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Who are these people with tons of credit card debt?
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Date: September 23rd, 2024 3:50 PM Author: aphrodisiac mahogany gaming laptop haunted graveyard How does this even happen? I hear stories about how so many people have credit card debt. But I always wonder who are they? And how?
Discuss. |
Date: September 23rd, 2024 3:56 PM Author: ruddy zombie-like goal in life I have a distant cousin like this. Constant debt, has gone through bankruptcy, borrows money from family. She’s low IQ, immature, single mother, makes like $60k/yr and impulsively spends her money on dumb shit. She also lost tons of money on lularoe. low future time orientation is probably the common trait for all of these people (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124023) |
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Date: September 23rd, 2024 3:57 PM Author: aphrodisiac mahogany gaming laptop haunted graveyard Is it mostly women doing this? (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124025) |
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Date: September 23rd, 2024 3:59 PM Author: lemon vivacious main people We might have the same cousin. She has a countdown app on her phone that shows how many days until she can file for bankruptcy again, her 8 years is almost up lmao (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124036) |
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Date: September 23rd, 2024 4:07 PM Author: faglord (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124086) |
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Date: September 24th, 2024 11:34 AM Author: Medicated church does she pay $9.95/mo for that app? (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48126516) |
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Date: September 23rd, 2024 3:59 PM Author: Domesticated love of her life base I've seriously considered opening up a dozen scamcards cash advancing on all of them then just leaving the country Who cares? Why would anyone have respect for any of these institutions? The US is a human farm nightmare plantation lorded over by scammy deviants and porcine criminals |
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Date: September 23rd, 2024 4:03 PM Author: Silver big station Yeah but what if next month another gay rave gets broken up (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124062) |
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Date: September 23rd, 2024 4:07 PM Author: Domesticated love of her life base Attacking the cope and not the reason the cope exists just makes you a bootlicker for the Authority (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124084) |
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Date: September 23rd, 2024 4:04 PM Author: red trip stage corn cake I think a lot of people do this, a large percentage of foreign students or H1Bs who end up going home are doing exactly this. (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124066) |
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Date: September 23rd, 2024 4:09 PM Author: Domesticated love of her life base It's free money and frankly "feels" like a moral good considering the ethical nature of these sorts of businesses These retard "professionals" squabbling over optimizing billionaire profits while french kissing their Chase app have no idea how checked out Zoomers/GA etc are from all of this garbage |
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Date: September 23rd, 2024 4:10 PM Author: lemon vivacious main people You would probably be better off running a longer con because the cash advance limit is always way lower than the credit limit. Get high limit cards, only pay the minimums, tell them to get fucked when the space finally runs out. By then you'll be overseas and they're not sending the sheriff to repossesses your asian harem. (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124116) |
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Date: September 23rd, 2024 4:11 PM Author: Domesticated love of her life base Exitmaxxed (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124120) |
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Date: September 23rd, 2024 4:13 PM Author: Dashing Overrated Telephone Can you buy gold coins with a card? Or iPhones would work, though require more effort (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124128) |
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Date: September 23rd, 2024 5:56 PM Author: self-absorbed set You can buy precious metals with a credit card (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124505) |
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Date: September 23rd, 2024 5:43 PM Author: insane site rigpig do credit card checks still exist? used to get sent them all the time but haven't seen one in years
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Date: September 23rd, 2024 4:07 PM Author: animeboi (.) They're like this:
https://www.youtube.com/watch?v=2GJ_6efb2u8
dumbass wife spends money on stupid shit then cuck husband lets her and buys dumb $5,000 bikes for himself. |
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Date: September 23rd, 2024 7:28 PM Author: vibrant brilliant fanboi place of business all these guys sitting in computer gamer chairs (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124766) |
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Date: September 23rd, 2024 4:08 PM Author: opaque police squad heaven If you're living paycheck to paycheck on a low income, you aren't saving money. Then you get a car repair bill and need to put a thousand on the credit card, which has to happen so you can get to work. But living paycheck to paycheck means there's never that spare thousand as you have to pay the rent first. And it begins. Then the interest mounts.
I'm not unsympathetic. Though doubtlessly plenty is due to impulsive spending. It was always ingrained in me to never spend money I didn't have, even as a broke college kid with a weekly budget of $50, so watching those who charged vacations thinking they'd pay it off later always seemed like abusing a system that ultimately costs everyone more money.
*amazing I could eat well for less than 50 a week in the early 2000s. Today we spend 20k+ a month as a family without even blinking.
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Date: September 23rd, 2024 4:09 PM Author: Razzle Deranged Ceo Wagecucks (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124107) |
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Date: September 23rd, 2024 4:12 PM Author: Odious Meetinghouse Deer Antler so glad you were able to work in a flex at the end. (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124123) |
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Date: September 23rd, 2024 4:23 PM Author: opaque police squad heaven Cool off the cattiness for a bit.
