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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
ebony ape school cafeteria
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
irate cobalt locus hairy legs
  09/22/25
Weird
flushed aromatic office roommate
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Indigo Exciting Voyeur Fanboi
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
ebony ape school cafeteria
  09/22/25
Guessing they are big Israel supporters
seedy citrine athletic conference senate
  09/22/25
...
Harsh Nibblets
  09/22/25
I’m not sure either could even tell you who the curren...
ebony ape school cafeteria
  09/22/25
President Biden is as sharp as a tack
irradiated lake tattoo laser beams
  09/28/25
agree. the side of the tack you push on.
twinkling cuckold
  09/28/25
...
irradiated lake tattoo laser beams
  09/29/25
...
Boyish Trump Supporter
  09/22/25
...
Embarrassed to the bone zombie-like personal credit line
  09/22/25
its a story as old as recent times
mustard gunner pistol
  09/22/25
...
Fuchsia famous landscape painting gas station
  09/22/25
...
Indigo Exciting Voyeur Fanboi
  09/22/25
...
diverse disrespectful box office
  09/22/25
...
Submissive Indian Lodge Immigrant
  09/22/25
...
ebony ape school cafeteria
  09/22/25
...
Boyish Trump Supporter
  09/22/25
...
Khaki Vengeful Parlour Wagecucks
  09/22/25
...
Shivering locale
  09/22/25
...
Embarrassed to the bone zombie-like personal credit line
  09/22/25
...
peach newt
  09/22/25
Sounds very Gen X
Maniacal Razzle-dazzle Genital Piercing
  09/22/25
...
Submissive Indian Lodge Immigrant
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
ebony ape school cafeteria
  09/22/25
Double Big Fed?
Fuchsia famous landscape painting gas station
  09/22/25
Not saying, but yep
ebony ape school cafeteria
  09/22/25
Good for you
Fuchsia famous landscape painting gas station
  09/22/25
Any kids?
Up-to-no-good Exhilarant Forum Pervert
  09/22/25
He’s already graduated from college and doing well on ...
ebony ape school cafeteria
  09/22/25
It probably will work out for him though.
Insanely creepy site
  09/22/25
Sadly yeah
seedy citrine athletic conference senate
  09/22/25
Tell us more about the wife's fake business
Drab area ceo
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
ebony ape school cafeteria
  09/22/25
How can that lose 3k/month?
Fuchsia famous landscape painting gas station
  09/22/25
She's putting way too much scent in them
trip mentally impaired macaca menage
  09/22/25
...
Buff bawdyhouse
  09/22/25
...
Cracking pocket flask lodge
  09/22/25
...
Harsh Nibblets
  09/22/25
...
alcoholic sandwich friendly grandma
  09/22/25
...
Mildly autistic copper love of her life therapy
  09/22/25
...
sooty pea-brained sound barrier community account
  09/22/25
...
big-titted hilarious azn
  09/22/25
...
ebony ape school cafeteria
  09/22/25
...
Boyish Trump Supporter
  09/22/25
...
Razzle Hall Dysfunction
  09/22/25
...
sickened shimmering piazza messiness
  09/22/25
...
Hot church skinny woman
  09/22/25
...
hairless new version stag film
  09/22/25
...
twinkling cuckold
  09/22/25
I think you misspelled "cents."
learning disabled range
  09/22/25
...
ebony ape school cafeteria
  09/22/25
...
Slippery motley point mood
  09/26/25
...
bearded heaven
  09/27/25
...
Bat-shit-crazy chad
  09/28/25
...
Balding dashing knife idiot
  09/29/25
All he has to do to maek it is pay off his house over the ne...
contagious whorehouse marketing idea
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
ebony ape school cafeteria
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
contagious whorehouse marketing idea
  09/22/25
He hates his job and wants to killself daily.
ebony ape school cafeteria
  09/22/25
He should work harder, save more, get that house paid off or...
contagious whorehouse marketing idea
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
mahogany shitlib
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
marvelous fiercely-loyal address
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Odious institution french chef
  09/22/25
Simmer down Shapiro
ebony ape school cafeteria
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Submissive Indian Lodge Immigrant
  09/22/25
You seem to struggle with the idea that someone could build ...
Maniacal Razzle-dazzle Genital Piercing
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Submissive Indian Lodge Immigrant
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Maniacal Razzle-dazzle Genital Piercing
  09/22/25
are you saying I should Sell High?
Submissive Indian Lodge Immigrant
