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What happens in 30/40 year when almost one one has any retirement?

Seems you have to reach a fairly substantial level of succes...
magenta glittery cumskin range
  04/03/24
how disconnected from reality do you have to be to think tha...
Hilarious dysfunction
  04/03/24
Who cares?
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Did you ever consider that maybe the people who need help fr...
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  04/03/24
AI will provide everything we need
underhanded sinister library
  04/03/24
"I Still Unload": This Man Is a "Nullo" ...
Galvanic Nursing Home
  04/03/24
Invest in assisted suicide tech now
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...
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It's already happening now. The government will revoke entit...
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In this context, "the irresponsible" seems to be t...
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Even socialist European countries are increasing the retirem...
Aggressive Step-uncle's House
  04/03/24
Realistically, there's no reason that number shouldn't be we...
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How can this be remotely close to the truth? I would surmise...
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Middle class household saving 5-10k per month tp
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u can say goy here
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I don't think most people who have HHI of less than 200k wou...
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What is the average HHI for middle class household these day...
Lascivious Electric Furnace
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From yahoo-fraud-scan money.com, Dec. 2023: Lower cla...
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Lmfao
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Is that for Appalachia only or something? no way $150,000 a ...
Passionate disrespectful house alpha
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The person who wrote it makes $28,007
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  04/03/24
And is a redditor
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🤪
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This has been the case for decades but retirees report high ...
Self-centered Indian Lodge
  04/03/24
fantastic.
magenta glittery cumskin range
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It's a couple years old and it's the aei but I think the fac...
Self-centered Indian Lodge
  04/03/24
Well, hot dog! If the boomers are happy, I guess all is well...
magenta glittery cumskin range
  04/03/24
in a world where the majority of retirees own their homes ou...
fantasy-prone massive cuckoldry school
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Fair criticism. I didn't really read the thread, was thinkin...
Self-centered Indian Lodge
  04/06/24
do you think retired people right now have resources?
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There’s no point for the younger generations to even w...
Sienna Mediation
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you are so right. we should all killself. please start the w...
lake 180 pisswyrm stage
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No, they're gonna Live Free actually.
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soylent green is people!!!!
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nobody had shit saved for retirement in like 1990 and it was...
jet-lagged heady rehab
  04/03/24
They had social security waiting for them though. Cons want ...
underhanded sinister library
  04/03/24
The boomerocracy will vote them in. They’ll cut benefi...
jet-lagged heady rehab
  04/03/24
conshits have been saying for 30+ years that SS is going to ...
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  04/03/24
In the event of a fed. gov. collapse, SS should be about the...
magenta glittery cumskin range
  04/03/24
Bush, Romney, et al. made it pretty clear that were going to...
magenta glittery cumskin range
  04/03/24
CNBC claims younger gen is abt to get a HOARD of furkin boom...
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It won’t move the needle at all in terms of savings. Y...
jet-lagged heady rehab
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There are millions and millions of homeowners who owe little...
Self-centered Indian Lodge
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maybe but these boomers take out home equity loans to BOOM o...
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inshallah
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That equity is only worth anything if someone is willing to ...
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Moar and moar amerikkkan trash that isnt scared of the world...
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Massive social unrest when responsible people can no longer ...
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Lol
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...
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Ok, ok. That's a reasonable answer.
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...
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proles no longer own homes.
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then they can go live off social security in the third world
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boomers are all going to die eventually. you think those hou...
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die in place
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slave camps in Gaza/North Africa (which by then is all consi...
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people will work until they collapse. at least you chose a j...
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Tbh people did that for most of history (albeit while owning...
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good point. white collar workers will finish their days in a...
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I've got about $500,000 saved up. I plan just to go part tim...
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This idea that people should just quit working when they're ...
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lol. Nothing is gonna be “just fine” about where...
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...
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That sounds great, but if you work at any large corp you'll ...
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That's true but you're not supposed to be an office drone f...
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those the sort of jobs that libs seek to destroy through gen...
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So after spending a career striving you're not supposed to e...
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You should be able to work 20 hours a week as a lolyer until...
Passionate disrespectful house alpha
  04/06/24
Some will have student loans into their 70s but won't pay th...
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As mentioned above, AI will provide. It will give us manna a...
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moloch.ai
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In the name of Father Ayn Rand, The Holy a16z, and the Free ...
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Why do you think we're waiving in brown people like a third ...
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They will have looted 401ks and IRAs by then
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saving for retirement is a meme for anyone under 32. At the ...
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Whatever happens in those soviet and othe poor countries. I ...
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It'll be dogs and cats, living together -- mass hysteria!
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Lawyers are the scum of the universe.
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How can this be remotely close to the truth? I would surmise...
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wtf is going on has this entire board been replaced with...
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Not a bad investment. Pineapples were priced at $0.77/unit p...
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🤤
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how can u on one hand be such a goy whining non stop abt how...
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  04/05/24


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Reply Favorite

Date: April 3rd, 2024 11:26 AM
Author: magenta glittery cumskin range

Seems you have to reach a fairly substantial level of success to save anything for retirement. In a family practice I see all my clients finances, and the good ones have maybe 200k in retirement accounts. Without any growth, that's maybe 3 years of living expenses.

