\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Airdrop

How many credit cards do you have?

...
Charismatic Kink-friendly Site
  07/10/26
1
curious salmon box office dingle berry
  07/10/26
4
Tripping translucent ticket booth
  07/10/26
what purpose does each serve?
Charismatic Kink-friendly Site
  07/10/26
dividing business and personal expenses / accumulating award...
Tripping translucent ticket booth
  07/10/26
Zero. Not flame
hideous mustard karate becky
  07/10/26
3 plus an Amex but I have no idea where two of them are. Som...
unhinged beady-eyed tanning salon halford
  07/10/26
why multiple?
Charismatic Kink-friendly Site
  07/10/26
2
Fucking Fuckface
  07/10/26
why more than 1?
Charismatic Kink-friendly Site
  07/10/26
One is a legacy card that has no foreign transaction fees. ...
Fucking Fuckface
  07/10/26
like 8 but 2 get used almost exclusively
Startled cracking gas station
  07/10/26
why so many?
Charismatic Kink-friendly Site
  07/10/26
opened over the years, never canceled them. probably should
Startled cracking gas station
  07/10/26
just to get the bonuses?
Charismatic Kink-friendly Site
  07/10/26
no i did that when i was 21 but all the good ones had fees s...
Startled cracking gas station
  07/10/26
it's better for your credit to keep them open, my friend
insanely creepy slippery newt
  07/10/26
true but also doesn't matter when you get older and have eno...
Startled cracking gas station
  07/10/26
Not just for the total credit limit. Credit score also value...
Razzmatazz center messiness
  07/10/26
0
house-broken chapel mad-dog skullcap
  07/10/26
debt=poison
Turquoise 180 institution gaming laptop
  07/10/26
like 10, from when i used to churn. keeping them open helps ...
insanely creepy slippery newt
  07/10/26
churning seems like such overkill for, what, like a thousand...
Charismatic Kink-friendly Site
  07/10/26
imo there are no more good offers at all anymore
curious salmon box office dingle berry
  07/10/26
chase business ink is offering $1k rn. best i've seen in a l...
Charismatic Kink-friendly Site
  07/10/26
Sapphire preferred is 100k bonus rn on $5000 spend in 3 mont...
Gay high-end stage
  07/10/26
yeah, i said used to churn. dont have time w kids to keep up...
insanely creepy slippery newt
  07/10/26
I have something like 10 and like 5 with fees. Obviously I ...
Gay high-end stage
  07/10/26
Three. One for airline status. One for the best rewards. ...
Massive church building pisswyrm
  07/10/26
I don't think corporate card should count for this?
gunneratttt
  07/10/26
citi double cash chase freedom unlimited
Burgundy underhanded sweet tailpipe public bath
  07/10/26
1, which is kind of irresponsible. If your one card gets...
haunting talented national security agency national
  07/10/26
3. Costco's, CSR, and Southwest (canceling, just used for th...
gunneratttt
  07/10/26


Poast new message in this thread



Reply

Date: July 10th, 2026 1:13 PM
Author: Charismatic Kink-friendly Site



(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990862)



Reply

Date: July 10th, 2026 1:13 PM
Author: curious salmon box office dingle berry

1

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990863)



Reply

Date: July 10th, 2026 1:21 PM
Author: Tripping translucent ticket booth

4

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990899)



Reply

Date: July 10th, 2026 1:36 PM
Author: Charismatic Kink-friendly Site

what purpose does each serve?

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990937)



Reply

Date: July 10th, 2026 2:17 PM
Author: Tripping translucent ticket booth

dividing business and personal expenses / accumulating awards

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991055)



Reply

Date: July 10th, 2026 1:23 PM
Author: hideous mustard karate becky

Zero. Not flame

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990903)



Reply

Date: July 10th, 2026 1:24 PM
Author: unhinged beady-eyed tanning salon halford

3 plus an Amex but I have no idea where two of them are. Some drawer I guess. Too lazy to cancel them.

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990904)



Reply

Date: July 10th, 2026 1:36 PM
Author: Charismatic Kink-friendly Site

why multiple?

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49990940)



Reply

Date: July 10th, 2026 2:06 PM
Author: Fucking Fuckface

2

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991008)



Reply

Date: July 10th, 2026 2:10 PM
Author: Charismatic Kink-friendly Site

why more than 1?

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991022)



Reply

Date: July 10th, 2026 3:19 PM
Author: Fucking Fuckface

One is a legacy card that has no foreign transaction fees. Unsurprisingly, I use it abroad. It's also a VISA, so I can use it at Costco

One is my primary card in the US that does charge foreign transaction fees. Unsurprisingly, I use it as my primary card in the US and do not use it abroad. It's not a VISA, so I cannot use it at Costco

I don't pay an annual fee for either

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991200)



Reply

Date: July 10th, 2026 2:08 PM
Author: Startled cracking gas station

like 8 but 2 get used almost exclusively

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991012)



Reply

Date: July 10th, 2026 2:10 PM
Author: Charismatic Kink-friendly Site

why so many?

