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XO Poll - Should I Save Up an "Emergency Fund"?

Current checking: $3,718.08 Current saving: $1,909.23
odious dragon
  09/28/22
...
odious dragon
  09/28/22
yes u need 6 mo of expenses in CASH but ur 'expenses' are in...
lemon unhinged degenerate boistinker
  09/28/22
I have $40k in brokerage accounts, $21k in iBonds, plus this...
odious dragon
  09/28/22
how in the FUCK do you need 25k/month?
purple twinkling uncleanness
  09/28/22
No I need that as extra. For tipping the valet and buying th...
odious dragon
  09/28/22
What type of expenses do you possibly have that you need tha...
purple twinkling uncleanness
  09/28/22
Well, you’re supposed to save right? Now I’m ess...
odious dragon
  09/28/22
You are not in dire financial straights. You save more money...
purple twinkling uncleanness
  09/28/22
good to have one in case your lady gets arrested for sex tra...
stirring halford therapy
  09/28/22
I understand you now brother, having visited Des Moines over...
odious dragon
  09/28/22
at least Plano is 25% Asian so they have solid whores
stirring halford therapy
  09/28/22
Yeah, the cities surrounding Des Moines are nicer than Des M...
odious dragon
  09/28/22
u should at least get your wife to do this https://imgur....
stirring halford therapy
  09/28/22
brokerage is your emergency fund.
Violet contagious volcanic crater
  09/28/22
What about your lifestyle makes your necessary expenses so h...
Pink theater keepsake machete
  09/28/22
Here is 30 days of spend brother: http://www.autoadmit.com/...
odious dragon
  09/28/22


Poast new message in this thread



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Date: September 28th, 2022 5:55 AM
Author: odious dragon

Current checking: $3,718.08

Current saving: $1,909.23

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243109)



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Date: September 28th, 2022 6:13 AM
Author: odious dragon



(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243135)



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Date: September 28th, 2022 6:14 AM
Author: lemon unhinged degenerate boistinker

yes u need 6 mo of expenses in CASH but ur 'expenses' are insane.

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243136)



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Date: September 28th, 2022 6:17 AM
Author: odious dragon

I have $40k in brokerage accounts, $21k in iBonds, plus this cash.

Saving up cash is impossible with all of the goddamn expenses each month that I cant get out from under. Basically I need to be earning an extra $25k/mo net to even get a finger hold on this situation.

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243139)



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Date: September 28th, 2022 6:19 AM
Author: purple twinkling uncleanness

how in the FUCK do you need 25k/month?

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243144)



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Date: September 28th, 2022 6:20 AM
Author: odious dragon

No I need that as extra. For tipping the valet and buying the premium brand mueslis at the grocer.

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243148)



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Date: September 28th, 2022 6:21 AM
Author: purple twinkling uncleanness

What type of expenses do you possibly have that you need that much MORE in cash?

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243151)



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Date: September 28th, 2022 6:22 AM
Author: odious dragon

Well, you’re supposed to save right? Now I’m essentially not saving anything.

Well there is some pretax saving to accounts at work but that Is minuscule ($3500/mo).

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243154)



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Date: September 28th, 2022 6:25 AM
Author: purple twinkling uncleanness

You are not in dire financial straights. You save more money a month than I make a month. You will be fine.

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243158)



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Date: September 28th, 2022 6:15 AM
Author: stirring halford therapy

good to have one in case your lady gets arrested for sex trafficking

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243137)



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Date: September 28th, 2022 6:18 AM
Author: odious dragon

I understand you now brother, having visited Des Moines over the weekend, what a terrible place. Your vice is just a coping mechanism.

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243142)



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Date: September 28th, 2022 9:13 AM
Author: stirring halford therapy

at least Plano is 25% Asian so they have solid whores

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243411)



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Date: September 28th, 2022 9:14 AM
Author: odious dragon

Yeah, the cities surrounding Des Moines are nicer than Des Moines proper.

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243415)



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Date: September 28th, 2022 9:16 AM
Author: stirring halford therapy

u should at least get your wife to do this

https://imgur.com/a/0JBRfML

will really grip the pussy

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243429)



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Date: September 28th, 2022 7:54 AM
Author: Violet contagious volcanic crater

brokerage is your emergency fund.

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243221)



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Date: September 28th, 2022 9:14 AM
Author: Pink theater keepsake machete

What about your lifestyle makes your necessary expenses so high? Out your budget.

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243418)



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Date: September 28th, 2022 9:16 AM
Author: odious dragon

Here is 30 days of spend brother:

http://www.autoadmit.com/thread.php?thread_id=5195980&forum_id=2#45202391

(http://www.autoadmit.com/thread.php?thread_id=5201013&forum_id=2#45243430)