Are home prices finally going to drop
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Poast new message in this thread
Date: January 24th, 2022 12:19 PM Author: olive kink-friendly boistinker
the way to look at a house, imho, is to view it as locking in a price for the X amount of years. my housing is going to cost X for the duration of my time here. you basically get a second question: can i service this X over that period of time and does the stress of it on money decrease or increase over time.
i don't see prices going down, but only up. that's not bullish. that's terrifying.
(http://www.autoadmit.com/thread.php?thread_id=5015194&forum_id=2#43838264)
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Date: January 24th, 2022 8:23 PM Author: awkward house shitlib
homes are very illiquid. sure in normal good times when you do have a lot of equity you can go through the process and cash out and make money, but it’s a liability until you do
your furnace and roof can go belly up and the market can crash while your in the selling process, leaving you upside down on the property. maybe you even lose your job making it hard or impossible to cover the mortgage
compare with a home you use for rental and all the costs are calculated into the deal. you even have money saved from the rent for contingencies like the roof or furnace, meaning you don’t have to come out of pocket. also , even if the market tanks and you are underwater you still have the tenant to cover all costs so you just ride out the dip and you don’t have to lose or sell the home
(http://www.autoadmit.com/thread.php?thread_id=5015194&forum_id=2#43841357) |
Date: January 24th, 2022 8:26 PM Author: Maize senate messiness
Six months ago you would've said anyone buying in that market was an idiot because it was just a post-COVID mad house.
Those folks got a 20% discount as compared to what you'd pay now...
(http://www.autoadmit.com/thread.php?thread_id=5015194&forum_id=2#43841366) |
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