I live in Phoenix and bought several years ago so the mortgage was already down to $185k or so and the ETH and some other stuff was around $170k after taxes
I already paid the mortgage down to $70k and am debating paying it down to $15k. Or I could take that $55k and put it in crypto. Tough call honestly. My gut tells me to put it in BTC/ETH but that's a big bet for me. I am not rich. And I still have some other crypto.