/705828228960364/

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722746)



Reply Favorite

Date: March 7th, 2026 1:13 AM
Author: tan corner sneaky criminal

Unless there's an end date when you can cash out, this doesn't seem feasible logistically. Only possibility would be if the hypo includes you receiving $10M in dollar coins delivered to your garage each year.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722789)



Reply Favorite

Date: March 7th, 2026 2:17 AM
Author: Salmon legend

I worked with a dumb prole cashier who insisted that we were required legally to accept any form of payment including buckets of pennies or nickels. "It's legal tender," he said. "We have to take it!"

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722856)



Reply Favorite

Date: March 7th, 2026 2:28 AM
Author: tan corner sneaky criminal

Did you then ask a summer to prepare a quick research memo on the question?

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722862)



Reply Favorite

Date: March 7th, 2026 6:58 AM
Author: High-end parlour roast beef

Hdy

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722919)



Reply Favorite

Date: March 7th, 2026 1:02 PM
Author: Deep titillating garrison hominid



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723453)



Reply Favorite

Date: March 7th, 2026 7:38 PM
Author: evan39



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49724727)



Reply Favorite

Date: March 7th, 2026 2:24 AM
Author: Mauve forum

yes.

i'd be a modern day John D. Rockfeller. kids would follow me around and i'd throw dollar coins at them, to their delight.

except occasionally i'd murder one of the children.



(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722860)



Reply Favorite

Date: March 7th, 2026 4:59 AM
Author: misunderstood plaza

Live in Las Vegas for a year, the tip capital of the world

Hotels and restaurants would be tripping over themselves to take your business if you tipped them 30% in coins

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722895)



Reply Favorite

Date: March 7th, 2026 8:32 AM
Author: beady-eyed lemon hell

Accepted. I'll use US gold dollars, which weigh around 1.6g and have a melt value of around $250.

(No ex-post revisions to the hypo are allowed.)

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722962)



Reply Favorite

Date: March 7th, 2026 8:55 AM
Author: Heady Frum Address

They're useless to you after you melt them down, as you couldn't pay for anything in gold bars.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722987)



Reply Favorite

Date: March 7th, 2026 10:37 AM
Author: beady-eyed lemon hell

I'm not going to melt them. I'll live a life of barter, where I acquire things via $10M per year (in perpetuity) in gold dollar coins. Those who accept the dollar coins can do with them as they please.

It'll require some changes in life, but I can make it happen for what'll end up being hundreds of millions of dollars.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723134)



Reply Favorite

Date: March 7th, 2026 8:54 AM
Author: Heady Frum Address

This is why the economics of the ancient world sucked. At least they had slaves though.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49722986)



Reply Favorite

Date: March 7th, 2026 9:46 AM
Author: Gay marvelous clown

I'm not even sure if I can pay any of my bills in person

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723037)



Reply Favorite

Date: March 7th, 2026 10:38 AM
Author: beady-eyed lemon hell

You can easily pay your bills through an intermediary who will pay in current legal tender.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723138)



Reply Favorite

Date: March 7th, 2026 10:42 AM
Author: Vivacious medicated home

At some point places would know you and not even count the money (assuming you give a bit of a premium). I imagine walking around with two buff dudes carrying suitcases of Susan B. Anthonys. Seems like a no brainer.

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723142)



Reply Favorite

Date: March 7th, 2026 11:05 AM
Author: Red house-broken lodge organic girlfriend

Sacagaweas now, bigot

If you told your situation to a few merchants and gave them a 10% premium they'd prob be happy to do this. I'd prob have a van full of bags of dollar coins following me everywhere

(http://www.autoadmit.com/thread.php?thread_id=5821062&forum_id=2#49723185)