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Lets check in on recent Austin, TX homebuyers (link)
| fragrant carmine laser beams | 04/02/24 |
| trip roommate | 04/02/24 |
| Naked electric furnace | 04/02/24 |
| Passionate Embarrassed To The Bone Volcanic Crater Sanctuary | 04/02/24 |
| trip roommate | 04/02/24 |
| Coiffed corner | 04/03/24 |
| trip roommate | 04/02/24 |
| fragrant carmine laser beams | 04/02/24 |
| Swashbuckling abnormal temple | 04/02/24 |
| trip roommate | 04/02/24 |
| Emerald lodge | 04/02/24 |
| fighting affirmative action library | 04/03/24 |
Poast new message in this thread
Date: April 2nd, 2024 10:37 PM Author: fragrant carmine laser beams https://twitter.com/GayBearRes/status/1775227464534446327 (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550170) |
Date: April 2nd, 2024 10:48 PM Author: trip roommate Seems like this happens to a lot of folks. SFHs used as a primary residence are never an investment and you should never believe anyone who tells you otherwise. You should also expect to pay at least 15-20% more than what’s on your disclosure statement (those may be right for closing but not for your payments going forward). Lol at pulling from retirement accounts to make a down payment. That’s just retarded. |
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Date: April 2nd, 2024 11:01 PM Author: Naked electric furnace It only happens in this market to absolute morons like you.
Housing costs have increased bigly since 2022. This idea that there are normal people who were duped into a horrific deal of homeownership recently is pure idiocy.
I don't know what to make of the OP. Why are they allegedly paying 3x as much for a worse house? Why are they spending $5,500 a month on a mortgage if they can't afford it? Why didn't they fucking google the homestead exemption rules for there area?
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Date: April 2nd, 2024 11:04 PM Author: Passionate Embarrassed To The Bone Volcanic Crater Sanctuary Well, he’s a redditor so… (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550245) |
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Date: April 2nd, 2024 11:35 PM Author: trip roommate Wtf are you accusing me of! (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550325) |
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Date: April 3rd, 2024 12:19 AM Author: Coiffed corner (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550447) |
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Date: April 2nd, 2024 11:35 PM Author: trip roommate It’s even worse because the TexLeg passed property tax reform which increased the size of the homestead exemption. And yes, the first year, they do taxes off of the prior owner. Or if this is a new build, that could be the issue. Exemption will be in place going forward. Another issue is probably the goddamn escrow account they have with their mortgage. These escrow accounts follow regulations for escrow accounts, but that shit is retarded in Texas because property taxes tend to jump up wildly, insurance jumps up wildly, you may get random tax reform, etc. the regulations governing escrow accounts assume that these extra costs (in Texas Insurance and Taxes is usually 50%-75% of what a homeowner pays each month), it just doesn’t make sense. People don’t realize what a shitty deal single family homes are, but they are the number 1 drain of middle class wealth in America today. Homes have become the new cars. First time home buyer? More like first time butt slut slave. |
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Date: April 2nd, 2024 11:44 PM Author: fragrant carmine laser beams TBF, when I bought once my realtor told me about homestead and I just took her word for it. she was accurate and everything turned out fine though. (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550351) |
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Date: April 2nd, 2024 11:37 PM Author: Swashbuckling abnormal temple "Let me introduce you to my lender friend, my friend." (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550329) |
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Date: April 2nd, 2024 11:39 PM Author: trip roommate I can just see my Egyptian realtor bro rubbing his hands together as he explained this to me. We make a very good deal for you, my friend. (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550332) |
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Date: April 2nd, 2024 11:42 PM Author: Emerald lodge Should have bought WIF instead of "a house." (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550342) |
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Date: April 3rd, 2024 12:23 AM Author: fighting affirmative action library dude sounds retard…if you can’t absorb a one year tax increase you can’t afford the house. He also complains about construction in his neighborhood lol (http://www.autoadmit.com/thread.php?thread_id=5512752&forum_id=2#47550462) |