How is this going to work?

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551352)



Reply Favorite

Date: April 3rd, 2024 11:46 AM
Author: Hilarious dysfunction

how disconnected from reality do you have to be to think that your average retiree spends nearly 70K/yr when your average person doesn't even earn 70K/yr while they're making house, car, and childcare+education payments

200K is closer to 10 than 3

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551445)



Reply Favorite

Date: April 3rd, 2024 2:46 PM
Author: spectacular lodge antidepressant drug

Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552201)



Reply Favorite

Date: April 3rd, 2024 4:37 PM
Author: Histrionic walnut ceo

Did you ever consider that maybe the people who need help from "a family practice" aren't the best at making financial or life decisions?

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(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552552)



Reply Favorite

Date: April 3rd, 2024 11:27 AM
Author: underhanded sinister library

AI will provide everything we need

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551359)



Reply Favorite

Date: April 3rd, 2024 12:25 PM
Author: Galvanic Nursing Home

"I Still Unload": This Man Is a "Nullo" Who Removed His Penis and Balls

559.91K

Simon Davis

10/16/14 11:10AM

Filed to: INTERVIEWS

In 1994, a South Florida man who goes by the name Gelding was surgically castrated. In 2011, he had his penis removed as well. He's a "nullo": A cisgender man who removes his external genitalia completely as a form of body modification, and he recently agreed to answer our questions—from "why?" to "what do balls taste like?"

Gelding is a nudist and describes himself as a submissive bear. Apart from his desire to use a pseudonym, he let it all hang out (so to speak) when I reached out to him and graciously answered every question I had.

Is nullo your preferred term to describe yourself and others like you who are castrated and have removed their penis?

Yes, the reason that we use that it is not transgender. It's simply nullification of what you've got. A friend of mine Mack in San Francisco likes to use the term "mascunull", because I remain as masculine as they come with fur and so forth. But I no longer have the parts.

What are some misconceptions people have about nullos?

A few men don't know their own physiology to the point where they think if they lose their balls they can't come any more. And that's false. If you look at the physiology you see that the fluids are made by the seminal vesicles and the prostate. Very little of the fluid and the content is produced in the testes. I still unload.

But the active ingredient for impregnating someone isn't there.

Right.

Do you get a lot of people who think you're trying to become a woman?

Absolutely. And it's mostly the medical profession who sees the sexes as either male or female. And anyone who wants to alter any part of that is in some way suffering from gender dysphoria. They don't like themselves for some reason and they want to change gender. And that's absolutely false.

It's not a dysphoria. I see it in the positive way of working toward something, rather than away from something. Many of the guys instead of putting a negative feel on it see it as a positive. Being castrated is a positive to them. Rather than removing something that they dislike, they are moving in the direction that they want. I went through a long set of psychological evaluation sessions with a psychologist here in town, because that was necessary in order to have the penis removed.

You've previously discussed your 1994 castration. However, I didn't find anything on your penis removal in 2011. Can you talk about that?

I knew I was uncomfortable in having frankly large male parts. I would quite often sit on my own balls because they were loose unless I wore something tight and held them in I would sit on them and squash them. That got me into trouble playing soccer in college when they forced us to wear these hard plastic cups. What happened was I fell on a guy's upright knee with the weight of another player behind me, so two of us fell on the knee. The knee happened to hit the middle of the plastic cup and imploded and tore me up. I was severely injured.

The doctor saved everything but over a period of time the nerves gave me some problems and I had aches in my testicles all the time. When I was in the military service they tried doing a varicose vein removal but that didn't help, it just made matters worse. They thought I was suffering from varicose veins. So after leaving the service I had them removed. And that removed that little problem but I still had the nerve sensations in the penis which woke me up at night. So I could get erect, but it was painful.

So I talked with my urologist and he said the only treatment for that was to make it numb, which is very dangerous because if you make something like that numb then you don't know if it's infected for some reason. Or remove it, but to do that he needs to cover his ass and asked for a psychological evaluation. And my own doctor is a professor at Nova Southeastern University here in. She is the most brilliant doctor I've ever met. So, I asked her about this problem and she was very forthright and said "well, we'll have to treat you". She didn't consider it something that was wrong with me, she said "we have to investigate." I went to see a psychiatrist and he spent a good 90 minutes with me and said "yes, I have just the person that can work with you." So the psychologist did a battery of personality tests and said "you're perfectly fine, your only problem is that you've got these physical problems which work on your nerves." And I said "yeah." And he said "it also works with your personality" because I'm a gay submissive and I always have been and it wasn't working right. So in order to to fix it I worked toward a goal of having things removed. And that was it. I'm working in a positive way to solve my own personal problem.

But was castration something you were contemplating prior to the injury?

Yes. For whatever reason I was always embarrassed by the size of what I had. It didn't fit my personality.

