the self-FUD in their own FAQ is kind of worrisome, but maybe they're just covering their asses so the SEC doesn't pounce on them for being a security...
The Reserve team disagrees about this. Some of us think it’s going to work, and others are really skeptical. The main co-founder is convinced it will work (big surprise lol). Some others work on Reserve because they like the people and the intellectual challenge, and they really want to make it work if it can.