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991021)



Reply

Date: July 10th, 2026 2:11 PM
Author: Startled cracking gas station

opened over the years, never canceled them. probably should

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991029)



Reply

Date: July 10th, 2026 2:12 PM
Author: Charismatic Kink-friendly Site

just to get the bonuses?

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991031)



Reply

Date: July 10th, 2026 2:18 PM
Author: Startled cracking gas station

no i did that when i was 21 but all the good ones had fees so i canceled those at that time

here's what i have

citi double cash - primary workhorse

costco visa - 4% cb on gas, 3% on restaurants, and also used at costco obviously. no foreign transaction fees. great card

amex blue cash - first card i opened in college, never use it but there for nostalgia's sake. and also one time i lost my wallet in nepal and amex was the only 180 company that gave me a cash advance immediately to get my bearings.

amex delta - this one should be canceled

capital one quicksilver - used to use this before i got the double cash. also no fx fees, decent card, should probably cancel

crate and barrel visa - i got like 2k worth of rewards from this when i bought a bunch of furniture, should cancel

chase sapphire reserve - fees are a bit too high now, will probably cancel next year

chase ink business - company card

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991056)



Reply

Date: July 10th, 2026 2:15 PM
Author: insanely creepy slippery newt

it's better for your credit to keep them open, my friend

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991043)



Reply

Date: July 10th, 2026 2:21 PM
Author: Startled cracking gas station

true but also doesn't matter when you get older and have enough revolving limits. just for administrative expediency it's better to have only a few imho

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991063)



Reply

Date: July 10th, 2026 2:38 PM
Author: Razzmatazz center messiness

Not just for the total credit limit. Credit score also values length accounts have been open heh heh

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991115)



Reply

Date: July 10th, 2026 2:09 PM
Author: house-broken chapel mad-dog skullcap

0

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991014)



Reply

Date: July 10th, 2026 2:14 PM
Author: Turquoise 180 institution gaming laptop

debt=poison

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991037)



Reply

Date: July 10th, 2026 2:16 PM
Author: insanely creepy slippery newt

like 10, from when i used to churn. keeping them open helps your credit score, not that i need credit for anything anymore

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991048)



Reply

Date: July 10th, 2026 2:22 PM
Author: Charismatic Kink-friendly Site

churning seems like such overkill for, what, like a thousand bucks a card at most maybe

thinking about opening a second just for a nice offer since i'm making a big purchase soon and will hit the minimum spend requirement easily but even then my instinct says why sully myself with this prole goy complex just for like $1k

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991069)



Reply

Date: July 10th, 2026 2:24 PM
Author: curious salmon box office dingle berry

imo there are no more good offers at all anymore

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991076)



Reply

Date: July 10th, 2026 2:30 PM
Author: Charismatic Kink-friendly Site

chase business ink is offering $1k rn. best i've seen in a long time on a no-fee card.

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991092)



Reply

Date: July 10th, 2026 8:28 PM
Author: Gay high-end stage

Sapphire preferred is 100k bonus rn on $5000 spend in 3 months.

Ideally you're getting cards where the benefits come out in your favor every year no matter what.

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49992037)



Reply

Date: July 10th, 2026 3:53 PM
Author: insanely creepy slippery newt

yeah, i said used to churn. dont have time w kids to keep up w this shit. easy to miss payments bc u forgot to set up some card on autopay, and it's just more mental effort to keep track of it all

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991291)



Reply

Date: July 10th, 2026 3:42 PM
Author: Gay high-end stage

I have something like 10 and like 5 with fees. Obviously I don't run balances but yeah, I use CC benefits/points all the time. About to get 100k points for Sapphire Preferred.

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991256)



Reply

Date: July 10th, 2026 3:14 PM
Author: Massive church building pisswyrm

Three. One for airline status. One for the best rewards. One corporate card.

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991193)



Reply

Date: July 10th, 2026 3:53 PM
Author: gunneratttt (gunneratttt)

I don't think corporate card should count for this?

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991288)



Reply

Date: July 10th, 2026 3:16 PM
Author: Burgundy underhanded sweet tailpipe public bath

citi double cash

chase freedom unlimited

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991198)



Reply

Date: July 10th, 2026 3:36 PM
Author: haunting talented national security agency national

1, which is kind of irresponsible.

If your one card gets declined for whatever reason (technical glitch, actual or suspected fraud, etc.), you can find yourself in tough shape.

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991239)



Reply

Date: July 10th, 2026 3:52 PM
Author: gunneratttt (gunneratttt)

3. Costco's, CSR, and Southwest (canceling, just used for the sign up bonus).

(https://autoadmit.com/thread.php?thread_id=5881481&forum_id=2#49991283)