Do you remember when you the fantasy to remove your testicles first occurred?

I had a baby face in high school, there was one of these bullies and he said "you have a man's equipment but you're still a boy" and he squeezed my balls in the shower. He was on the football team, I was on the soccer team showering together and he said "you shouldn't have such big equipment" so he squeezed my balls and at that point it was just a fantasy for me. So how about getting rid of them for some reason?

When did it go from fantasy to aspiration?

It became a fetish thing where I would do sort of more self destructive things with them like putting rubber bands around them and needles through the balls and whatnot. It's a progression which a lot of guys go through. It's something that works on them and they say "Well, how about if we just have them off? Then I won't be bothered by this constant urge to hurt them". And this is where a psychologist gets into the dysphoria. It's very difficult to distinguish whether it's a dislike for something or instead you're working towards something else. I always thought when I was on the beach—I was also on the swim team—and we had Speedos, it was difficult to pack everything in frankly. I would be embarrassed and everybody was looking and here I am and I've got the biggest package and I'm not the biggest guy and I got a whole lot of looks from everybody.

I had a big dick, it got damaged and I was a bottom. I didn't want to use it, I got pushed into using it, I had to take all sorts of medications and was tired of being somebody else's tool.

Broadly speaking, how can someone know that being a nullo is something they actually want to go through with as opposed to something they fantasize about?

That's something really for a psychologist to answer, but in talking to all the guys that I've been talking with, they try to come up with all sorts of different rationalizations to justify it. In my case, my medical situation really didn't justify it because I was just uncomfortable with what I had. It wasn't medically necessary. But I felt that I would be much more comfortable having the issues of having the sensation but not being able to use it well. It was something like a guy having a useless appendage and it's something he has to carry around, and it becomes baggage after a while.

If someone starts/botches the process on their own, what would you recommend they do? Should people use a cover story to avoid getting in trouble?

No. Go to the emergency room. Today, they have been exposed to a lot more of the literature out there than they were 20 years ago. They're not going to be institutionalized. I mean years ago they used to institutionalize guys that were gay.

How would you say the breakdown is between gay and straight men for nullos?

I would have to say it's mostly gays. I don't know of a straight guy who became a nullo.

You had said in a previous interview that for castrations it's about a two to one for gay to straight men that decide to do it.

I've heard of a couple of straight guys who decided that they were making too many babies so they had their balls off so they could take testosterone and continue. I know quite a few bodybuilders both gay and straight whose testes have shrunk because of the steroids they are taking which are bad for their health. So they got castrated and now they're on medically injected testosterone which is good for them. It's not as harmful as oral steroids are or some of the other shit that they're pumping into themselves.

How would you recommend people do their penectomy and castration?

In the last couple of years, my friend Mack from San Francisco ran into Dr. Crane from Brownstein & Crane and he met him, and I don't know how the two of them had the discussion, and then I had a phone interview with Dr. Crane and I explained my situation with him and now Dr. Crane is no longer doing just transgender type of procedures but [also] genital modifications.

So in a way, you educated him.

The protocol that the doctors use for transgender people is called the Harry Benjamin protocol. So for example Dr. Reed in Miami, before you go to his clinic you have to take female hormones for six months and show some development of breasts and whatnot, some feminine characteristics before he will deal with you. And why do that when you simply want to get the genitals removed?

If anything, wouldn't additional testosterone be what you'd need after castration?

Men who get castrated, they do get depressed if they don't start fairly right away on testosterone. Because the falling hormone causes hot flashes first of all, and then the loss of libido. You lose all interest in sex and everything else.

Are there any changes that occur to the body as a result?

Body changes are minimal really. If you lose your balls, you won't lose all your hair.

What about voice? Is that a myth?

Voice doesn't change, no. The larynx is a hard tissue, and the voice box and everything else is a hard tissue. But the timbre of your voice is a factor of the larynx. I sang in the college choir, I know about these things.

One thing I noticed while reading testimonials is that many people seem to try their hand at castration and penectomy but then go to the doctor only if it goes wrong. How much of this would you say is due to the medical profession's reluctance to remove healthy body parts and how much is due to people's general fear of discussing this type of thing with their doctor or therapist?

You know about the Hippocratic oath right? "First do no harm". They have to be convinced that what they are doing is in fact an improvement on your health. Which is why the surgeon is requesting a psychological evaluation. And the psychologist comes back and says "yeah, he's going to be uncomfortable where he is, he's going to be more improved, better mood, better this, better that" and so forth. So from a totality point of view, it's going to get better after he gets modified.

And let me tell you my mood has improved dramatically since going nullo. I don't miss the baggage. I don't miss the fact that I get into sex with a guy, he expects me to perform in some ways, now he doesn't have that expectation. In fact, quite a few guys find it very arousing that they don't have to have that distraction.

Are there other benefits?