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Submissive Indian Lodge Immigrant
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
contagious whorehouse marketing idea
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Laughsome zippy multi-billionaire tanning salon
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
contagious whorehouse marketing idea
  09/22/25
...
Shivering locale
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Submissive Indian Lodge Immigrant
  09/22/25
Cr. It would be much better if he paid in installments, like...
Passionate ocher state
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Odious institution french chef
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
swashbuckling place of business
  09/22/25
Why would you have several thousand per month in health care...
Submissive Indian Lodge Immigrant
  09/22/25
(dude who has never tried to buy insurance on the individual...
swashbuckling place of business
  09/23/25
...
Slippery motley point mood
  09/26/25
Leave America
mahogany shitlib
  09/28/25
He has social security and a good paying job and will have a...
Passionate ocher state
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Submissive Indian Lodge Immigrant
  09/22/25
Once his kids are out of the house he can just downsize and ...
Passionate ocher state
  09/22/25
The $3000 a month that the "business" is losing ma...
Autistic Private Investor Market
  09/28/25
...
stirring meetinghouse
  09/28/25
He's going to be fine
mustard gunner pistol
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
comical garrison dingle berry
  09/22/25
For the financially retarded putting extra into your house i...
alcoholic sandwich friendly grandma
  09/22/25
This guy gets it
Fuchsia famous landscape painting gas station
  09/22/25
Raymondnomics
Submissive Indian Lodge Immigrant
  09/22/25
...
ebony ape school cafeteria
  09/22/25
...
Harsh Nibblets
  09/22/25
...
Boyish Trump Supporter
  09/22/25
...
learning disabled range
  09/22/25
...
sickened shimmering piazza messiness
  09/22/25
...
Dark beta doctorate
  09/28/25
...
Carmine apoplectic field
  09/22/25
Many such cases
alcoholic sandwich friendly grandma
  09/22/25
This seems to be about the median life outcome ITE
Fuchsia famous landscape painting gas station
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
big-titted hilarious azn
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Fuchsia famous landscape painting gas station
  09/22/25
Is your friend still in high school? My brother, in all h...
ebony ape school cafeteria
  09/22/25
He is early 30s lol
big-titted hilarious azn
  09/22/25
alpha af
claret feces turdskin
  09/22/25
I feel like there are more good stories about your brother, ...
sickened shimmering piazza messiness
  09/22/25
He’s got a “system” for playing slots in V...
ebony ape school cafeteria
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
bearded heaven
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Slippery motley point mood
  09/26/25
who says you can't buy class
mahogany shitlib
  09/28/25
...
Slippery motley point mood
  09/28/25
He's going to need at least two new trucks before he retires...
Wild associate
  09/22/25
...
Fuchsia famous landscape painting gas station
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
bistre mind-boggling dilemma gaping
  09/22/25
There's nothing else a man can reasonably drive
Wild associate
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
heady startled pozpig church building
  09/22/25
...
Boyish Trump Supporter
  09/22/25
...
hairless new version stag film
  09/22/25
...
ebony ape school cafeteria
  09/27/25
...
Crystalline insecure chapel sneaky criminal
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
swashbuckling place of business
  09/23/25
Lol
Electric Property
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
Dark beta doctorate
  09/28/25
what are your heights?
hairless new version stag film
  09/22/25
He’s 6’3 and I’m 6’1
ebony ape school cafeteria
  09/22/25
he has you pwned 4lyfe
hairless new version stag film
  09/22/25
...
alcoholic sandwich friendly grandma
  09/22/25
Harsh, but fair
ebony ape school cafeteria
  09/22/25
What's the big deal as long as they get inheritances.
Odious institution french chef
  09/22/25
If a Boomer senses that their resources are needed by a youn...
sickened shimmering piazza messiness
  09/22/25
...
alcoholic sandwich friendly grandma
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
ebony ape school cafeteria
  09/26/25
...
infuriating judgmental legend temple
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: ebony ape school cafeteria

