The most prestigious law school admissions discussion board in the world.
|
 |
 
|
At what net worth, # of kids can you start to think about SFH in a nice town?
Poast new message in this thread
Date: December 7th, 2022 7:06 AM Author: Mahogany Crackhouse Volcanic Crater My town is bad and my house is bad and I can’t stand it. At what income/net worth can I afford to move my family to the better town where they have sidewalks and kids know how to ride bikes (because it is safe to do so) and some of the older children walk to school? (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597834) |
Date: December 7th, 2022 7:11 AM Author: filthy lascivious casino rigor You have a post a brief financial profile if you want a serious answer
|
|
Date: December 7th, 2022 7:20 AM Author: mustard wagecucks toaster What's the point of this charade?
You're a millionaire and have HHI of like $400k. Just go get a nicer house in a nicer town if that's what you want.
Your schtick is really dumb. |
 |
Date: December 7th, 2022 7:31 AM Author: filthy lascivious casino rigor I forget where he lives but to be fair if he’s in (for instance) LA, he’s talking 4m min for a respectable house in a respectable neighborhood. That’s hard at his income and savings.
Most likely he needs to move somewhere else. |
|
Date: December 7th, 2022 8:44 AM Author: Histrionic ocher indirect expression newt He’s in a place like Texas and he is very rich running silly flame (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597954) |
|
Date: December 7th, 2022 8:50 AM Author: mustard wagecucks toaster what's the point of the flame/schtick? it's not funny or entertaining or provocative. he elicits genuine and earnest advice from well-meaning posters under false pretenses. to what end? seems like OP is just a shitty person. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597968) |
|
Date: December 7th, 2022 10:01 AM Author: Avocado Station Lettuce (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598195) |
|
Date: December 7th, 2022 10:09 AM Author: Boyish rose school cafeteria He gets a lot of responses. That's it. This is roughly the 687th time he's made this same dumb thread, it still draws heat (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598239) |
|
Date: December 9th, 2022 2:26 AM Author: Motley Blood Rage "what's the point of the flame/schtick?"
Annoyance, I think. |
|
Date: December 9th, 2022 8:28 AM Author: mustard wagecucks toaster right, but usually a good flame seeks to annoy a contingent of annoying people like, e.g. shitlibs. here OP is targeting nice people who are offering earnest and helpful advice.
it's the xo equivalent of a criminal pretending his car is broken down and preying on the kind person who stops to help him. |
|
Date: December 9th, 2022 9:55 AM Author: Mahogany Crackhouse Volcanic Crater That is so ridiculous. None of this is flame. What is flame is you earnestly claiming that it's so easy to maek it in America with $1 million. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45608190) |
|
Date: December 9th, 2022 11:44 AM Author: mustard wagecucks toaster You have HHI of somewhere around $400k and assets >$1M. Your position is that you can't afford a house that costs $800k - $1M.
Fuck off and die. |
|
Date: December 9th, 2022 11:50 AM Author: sickened garrison really tough guy Yea man fuck this guy. I have a HHI of 400k in the most expensive market in the country and my life is fine with a 1.5 million house. He lives in the middle of nowhere and can live like a king on that income. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45608746) |
|
Date: December 9th, 2022 12:20 PM Author: mustard wagecucks toaster thank you. he's just a drama queen. for whatever reason he gets a kick out of playing this woe is me overwhelmed dad/husband online and the attention he gets. it's really sad and sick stuff TBH. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45608882) |
|
Date: December 7th, 2022 7:32 AM Author: Mahogany Crackhouse Volcanic Crater This isn’t a schtick brother. It’s IRL anxiety. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597876) |
|
Date: December 7th, 2022 8:40 AM Author: mustard wagecucks toaster Without disclosing your location, how much would a 4 bedroom 2,500 square foot house in a decent nearby town cost? (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597946) |
|
Date: December 7th, 2022 10:00 AM Author: Mahogany Crackhouse Volcanic Crater $800k-$1m (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598188) |
|
Date: December 7th, 2022 10:03 AM Author: cocky amethyst dilemma Cheap AF. Just go buy. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598210) |
|
Date: December 7th, 2022 10:12 AM Author: mustard wagecucks toaster Yeah, you are just a shitty person and this is all flame.
You can easily buy a house in that price range given your income and assets.