Another thing is, guys who are aroused by my situation are very aroused. I've got some guys who are pursuing me a lot. And they just like this idea, because there's nothing there to be in the way. Face to face fucking is very pleasurable. And when they're doing that I actually wet their stomachs with my fluids. And this one guy, he likes to go down on me. He's a bi guy and he said he does this with his girlfriend so he goes down there and starts licking me. And he just loves that idea. He loves the idea that I have a hairy chest and what is to him a very tiny vagina that he can't fuck but he can lick and he can enjoy being the male role. I've even got a straight guy here in town who likes to fuck me because I don't have any male genitals and he doesn't feel threatened by that.

Are there any downsides?

One of the most obvious cons is I have to sit to pee, or I have to use one of these female urination devices. It's an odd funnel shaped device that you can use if there's only a men's urinal. Also, some times I get urinary tract infections. There's a shorter path to the bladder through what I've got now. So I've got to be very careful and keep it clean. I can't get guy fingering me down there because it's the inside of the urethra so it's sensitive.

Do you ever get "phantom dick" syndrome when you are reaching for it out of habit?

A lot of the nerves are bundled on the base of the penis where most of the sensation comes from. It's not along the length of penis but on the base of the penis is where most of the sensations are. And I wake up in the morning with a feeling that I have a big dick that's erect.

In your experience, what percentage of castrations are done by non-medical professionals? How about penectomies? What are the safety risks for each? Would you say one is more difficult than the other for a layman?

I would above three quarters [by non-medical professionals]. And that number is lower than say twenty years ago. There are not as many today.

Which are not as many?

The amateur cutters. There are a lot of wannabes that are successful that manage to stay below the radar of the authorities because they run into trouble because of their lack of skill. Because if you mess up there are problems there. But if you're very careful in choosing the men you work with so that you have very low risk involved, which is age (you don't do old men), you don't do very overweight men, you don't do men who smoke, who don't take drugs and anything else. If you take these fairly low-risk guys and you do it well, then there won't be any problems. Once these guys get castrated, most of them simply become very private and they don't brag about things. They sort of withdraw from pursuing anything else because they've reached their goal.

So is the the percentage of amateur cutters lower today due to more people with medical training performing castrations?

Yes. They are finding that there is a living in this if they do it among other things.

How about with penectomies? I would imagine (and hope!) there's fewer amateurs performing these.

Almost all of them are done by medical professionals. That's tricky, yeah. More tricky. It's sort of major surgery and it's been done by some amateurs. They're fairly good with their surgical techniques. I was actually at one and the guy did a fairly good job but it took a long time and it was a very involved, very slow process. I've heard of only three or four done by cutters in the past and they have left active participation in this.

When you do a penectomy you have to re-route the urethra, yes?

Yes, what I did with this is I knew where I was going with this in 1999 and I contacted my urologist in Hollywood [Florida], an old guy who was just about to retire and I talked to him very carefully and said "in the future I'm going to want the penis removed". And he said "OK, we can do a urethral relocation in the base of the penis".

So how do things like ejaculation and urination work when you've rerouted the urethra and no longer use the penis for them?

With ejaculation, just before you reach the peak, all the fluid is there at the base of the penis, and right before orgasm happens it's the urethra that acts like a rail gun and expels the semen. So when you don't use the penis, there's no force behind it. It just flows out.

What happens to the body parts after removal?

Quite a few [cutters] collect them. They preserve them, they put them in jars. One guy embedded his in plastic and now it's an ornament somewhere. This typically happens when you're in a master/slave dominant/submissive relationship and the submissive gives up his balls to his partner for keepsake. And then you get into this S&M thing where the dominant partner controls and regulates the libido of the submissive. Especially if the submissive is on say androgel where the turnaround time from full sexiness to limp dick is about on the order of a week. The reaction time for the transdermal is very fast. Whereas the injections wear off after two to three weeks. The half life of the testosterone I'm taking is eight days.

You mentioned consumption of body parts in another interview. Is that for real?

It is for real, yes. Some guys do that. Think about the Testy Festy, where they go there and every year there they have concentration of people who are into eating sheep and bull nuts and rocky mountain oysters. I know a few cutters that don't charge anything for their work, the only charge they have is that they get the nuts afterwards.

Is this something that you've tasted?

Yes, as a matter of fact they do taste a little like chicken. Actually I would have to say they taste as much like chicken as they do roast pork. But it all depends on how you cook them. If you cook them in salted butter then they might be saltier than they might otherwise be.

How do you like them cooked?

I went to a cutter's place and he was having an event where he cut a number of guys and I was assisting him there. And what I did is I cooked them up in some butter with some mushrooms. Quite good with a nice red merlot wine.

Cheers to that, Gelding.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551592)



Reply Favorite

Date: April 3rd, 2024 11:28 AM
Author: frisky cruise ship corn cake

Invest in assisted suicide tech now

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551361)



Reply Favorite

Date: April 3rd, 2024 1:39 PM
Author: excitant grizzly jew internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551936)



Reply Favorite

Date: April 3rd, 2024 11:29 AM
Author: Hairraiser light set wagecucks

It's already happening now. The government will revoke entitlements for the rich (aka anyone who has a decent job) and continue to transfer wealth to the irresponsible.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551367)



Reply Favorite

Date: April 3rd, 2024 11:31 AM
Author: magenta glittery cumskin range

In this context, "the irresponsible" seems to be the lower ~90% of the US population.