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: irate cobalt locus hairy legs

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: flushed aromatic office roommate

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Indigo Exciting Voyeur Fanboi

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: ebony ape school cafeteria

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: seedy citrine athletic conference senate

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Harsh Nibblets



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: ebony ape school cafeteria

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: irradiated lake tattoo laser beams

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: twinkling cuckold

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: irradiated lake tattoo laser beams



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Boyish Trump Supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Embarrassed to the bone zombie-like personal credit line



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: mustard gunner pistol

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Fuchsia famous landscape painting gas station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Indigo Exciting Voyeur Fanboi



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: diverse disrespectful box office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Submissive Indian Lodge Immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: ebony ape school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Boyish Trump Supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Khaki Vengeful Parlour Wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Shivering locale



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Embarrassed to the bone zombie-like personal credit line



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: peach newt



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Maniacal Razzle-dazzle Genital Piercing

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Submissive Indian Lodge Immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: ebony ape school cafeteria

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Fuchsia famous landscape painting gas station

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: ebony ape school cafeteria

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Fuchsia famous landscape painting gas station

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Up-to-no-good Exhilarant Forum Pervert

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: ebony ape school cafeteria

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Insanely creepy site

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: seedy citrine athletic conference senate

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Drab area ceo

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: ebony ape school cafeteria

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Fuchsia famous landscape painting gas station

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: trip mentally impaired macaca menage

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Buff bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Cracking pocket flask lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Harsh Nibblets



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: alcoholic sandwich friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Mildly autistic copper love of her life therapy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: sooty pea-brained sound barrier community account



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: big-titted hilarious azn



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: ebony ape school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Boyish Trump Supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Razzle Hall Dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: sickened shimmering piazza messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Hot church skinny woman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: hairless new version stag film



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: twinkling cuckold



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: learning disabled range

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: ebony ape school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Slippery motley point mood



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: bearded heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Bat-shit-crazy chad



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Balding dashing knife idiot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: contagious whorehouse marketing idea

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: ebony ape school cafeteria

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: contagious whorehouse marketing idea

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: ebony ape school cafeteria

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: contagious whorehouse marketing idea

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: mahogany shitlib

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: marvelous fiercely-loyal address

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: Odious institution french chef

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: ebony ape school cafeteria

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Submissive Indian Lodge Immigrant

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Maniacal Razzle-dazzle Genital Piercing

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Submissive Indian Lodge Immigrant

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: Maniacal Razzle-dazzle Genital Piercing

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Submissive Indian Lodge Immigrant

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Submissive Indian Lodge Immigrant

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: contagious whorehouse marketing idea

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Laughsome zippy multi-billionaire tanning salon

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: contagious whorehouse marketing idea

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: Shivering locale



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Submissive Indian Lodge Immigrant

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Passionate ocher state

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: Odious institution french chef

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: swashbuckling place of business

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Submissive Indian Lodge Immigrant

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: swashbuckling place of business

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Slippery motley point mood



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: mahogany shitlib

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Passionate ocher state

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Submissive Indian Lodge Immigrant

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Passionate ocher state

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: Autistic Private Investor Market

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: stirring meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: mustard gunner pistol

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: comical garrison dingle berry

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: alcoholic sandwich friendly grandma

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Fuchsia famous landscape painting gas station

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Submissive Indian Lodge Immigrant

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: ebony ape school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Harsh Nibblets



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Boyish Trump Supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: learning disabled range



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: sickened shimmering piazza messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: Dark beta doctorate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Carmine apoplectic field



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: alcoholic sandwich friendly grandma

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Fuchsia famous landscape painting gas station

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: big-titted hilarious azn

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: Fuchsia famous landscape painting gas station

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: ebony ape school cafeteria

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: big-titted hilarious azn

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: claret feces turdskin

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: sickened shimmering piazza messiness

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: ebony ape school cafeteria

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: bearded heaven

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Slippery motley point mood

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: mahogany shitlib

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Slippery motley point mood



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Wild associate

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Fuchsia famous landscape painting gas station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: bistre mind-boggling dilemma gaping

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Wild associate

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: heady startled pozpig church building

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: Boyish Trump Supporter



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: hairless new version stag film



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: ebony ape school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: Crystalline insecure chapel sneaky criminal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: swashbuckling place of business

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Electric Property

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: Dark beta doctorate

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: hairless new version stag film

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: ebony ape school cafeteria

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: hairless new version stag film

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: alcoholic sandwich friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: ebony ape school cafeteria

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Odious institution french chef

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: sickened shimmering piazza messiness

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: alcoholic sandwich friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: ebony ape school cafeteria

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: infuriating judgmental legend temple



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2Firm#49308752)