If it's not flame, then you don't actually care about your kids. |
|
Date: December 7th, 2022 10:21 AM Author: Learning disabled mexican boistinker (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598329) |
|
Date: December 7th, 2022 7:30 AM Author: Mauve faggotry hall I thought fancier places usually didn't have sidewalks (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597872) |
|
Date: December 7th, 2022 10:03 AM Author: cocky amethyst dilemma This. Sidewalks are for prole new developments. All the ice suburbs have no sidewalks. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598212) |
|
Date: December 8th, 2022 4:14 PM Author: Orchid Massive Pit Ratface (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45605159) |
|
Date: December 8th, 2022 4:21 PM Author: Mahogany Crackhouse Volcanic Crater For a parent mo I like sidewalks because it gives the kids a defined place to ride their bikes or whatever. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45605184) |
|
Date: December 7th, 2022 7:32 AM Author: excitant buck-toothed orchestra pit background story at least $200 million (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597875) |
|
Date: December 7th, 2022 7:33 AM Author: Mahogany Crackhouse Volcanic Crater ! I just want to live in a home with fewer rats and roaches. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597878) |
|
Date: December 7th, 2022 7:36 AM Author: filthy lascivious casino rigor Either stop doing law and do something that can build wealth, or go back and time and be born into a nice family. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597881) |
|
Date: December 7th, 2022 7:57 AM Author: Mahogany Crackhouse Volcanic Crater It’s amazing to me how important family wealth is to just getting started. You could have two equally educated and smart and ambitious people, but just simple things like, having college and professional school taken care of and knowing that if you fail your parents will reluctantly backstop you can make a huge difference and steer you toward better housing and a more lucrative career track. Not having that support or a backstop means you burn out on your own anxiety and fear of failure by the time you’re 40 and then you’re just a wreck of a man as you finally start to have something. |
|
Date: December 7th, 2022 8:43 AM Author: mustard wagecucks toaster I get the fantasy of coming out of law school debt free and with a safety net that allows you to take risks without fear of failure but i think it's a pretty small percentage of people who have this. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597952) |
|
Date: December 7th, 2022 9:03 AM Author: filthy lascivious casino rigor Take an American family.
Let it exist for 3 generations. (1950 to 2020)
No one in the family takes drugs or gets divorced or has an out of wedlock kid.
Medium-level financial acumen (i.e. Vanguard)
Boom: there’s a $10MM family.
The above facts are uniquely true in US, not true in UK, France, etc |
|
Date: December 7th, 2022 10:54 AM Author: Mahogany Crackhouse Volcanic Crater I think this is right, but a couple wrong moves throws everything off. In my family, my parents were both from poor and fucked up homes. My mom’s dad died when she was 2 in an accident. As a result, my grandmother was forced to sell the parcel of land (~500 acres) that they had bought to subdivide and develop in an Eastern state. Her next husband was probably a good match for her, but never earned too much and was conservative and was the opposite of entrepreneurial. This lead to my mother being a little weird. She’s had multiple divorces and now lives alone and thinks she’s entitled to an expensive retirement. My father left when I was about 4, and he’s had a number of marriages himself. His parents’ died well after he had left so I have no idea what was left to him. Also, I have no idea what he may leave to me, but possibly something, as I and my children are his only surviving issue. This has had a profound impact on me and my family today, as I feel like I am literally building from the ground up, with no surviving family or base. I don’t even feel that close to my first cousins as the ones that I have live far away and have their own families and such and the ones on my dad’s side I couldn’t even begin to name or picture. They are simply lost to time. There must be 10 or more though. With schooling, my wife and I have paid what was owed off of our own, so that’s a start. But I had to use a lot of debt to get through and my wife had to borrow a bit. She spent her first year working at home and putting her money aside before getting her first apartment. I did similar, except I borrowed way more and was living by myself from 19 on. Loans from law school were finished by 28 or 29. If I had been able to funnel my 20s earnings toward a home down payment or had help with a house, or even if I had just had help getting my first car (this is surprisingly difficult when you come from nothing), I would be way better off today. I don’t think it takes a ton to help set your kids up financially, and I think just being stable yourself goes 90% of the way. If you’re financially stable and the kids take loans, but they know that if there’s a disaster—like they become disabled or something—they will have a place to go. I think that helps.
