while employed i spend very recklessly - ordering delivery instead of cooking, going out a lot and paying for my friends' drinks and rides, etc. - meal prepping, as i do now, saves me hundreds per week.
also i generally insist on paying my way in relationships, sometimes even covering the majority of the costs. for example, i fully supported a manchild for 2.5 years who it turned out was lying to me about applying to jobs because he just wanted me to take care of him.
'money' is kind of like a unit of exchange for experience, which is most valuable when you are younger. if you played the game some other way (abstemious living in youth in exchange for a more comfortable retirement), you actually fucked up beyond description. but i'll be gentle and won't go into details on this.
i rent and have no Assets. but i agree it's not too bad, and not great either. the part he SHOULD be mocking me for is my failure to get a Job since i was laid off seven months ago imo.
i've been unemployed since April, was making $182k at my last job
not sure what that means but almost certainly. i'm horrible at saving. out of college i was making $72k and spending it all having a blast, and as i earned more and more, my spending just expanded to fill the space lol.