I'm not even talking about the ~60% of the population that sucks so badly they don't pay federal taxes, I'm talking about actual productive people.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551373)



Reply Favorite

Date: April 3rd, 2024 11:29 AM
Author: Aggressive Step-uncle's House

Even socialist European countries are increasing the retirement age gradually

https://en.m.wikipedia.org/wiki/Retirement_in_Europe

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551369)



Reply Favorite

Date: April 3rd, 2024 11:31 AM
Author: magenta glittery cumskin range

Realistically, there's no reason that number shouldn't be well into the 70's.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551376)



Reply Favorite

Date: April 3rd, 2024 11:37 AM
Author: Lascivious Electric Furnace

How can this be remotely close to the truth? I would surmise that most of your middle class households are saving $5k-$10k per month in their various investment and savings accounts. Actual rich people are saving/investing many multiples of that.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551396)



Reply Favorite

Date: April 3rd, 2024 11:40 AM
Author: Self-centered Indian Lodge

Middle class household saving 5-10k per month tp

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551416)



Reply Favorite

Date: April 3rd, 2024 9:33 PM
Author: Hairless meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553424)



Reply Favorite

Date: April 3rd, 2024 9:34 PM
Author: Jet public bath nowag



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553430)



Reply Favorite

Date: April 3rd, 2024 9:41 PM
Author: magenta glittery cumskin range



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553470)



Reply Favorite

Date: April 3rd, 2024 9:41 PM
Author: Offensive den jap



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553471)



Reply Favorite

Date: April 5th, 2024 3:36 AM
Author: Hairless meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47557128)



Reply Favorite

Date: April 3rd, 2024 11:40 AM
Author: Sienna Mediation

You’re a fucking idiot

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551419)



Reply Favorite

Date: April 3rd, 2024 12:21 PM
Author: bat shit crazy curious university ape

u can say goy here

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551572)



Reply Favorite

Date: April 3rd, 2024 1:46 PM
Author: jade marvelous business firm



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551969)



Reply Favorite

Date: April 3rd, 2024 3:57 PM
Author: Onyx Center Deer Antler



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552430)



Reply Favorite

Date: April 3rd, 2024 4:30 PM
Author: Flirting sooty idea he suggested market



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552534)



Reply Favorite

Date: April 3rd, 2024 9:33 PM
Author: Hairless meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553426)



Reply Favorite

Date: April 3rd, 2024 9:36 PM
Author: peach rigor dilemma



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553444)



Reply Favorite

Date: April 3rd, 2024 9:41 PM
Author: Offensive den jap



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553467)



Reply Favorite

Date: April 4th, 2024 12:12 AM
Author: ivory locus faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553880)



Reply Favorite

Date: April 4th, 2024 2:11 AM
Author: Supple Candlestick Maker



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47554132)



Reply Favorite

Date: April 3rd, 2024 11:42 AM
Author: magenta glittery cumskin range

I don't think most people who have HHI of less than 200k would have that kind of excess money per month.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551430)



Reply Favorite

Date: April 3rd, 2024 11:43 AM
Author: Lascivious Electric Furnace

What is the average HHI for middle class household these days? $350k? Sure they have plenty.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551440)



Reply Favorite

Date: April 3rd, 2024 12:21 PM
Author: magenta glittery cumskin range

From yahoo-fraud-scan money.com, Dec. 2023:

Lower class: The bottom 20% of earners with household incomes not exceeding $28,007.

Lower middle class: Those in the 20th to 40th percentile of household income, between $28,008 and $55,000.

Middle class: Those in the 40th to 60th percentile of household income, ranging from $55,001 to $89,744.

Upper middle class: Households in the 60th to 80th percentile, with incomes between $89,745 and $149,131.

Upper class: The top 20% of earners, with household incomes of $149,132 or more.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551571)



Reply Favorite

Date: April 3rd, 2024 1:26 PM
Author: Multi-colored locale

Lmfao

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551892)



Reply Favorite

Date: April 3rd, 2024 6:40 PM
Author: Passionate disrespectful house alpha

Is that for Appalachia only or something? no way $150,000 a year is upper class.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552952)



Reply Favorite

Date: April 3rd, 2024 6:56 PM
Author: Aggressive Step-uncle's House

The person who wrote it makes $28,007

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553009)



Reply Favorite

Date: April 3rd, 2024 8:37 PM
Author: learning disabled native reading party

And is a redditor

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553282)



Reply Favorite

Date: April 3rd, 2024 11:44 AM
Author: lilac irate piazza twinkling uncleanness

🤪

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551442)



Reply Favorite

Date: April 3rd, 2024 11:39 AM
Author: Self-centered Indian Lodge

This has been the case for decades but retirees report high levels of satisfaction with their financial situation. The highest of any age group iirc

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551410)



Reply Favorite

Date: April 3rd, 2024 11:42 AM
Author: magenta glittery cumskin range

fantastic.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551435)



Reply Favorite

Date: April 3rd, 2024 11:46 AM
Author: Self-centered Indian Lodge

It's a couple years old and it's the aei but I think the facts here are accurate:

https://www.aei.org/op-eds/the-us-retirement-crisis-is-a-media-myth/

Eight in 10 retirees tell Gallup they have sufficient money, not merely to survive, but to “live comfortably.” Less than 5% of retirees tell a Federal Reserve survey they are “finding it hard to get by.” Likewise, in a survey from Vanguard, only 5% of U.S. retirees describe their own financial situation as a retirement crisis.