|
|
Date: December 7th, 2022 9:21 AM Author: Passionate balding area i got 20k from my dad in the late 90's to buy a 90k condo and that's the extent of family wealth contributing to where i'm at today. they didn't pay for my ttt college (great school, just not on usnwr metrics) or my ttt law school because i chose scholarships over prestige. where you're at today is a product of your own decision making, not whether mom and dad paved your way.
what they did do, which any reasonable parent should do, was send me to an urban catholic grade school (despite having moved to the suburbs) where i was properly educated and learned to think critically. despite all my classmates being from solid blue (tradesman) and very marginally white collar jobs (paramedics, nurses) every single kid who was in my academic section in 8th grade is now successful:
- radiologist - orthopedic (known well enough the paper goes to him for pro sports injury commentary) - t14 lawyer - 2 pharmacists (bro and sis) - me
even the ones who weren't in the advanced section all have made something of themselves, either having continued in the trades, become fireman, etc. and seem to have decent homes, families, etc. values / stable homes >>> family wealth, the latter of which often produces fucked up kids, imo.
|
|
Date: December 7th, 2022 10:01 AM Author: Green Godawful Hunting Ground Degenerate i'm in the same boat except ime catholic schools push kids towards mediocrity/not being a fuckup vs. overachieving.
top 5 in my class did the following:
IB analyst -> M7 -> MBB. still there as far as I know.
gay. inner city public school teacher / probably a groomer
full ride at catholic TTT. now a physicians assistant, married with 3 kids and lives a few houses down from my parents.
stem phd nerd. does some research stuff at Duke last time I checked.
D1 football. went to TTT law school for some reason and now works in shitlaw.
Outside of that I know of 1 biglaw, a few ex-athlete sales bros who are pretty high up by now, and one chick who's a doctor. not much else to write home about. don't know of a single divorced person. |
|
Date: December 7th, 2022 10:13 AM Author: mustard wagecucks toaster "All they did was give me a 20% downpayment for a property that quadrupled in value." (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598272) |
|
Date: December 7th, 2022 10:41 AM Author: Green Godawful Hunting Ground Degenerate cr. basically that's how you end up in a better spot than your peers by the time you reach 30 (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598446) |
|
Date: December 7th, 2022 10:53 AM Author: Passionate balding area yep, 20% down ($18k, which i didn't need) after not asking a dime from them for 4yrs of undergrad. i only took it because they were helping my older sister out and it was a bad look that she had been drawing off them and i never did. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598495) |
|
Date: December 7th, 2022 10:17 AM Author: Boyish rose school cafeteria My parents sent me to a shitty rural public school. Only option for 20+ miles. But my mother inspected my homework and tests fully through junior high and if I fucked up even a little she told my father, who threatened to kick my ass. "Just fucking try me, boy. See if I'm kidding you." Work habits, decent values, and scholarships followed. That's all it takes. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598300) |
|
Date: December 7th, 2022 10:55 AM Author: Passionate balding area can relate. lol @ ever having a 'sick day', which looking back it's insane i went to school with fevers. waiting for quarterly report cards, that had to be parent signed and returned, was stomach turning.
in contrast, my kid is in 4th and has never had a report card with grades. just paragraph long narratives, ljl @ this bullshit |
|
Date: December 8th, 2022 2:01 PM Author: Boyish rose school cafeteria We had shop class in junior high. 7th grade was wood shop. Halfway thru the quarter I had a notice sent home that I was failing fucking wood shop. (I hadn't turned in 1 of the 2 projects so far. Just lazy about it).
My father made me quit the football team. I loved football. He loved football. He told me I didn't deserve to play. Even when I made up the work he wouldn't let me go back out for the team that year. "Remember this next year when you feel like slacking off. Here's a list of chores." |
|
Date: December 8th, 2022 4:16 PM Author: Orchid Massive Pit Ratface 180. Failing wood shop is like wiping your ass with the American flag while Mr. Rogers sings the national anthem. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45605168) |
|
Date: December 9th, 2022 11:07 AM Author: Boyish rose school cafeteria I broke my tankard on the lathe bro have a heart.