When you're 21, you think you understand the world perfectly. When you're 44, everything is surreal. |
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Date: September 23rd, 2024 5:53 PM Author: insane site rigpig official inflation figures are flame. the improvement in my income vs QOL over the years in mindblowingly bad.
when i was a kid, shopping mall hairdressers and retail clerks owned houses. i have no idea how these people eat now considering how much i spend to live fairly modestly.
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Date: September 23rd, 2024 4:09 PM Author: Flirting Crystalline Location Ladyboy TSINAH, benzo (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124103) |
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Date: September 23rd, 2024 4:09 PM Author: mewling jewess It’s hard for you to understand how people can live beyond their means? How autistic are you (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124105) |
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Date: September 23rd, 2024 4:10 PM Author: animeboi (.) I genuinely don't understand how people can spend money on stupid shit, look at their balances, and not conclude 'I need to stop spending money on stupid shit'. (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124118) |
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Date: September 23rd, 2024 4:14 PM Author: mewling jewess Tons of reasons people probably tell themselves this but once you’re used to a lifestyle it’s tough to stop. Lots of women feel like they need to look their best and are always buying expensive shit to signal, assume some rich dude will come save them eventually. Lots of dudes doing the same thing by trying to signal to some birdbrain that they have cash and will take care of them.
Everyone always assumes they’re going to make more eventually and pay it down and don’t want to suffer in the interim.
And some people legit just suffer unfortunate setbacks and can’t easily reduce expenses enough to cover even if they try, wind up in debt |
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Date: September 23rd, 2024 4:15 PM Author: aphrodisiac mahogany gaming laptop haunted graveyard (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124137) |
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Date: September 23rd, 2024 4:15 PM Author: aphrodisiac mahogany gaming laptop haunted graveyard Reading comp pwned. I understand people do this. I'm asking who are the types of people that do this (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124140) |
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Date: September 23rd, 2024 4:10 PM Author: Medicated church giving women access to money (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124112) |
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Date: September 23rd, 2024 4:21 PM Author: Fighting Cheese-eating Gaping You don’t have to pay the “bills” hth (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124171) |
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Date: September 23rd, 2024 4:27 PM Author: Amber mind-boggling pervert mad-dog skullcap Beep beep beep (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124203) |
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Date: September 23rd, 2024 4:28 PM Author: gunneratttt (gunneratttt) can't stop buying apples (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124204) |
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Date: September 23rd, 2024 4:28 PM Author: Mustard Stead 27 poasts. ctl-f *goy
*beep no results*
wtf |
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Date: September 23rd, 2024 5:08 PM Author: arrogant quadroon 10% usury cap would be 180. Handing these people credit cards is like handing a toddler a loaded gun. Not worth it! (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124362) |
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Date: September 23rd, 2024 5:14 PM Author: Peach territorial trailer park Like a chimp with a machine gun! (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124384) |
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Date: September 23rd, 2024 5:19 PM Author: Mustard Stead how is 10% on a risky loan usury when prime rate is like 7% (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124396) |
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Date: September 23rd, 2024 5:59 PM Author: self-absorbed set lol you can hear the hissing coming from this post (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124511) |
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Date: September 23rd, 2024 5:27 PM Author: thriller outnumbered striped hyena candlestick maker This really isn't hard to understand if you've met any working class people who live paycheck to paycheck and who do not have friend or family circles who are able or would be willing to lend them money in an emergency. For most of these type of people, a credit card is the only backup financial liquidity they have to get out of an unplanned expenditure.
Then you add in people who are compulsive spenders and people who are otherwise too naive to understand how the system works (e.g. when I lived in ARE country, became regular at a bar that employed a bar hand with a disability who didn't seem to understand he could probably qualify for welfare), along with a shitty economy like we have now and boom. Trillions in CC debt. |
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Date: September 23rd, 2024 6:02 PM Author: Amber mind-boggling pervert mad-dog skullcap (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48124521) |
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Date: September 23rd, 2024 5:49 PM Author: insane site rigpig this is why civilized societies didn't let women enter into contracts
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Date: September 24th, 2024 12:38 PM Author: Tan community account Proles (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48126777) |
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Date: September 24th, 2024 12:40 PM Author: blue heady menage clown its pretty easy to rack up a ton of debt if you're in a high COL area
lots of americans aren't making enough to cover their monthly expenses and are racking up CC debt to bridge the gap |
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Date: September 24th, 2024 12:44 PM Author: Razzle-dazzle locus the government steals a good chunk of most people's income so jews can have 80 iqs and gay rape other 80 iq desert people (https://autoadmit.com/thread.php?thread_id=5600294&forum_id=2#48126796) |