Seventy-six percent of Americans over 65 report in the Federal Reserve’s Survey of Consumer Finances that their retirement income is “At least enough to maintain your standard of living,” versus only 61% in 1992. The share describing their retirement income as “totally inadequate” has fallen by almost half, while the share of retirees calling their incomes “very satisfactory” nearly tripled.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551450)



Reply Favorite

Date: April 3rd, 2024 2:47 PM
Author: magenta glittery cumskin range

Well, hot dog! If the boomers are happy, I guess all is well.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552204)



Reply Favorite

Date: April 3rd, 2024 4:12 PM
Author: fantasy-prone massive cuckoldry school

in a world where the majority of retirees own their homes outright, many retirees have pensions, social security is technically functioning, and the stock market only ever goes up, the situation is sustainable. do you think all of those will hold true for the next 50 years?

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552473)



Reply Favorite

Date: April 6th, 2024 1:44 PM
Author: Self-centered Indian Lodge

Fair criticism. I didn't really read the thread, was thinking the next decade or so. In 40 years probably all of that is fucked. Hopefully I won't quite be dead yet but I already got mine so fuck everyone else.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47560167)



Reply Favorite

Date: April 3rd, 2024 11:41 AM
Author: lake 180 pisswyrm stage

do you think retired people right now have resources?

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551421)



Reply Favorite

Date: April 3rd, 2024 11:41 AM
Author: Sienna Mediation

There’s no point for the younger generations to even work anymore. Can’t afford housing or anything so why bother. Gonna get Interdasting.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551427)



Reply Favorite

Date: April 3rd, 2024 11:42 AM
Author: lake 180 pisswyrm stage

you are so right. we should all killself. please start the wave.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551434)



Reply Favorite

Date: April 4th, 2024 12:34 AM
Author: insanely creepy concupiscible crackhouse water buffalo

No, they're gonna Live Free actually.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553927)



Reply Favorite

Date: April 3rd, 2024 11:43 AM
Author: charismatic liquid oxygen

soylent green is people!!!!

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551439)



Reply Favorite

Date: April 3rd, 2024 11:49 AM
Author: jet-lagged heady rehab

nobody had shit saved for retirement in like 1990 and it was nbd. Yeah a lot of people had pensions but afaik most still didn’t..They’re actually going to raise the retirement age on gen x and no one will care.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551459)



Reply Favorite

Date: April 3rd, 2024 12:04 PM
Author: underhanded sinister library

They had social security waiting for them though. Cons want to take that away and will if they ever regain power

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551508)



Reply Favorite

Date: April 3rd, 2024 12:19 PM
Author: jet-lagged heady rehab

The boomerocracy will vote them in. They’ll cut benefits for gen z (50% URM so nobody cares) and Gen X (no one will care). Then they’ll go to war with some powerless country and kill millions.

Scumbags will rejoice

If it’s a RINO libs will follow orders and do nothing. If it’s a trump figure they’ll be annoying af

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551558)



Reply Favorite

Date: April 3rd, 2024 12:26 PM
Author: bat shit crazy curious university ape

conshits have been saying for 30+ years that SS is going to die and it never happens, US will have to go totally bankrupt before these retarded pols let SS die

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551596)



Reply Favorite

Date: April 3rd, 2024 3:00 PM
Author: magenta glittery cumskin range

In the event of a fed. gov. collapse, SS should be about the last program to go. Realistically, who the fuck is going to take care of these old people, what would they do?

The "it's going to crash" seems like bullshit that eGOP homos were peddling for their gay shitlib boyfriends who worked in Wall Street.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552227)



Reply Favorite

Date: April 3rd, 2024 2:57 PM
Author: magenta glittery cumskin range

Bush, Romney, et al. made it pretty clear that were going to privatize SS. These faggots are gone now, and bullshit like this is part of the reason. No one relevant on the right is talking about this now.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552222)



Reply Favorite

Date: April 3rd, 2024 12:21 PM
Author: bat shit crazy curious university ape

CNBC claims younger gen is abt to get a HOARD of furkin boomer inheritance but how much u wanna bet 90% of this is going to 10% of gen who already were well off

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551570)



Reply Favorite

Date: April 3rd, 2024 12:22 PM
Author: jet-lagged heady rehab

It won’t move the needle at all in terms of savings. You know it and I know it. It’ll cause a few million people to be able to afford $1,000,000k houses which will inflate RE. That’s it.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551574)