It's also 180 Americana to smash some fool from the next town over in a junior high football game and I was denied that. |
|
Date: December 9th, 2022 2:29 AM Author: Motley Blood Rage I was HS valedictorian and have picked a date for blowing a hole in my skull. Sometimes shit doesn't work out. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45607540) |
|
Date: December 7th, 2022 8:26 AM Author: Learning disabled mexican boistinker 500k. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597927) |
|
Date: December 7th, 2022 8:51 AM Author: curious candlestick maker location it's a banana Michael, what could it cost (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45597969) |
|
Date: December 7th, 2022 10:24 AM Author: slate point You make +400K/yr & your NW is >$1MM . You have four kids and a wife that shops @ Louis Vuitton. Stop this charade of being poor/destitute. It's offensive to actual poor people. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598349) |
|
Date: December 7th, 2022 11:20 AM Author: Learning disabled mexican boistinker (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45598615) |
|
Date: December 8th, 2022 2:02 PM Author: bearded scourge upon the earth resort (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45604406) |
|
Date: December 8th, 2022 2:03 PM Author: curious candlestick maker location (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45604410) |
|
Date: December 8th, 2022 2:25 PM Author: citrine genital piercing tanning salon (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45604503) |
|
Date: December 8th, 2022 4:00 PM Author: Mahogany Crackhouse Volcanic Crater I do not make $400k per annum (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45605091) |
|
Date: December 9th, 2022 12:21 PM Author: Thirsty seedy puppy coffee pot Right. You make more than that. Stop droning on absurdly about being poor. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45608889) |
|
Date: December 8th, 2022 10:49 PM Author: snowy travel guidebook goal in life cr dont be offensive on xo (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45606866) |
|
Date: December 12th, 2022 3:31 PM Author: floppy den main people (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45622134) |
|
Date: December 8th, 2022 4:23 PM Author: metal community account Your kids are fucked with NO chance iofa decent life imeo (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45605196) |
|
Date: December 8th, 2022 4:27 PM Author: Mahogany Crackhouse Volcanic Crater Expound. How much bread do I need to be bringing home to provide a decent upbringing for my four children? (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45605211) |
|
Date: December 9th, 2022 2:51 AM Author: Hairless site mad cow disease He means they have an obese father who trolls on a law school forum (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45607551) |
|
Date: December 8th, 2022 4:29 PM Author: Exhilarant Menage Filthpig Without parental help, you need like $600k/year for a not-terrible house in the UMC NYC suburbs. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45605215) |
|
Date: December 8th, 2022 5:13 PM Author: Mahogany Crackhouse Volcanic Crater It is sad because that is way more than I make. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45605418) |
|
Date: December 9th, 2022 1:49 AM Author: Histrionic ocher indirect expression newt Yeah but aren’t you in a place like Texas with cheap homes? (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45607506) |
|
Date: December 8th, 2022 10:48 PM Author: mustard wagecucks toaster Lol @ this ridiculous flame. Stop enabling OP. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45606861) |
|
Date: December 9th, 2022 4:13 PM Author: Exhilarant Menage Filthpig What did I say that was untrue? I specified nice home in UMC suburb. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45610114) |
|
Date: December 11th, 2022 5:25 PM Author: Exhilarant Menage Filthpig (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45618175) |
|
Date: December 11th, 2022 5:30 PM Author: Mahogany Crackhouse Volcanic Crater Yeah bro I’ll never make that much. Looks like I’ll never be able to move my family out of this hovel, and in fact, I should be thankful just to have a hovel with only 12.5 years of payments left. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45618195) |
|
Date: December 11th, 2022 6:27 PM Author: Exhilarant Menage Filthpig got me beat (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45618342) |
|
Date: December 12th, 2022 12:35 PM Author: mustard wagecucks toaster OP himself said a suitable home in a nearby suburb would cost $800k - $1M. He's also got a 7 figure net worth and has HHI of something like $400k.
In what world can he not afford an $800k house? |
|
Date: December 12th, 2022 2:55 PM Author: Mahogany Crackhouse Volcanic Crater Interesting how you would credit that statement but ignore every other statement. Really impressive display of reading comprehension. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45621960) |
|
Date: December 12th, 2022 3:29 PM Author: mustard wagecucks toaster What did I say that was untrue? What important facts did I overlook in my analysis?
|
|
Date: December 12th, 2022 7:40 PM Author: mustard wagecucks toaster (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45623375) |
|
Date: December 13th, 2022 11:21 AM Author: mustard wagecucks toaster (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45626335) |
|
Date: December 9th, 2022 2:25 AM Author: Motley Blood Rage A number bigger than I will ever have. (http://www.autoadmit.com/thread.php?thread_id=5248823&forum_id=2#45607536) |