Reply Favorite

Date: April 3rd, 2024 12:25 PM
Author: Self-centered Indian Lodge

There are millions and millions of homeowners who owe little or nothing across the country who will pass on that equity if nothing else. Fucking hospitals will get some of it but there'll still be a huge transfer of wealth

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551590)



Reply Favorite

Date: April 3rd, 2024 12:27 PM
Author: bat shit crazy curious university ape

maybe but these boomers take out home equity loans to BOOM on lux cruises to niggaland and shit

and if they have 2-3 kids u split it between then

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551603)



Reply Favorite

Date: April 3rd, 2024 1:20 PM
Author: magenta glittery cumskin range

inshallah

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551861)



Reply Favorite

Date: April 3rd, 2024 4:27 PM
Author: Chocolate diverse pistol kitchen

That equity is only worth anything if someone is willing to buy or you’re willing to live in Dickboy Kentucky

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552525)



Reply Favorite

Date: April 3rd, 2024 12:27 PM
Author: bat shit crazy curious university ape

Moar and moar amerikkkan trash that isnt scared of the world will just move abroad, u already see that in mexico and shit but they will go all over beaner land even moar. there's zero reason to retire in the US, its truly insane anyone wld unless mega rich

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47551608)



Reply Favorite

Date: April 3rd, 2024 2:50 PM
Author: Yellow factory reset button

Massive social unrest when responsible people can no longer subsidize the niggers and other assorted trash of humanity.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552207)



Reply Favorite

Date: April 3rd, 2024 2:56 PM
Author: spectacular lodge antidepressant drug

Lol

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552221)



Reply Favorite

Date: April 4th, 2024 5:29 AM
Author: Gaped mauve temple



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47554223)



Reply Favorite

Date: April 3rd, 2024 2:53 PM
Author: Fragrant Bright Home Tank

https://www.youtube.com/watch?v=vgCg1t58fcQ

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552214)



Reply Favorite

Date: April 3rd, 2024 2:54 PM
Author: Jet public bath nowag

your cali boy fancy pants roots are really showing here

all of my old prole relatives subsist on ~1k/mo tops added to their social security. to xo poas social security is a rounding error, but if you're a prole that owns a shithome it's almost all you need

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552217)



Reply Favorite

Date: April 3rd, 2024 3:01 PM
Author: magenta glittery cumskin range

Ok, ok. That's a reasonable answer.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552231)



Reply Favorite

Date: April 3rd, 2024 3:59 PM
Author: Onyx Center Deer Antler



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552436)



Reply Favorite

Date: April 3rd, 2024 4:17 PM
Author: fantasy-prone massive cuckoldry school

proles no longer own homes.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552482)



Reply Favorite

Date: April 3rd, 2024 7:00 PM
Author: cordovan vibrant menage halford

then they can go live off social security in the third world

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553029)



Reply Favorite

Date: April 3rd, 2024 8:10 PM
Author: Jet public bath nowag

boomers are all going to die eventually. you think those houses will just sit empty?

in any case op was talking about people who are older, and even most proles > 50 own homes. things are certainly dicier for Newer Gens

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553222)



Reply Favorite

Date: April 3rd, 2024 2:56 PM
Author: Lemon dog poop station

die in place

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552220)



Reply Favorite

Date: April 3rd, 2024 3:00 PM
Author: alcoholic institution

slave camps in Gaza/North Africa (which by then is all considered part of Israel).

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552226)



Reply Favorite

Date: April 3rd, 2024 5:04 PM
Author: Pink corner

people will work until they collapse. at least you chose a job you love!

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552614)



Reply Favorite

Date: April 3rd, 2024 6:58 PM
Author: exciting arrogant senate haunted graveyard

Tbh people did that for most of history (albeit while owning their own homes), but I don't think that's going to work anymore. Modern GC white-collar jobs would probably just find a way to fire you if you get too old and can't be effective anymore.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553015)



Reply Favorite

Date: April 3rd, 2024 8:13 PM
Author: Pink corner

good point. white collar workers will finish their days in a blue vest on the floor of a Walmart

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553231)



Reply Favorite

Date: April 3rd, 2024 6:39 PM
Author: Passionate disrespectful house alpha

I've got about $500,000 saved up. I plan just to go part time when I'm 60 until I'm dead or senile.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47552949)



Reply Favorite

Date: April 3rd, 2024 8:01 PM
Author: bisexual elastic band

This idea that people should just quit working when they're 65 is kind of a UMC myth pushed by investment companies.

Most people are going to get social security and work a little bit. They hopefully will have low housing expenses and no other major epenses (student loans, childcare, etc). And most people will be just fine with thaht.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553203)



Reply Favorite

Date: April 3rd, 2024 8:11 PM
Author: Sienna Mediation

lol. Nothing is gonna be “just fine” about where we’re going…champ.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553226)



Reply Favorite

Date: April 4th, 2024 12:15 AM
Author: jet-lagged heady rehab



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553885)



Reply Favorite

Date: April 3rd, 2024 9:41 PM
Author: Offensive den jap

That sounds great, but if you work at any large corp you'll see that old people get pushed out the door around that age regardless of what they want. In fact, many will be very lucky to make it to 65 and hold a decent job.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553465)



Reply Favorite

Date: April 3rd, 2024 9:59 PM
Author: bisexual elastic band

That's true but you're not supposed to be an office drone forever.

Get social security and work 30 hours a week as a park ranger, a librarian, an aid at a school, a crossing guard, etc.

There's a middle ground between being a full time office drone and having 0 income...

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553550)



Reply Favorite

Date: April 3rd, 2024 10:14 PM
Author: Jet public bath nowag

those the sort of jobs that libs seek to destroy through general societal corruption and cons seek to destroy because the free market deems them inefficient. lmao

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553602)



Reply Favorite

Date: April 5th, 2024 6:21 PM
Author: Offensive den jap

So after spending a career striving you're not supposed to enjoy your old age, you're supposed to push to get some low paying government job that doesn't want to hire you unless you're the right race/gender/sexual orientation/political beliefs and which are already incredibly hard to get? Are you serious?

You dumbasses are going to make Communism incredibly popular in the US.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47558446)



Reply Favorite

Date: April 6th, 2024 1:32 PM
Author: Passionate disrespectful house alpha

You should be able to work 20 hours a week as a lolyer until you're dead. I know a few people working into their 80s (so far) in law.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47560125)



Reply Favorite

Date: April 4th, 2024 2:29 PM
Author: Passionate disrespectful house alpha

Some will have student loans into their 70s but won't pay them back because they'll be at zero income.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47555406)



Reply Favorite

Date: April 3rd, 2024 8:26 PM
Author: Lemon dog poop station

As mentioned above, AI will provide. It will give us manna and a purpose and in return, we will offer our children to the AI, and AI shall feast, and drink their blood and be merry. But above all, AI will provide.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553260)



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Date: April 3rd, 2024 9:25 PM
Author: Pink corner

moloch.ai

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553398)



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Date: April 3rd, 2024 9:42 PM
Author: Jet public bath nowag

In the name of Father Ayn Rand, The Holy a16z, and the Free Market Spirit we offer our prayers unto thee. Amen, faggot.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553477)



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Date: April 3rd, 2024 9:35 PM
Author: irradiated sickened idiot lettuce

Why do you think we're waiving in brown people like a third base coach?

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553439)



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Date: April 4th, 2024 12:07 AM
Author: obsidian rambunctious tanning salon goal in life

They will have looted 401ks and IRAs by then

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47553868)



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Date: April 4th, 2024 1:32 AM
Author: floppy sexy state mood

saving for retirement is a meme for anyone under 32. At the rate of inflation and brrrrr printing, your better off leverageing your ass off to acquire real estate or business equity

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47554076)



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Date: April 4th, 2024 5:04 AM
Author: mustard exhilarant sound barrier generalized bond

Whatever happens in those soviet and othe poor countries. I mean most of those people have their own property and property tax/maintenance is low in most countries outside usa. But they tend not to go out to restaurants unless their kids treat them.. in usa boomers like to go on cruises..

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47554212)



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Date: April 4th, 2024 5:07 AM
Author: bronze sex offender windowlicker

It'll be dogs and cats, living together -- mass hysteria!

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47554213)



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Date: April 4th, 2024 6:03 AM
Author: Soul-stirring mahogany ladyboy

Lawyers are the scum of the universe.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47554256)



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Date: April 4th, 2024 5:16 PM
Author: Lascivious Electric Furnace

How can this be remotely close to the truth? I would surmise that most of your middle class households are saving $5k-$10k per month in their various investment and savings accounts. Actual rich people are saving/investing many multiples of that.

Averaging 2%+ over inflation. Not a bad investment.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47555951)



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Date: April 4th, 2024 7:16 PM
Author: Jet public bath nowag

wtf is going on

has this entire board been replaced with chatbots

am i losing my mind

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47556184)



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Date: April 4th, 2024 7:17 PM
Author: Lascivious Electric Furnace

Not a bad investment. Pineapples were priced at $0.77/unit per day at the local grocer. These were DOLE brand. I bought 2.

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47556187)



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Date: April 4th, 2024 7:40 PM
Author: Jet public bath nowag

🤤

(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47556238)



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Date: April 5th, 2024 3:59 AM
Author: bat shit crazy curious university ape

how can u on one hand be such a goy whining non stop abt how expensive shit is and how ur entire life is just paying money to kikes but on the other hand be so delusional to think avg american household can save 5k-10k a month when median US household income is only $5,626 per month

in fact according to this 70% of american households make under 10k a month:

https://dqydj.com/household-income-percentile-calculator/

85% are under 15k a month

92% are under 20k



(http://www.autoadmit.com/thread.php?thread_id=5512947&forum_id=2#47557135)